Ukulawula Imali Ngekhefu leMaternity

Xa uqala ukucwangcisa kwaye usenentsapho, unokuba ukhathazekile malunga nendlela oza kufikelela ngayo xa uphumelele ekubelekeni. Oku kunokuba nzima nakakhulu xa ugqiba ukuba ufuna ukuba iqabane lakho lithathe ikhefu lomntwana. Ngelixa ufuna ukuthatha ixesha lokubuyiselwa emva kokuzalwa komntwana, unokuba nzima ukuqhubeka nokuhlawula iindleko zakho nokulawula ukuhlala ekhaya, ngakumbi ukuba uceba ukubuyela emsebenzini emva kokuzalwa komntwana.

  • 01 Fumana kwi-post yakho yeBhajethi yeBantwana ngoku

    Ngaphambi kokuba ube nosana, kuluvo oluhle ukusebenzela ukuba ibhajethi yakho iya kuba yintoni emva komntwana. Ukuba uceba ukubuyela emsebenzini, kuya kufuneka uhlawule uhlobo oluthile lwebhilidi yokunakekela abantwana ngexesha elo. Unokuqiniseka ukuba unokulawula yonke into ngokunamathela kuloo bhajethi ngoku. Thatha imali eyongezelelweyo oyayihlawula ekunakekeleni abantwana kwaye uyibeke kwi-akhawunti yokugcina. Ungayisebenzisa le mali ukuze uphile xa uhamba ngekhefu lokubeleka. Ukuba uqala ekuqaleni kokukhulelwa, kuya kufuneka uvale okokufunayo kwikhefu lakho lokubeleka, ukuba akunakwaneleyo bonke ndawonye. Unokuphinda usebenze ngokuhlawula phantsi ityala lakho ngoku . Kungaba nzima ngakumbi ngeendleko zengane ezingalindelekanga kunye neendleko zonyango ezongezelelweyo kunye neendleko zokutya kwilungu elitsha lentsapho.
    • Isicwangciso seendleko zokunakekela abantwana.
    • Yakha i-fund yakho yengxamiseko.
    • Ukuba uceba ukuyeka, faka inzuzo yesibini ngqo kwi-savings esikhundleni sokuyisebenzisa.
  • 02 Khawucinge ngeNtsholongwane yokuKhubazeka kwexesha elifutshane

    Ezinye iiprogram ze-inshorensi zokukhubazeka ezifutshane ziza kubakho ikhefu lokubeletha ixesha elimisiweyo. Le nshurensi inokukugubungela ukuba ulala ngexesha lokukhulelwa xa ukhulelwe. Into ebaluleke kakhulu kule ntengiso yomshuwalense kukuba kufuneka uyibeke endaweni ngaphambi kokuba ukhulelwe. Umgaqo-nkqubo unokuba nexesha lokulinda eliya kuthintela ukuba kungekudala liza kubandakanya into efana nokukhulelwa, ezininzi iinkampani ze-inshorensi eziqwalasela umcimbi ocwangcisiweyo.

    • Umsebenzi wakho unokunika izicwangciso zokukhubazeka kwexesha elifutshane.
    • Cinga ukuthenga ngeenxa zonke xa ungenayo isicwangciso esinikezwa ngomsebenzi.
    • Funda umgaqo-nkqubo ngokucophelela, unokufunwa ukuba ubuyele emsebenzini emva kwekhefu lokubeletha ukuze usebenzise inzuzo.
  • 03 Gcina iholide kunye nexesha eligulayo

    Nangona ufanelekile kwikhefu elinye kunye neqabane lakho ngaphambi kokuba usana luvakala lukhangeleka, unokufuna ukugcina iintsuku zeentsuku kunye neentsuku ezigulayo ukugubha ikhefu lokubeleka. Le ngenye yeendlela ezilula ukukhupha ubuncinane isahlulo sexesha lakho lokubeletha. Nangona kunjalo, mhlawumbi ngeke kube ngokwaneleyo, ingakumbi ukuba uceba ukuthatha iinyanga ezipheleleyo zekhefu. Unokuba ngumyeni wakho usindise kwaye uthathe ikhefu lokuzalwa emva kwekhefu lokubeleka ukuze ulinde ukubeka umntwana wakho ekunakekelwa kwintsuku aze eneminyaka emithathu ubudala.

    • Hlola kwipolisi yenkampani yakho yokugcina iintsuku ezigulayo kunye neentsuku zeeholide. Ezinye iinkampani zinokunciphisa inani leeholide ongayibanga.
    • Ukuthatha ikhefu lomntwana kunye nekhefu lokubeleka ngamaxesha ahlukeneyo kuya kwandisa inani lexesha onokufumana umzali nomntwana wakho.
    • Ukuba uyeka, umsebenzi wakho unokukunika isamba semali njengoko uhlawulelwa ukuba ungasetyenziswanga iintsuku ezigulayo kunye neentsuku.
  • ISicwangciso seSicwangciso seMali esingu-04

    Ukongeza kokufaka imali engenayo imali, unokufuna ukucwangcisa iindleko ezongezelelweyo ongayilungiselele. Iindleko zakho zonyango zinokunyuka okanye unokuqonda ukuba udinga i-diapers ngaphezulu kunokuba wawucinga ngaphambili. Kunceda ukuba ube nemali engaphezulu kwiinyanga ezimbalwa zokuqala emva kokuba unesana.

    Unokuthenga izinto ezithile zesibini, kodwa akusiyo yonke into. Unokufuna ukucwangcisa phambili kwaye wenze ukutya kwamahrifri kukukunceda kwiiveki ezimbalwa zokuqala xa ugxininiswe kwaye ukhathele ukupheka. Umzimba wakho uzakufuna ixesha lokuba uphinde ufumane umntwana nakuba ungenayo icandelo c. Kufuneka ucwangcise ukungabi nesiqhelo samandla ngeli xesha. Isicwangciso semenyu lwenyanga yokuqala sinokukunceda ukuba usindise ngokutya. Nangona kunjalo, ukuba uceba ukuba ukwazi ukuhlawula imali kwizinto ezithile ezilula ezifana nokuhlawula ukuthengiswa kokutya okanye kwintsimi yenkonzo yokuqala ngenyanga ohlala kuyo.

    • Iindleko zezinto zezingane ziya kwandisa ngokukhawuleza. Iidrafers kunye nefomula zingabonakala ngokubiza kakhulu iikononi kwaye uzame ukutshintsha iimpawu ukuze ufumane intsebenzo engcono kakhulu.
    • Cinga izinto ezinjenge-inshorensi yobomi kunye neendleko ezongeziweyo zokongeza umntwana wakho kwi-inshorensi yempilo yakho.
    • Ukuba kunokwenzeka, qala ukugcina imfundo yengane yakho ngoku.
  • 05 Khangela iindlela zokwenza imali ngexesha le-Laern Maternity

    Unokuba ukhathele kakhulu ukwenza ixesha elide ngelikhefu lokubeleka, kodwa ukuba ufuna ukwenza imali kwaye awunakho ixesha lokugula okanye inshorensi yokukhubazeka kwexesha elifutshane, unokufuna ukufumana iindlela ezongezelelweyo zokuzisa imali ekhaya. Izinketho ziquka ukuhlala ekhaya okanye ukusebenza njengonkontileka yokuzimela. Qinisekisa ukuba uzinike ixesha elaneleyo lokuphumla.

    • Umsebenzi wesikhashana ukusuka kwimisebenzi yasemakhaya unokuba lukhetho olukhulu.
    • Cinga ukuthengisa izinto ezithile ukuba imali iminyene.