Ngokufanayo, kwanexabiso elithe xaxa okanye umlinganiselo ophezulu wexabiso-kuya-umvuzo kwi-ishishini elungileyo elithatha ishumi elinesibhozo okanye ipesenti ezilishumi elinesixhenxe kwi-capital, uza kuba neziphumo ezilungileyo kakhulu kwixesha elimashumi mabini anesithathu eminyaka.
Umzekelo omhle nguJohnson & Johnson. Ngokweengxelo yenkampani, "Sifake ukunyuka komnyaka wethu wama-74 wokuthengisa, unyaka we-23 wokulandelana weentlawulo ukwandisa ukulungiswa kwerhafu ekhethekileyo kwaye unyaka olandelelanayo wama-44 wokulandelana. Le yirekhodi ehambelana nabancinci kakhulu, ukuba kukho na, iikhampani kwimbali. "Inkampani iyahlukana kuzo zonke iinkonzo zonyango, imithi kunye nemveliso yomthengi. Ezi ziquka amagama omzi njengeTylenol, i-Band-Aid, i-Stayfree, i-Carefree, i-KY, i-Splenda, i-Neutrogena, i-Benadryl, i-Sudafed, i-Listerine, i-Visine, i-Lubriderm ne-Neosporin, ingakhankanyi imveliso yokunakekelwa kwezilwanyana ezifana ne-powder, lotion, kunye ioli.
Ukuthelekiswa ne- S & P 500 , isitokhwe samanje sithengisa kwisilinganiselo esiphantsi se-p / e, intengo ephantsi ukuhamba kwemali, inani elincinci ukuya kwincwadi, kwaye iphakamisa isivuno semali esiphezulu, yonke ixa ifumana imali ephezulu kwi-asethi kwaye ubuyele ngokulingana kunomlinganiselo oqhelekileyo wokuthengiswa komphakathi!
Utyalo-mali ngumdlalo weengxaki ezinzima kunye nokunciphisa ingozi .
Ngaba unokuqinisekisa ukuba uya kutshitshisa imarike? Noko ke, unako ukwandisa amathuba okwenzekayo ngokugxila kwiinkampani ezinamaprofayili athathekayo - iimbali ezimiselweyo, ulawulo olunomdla omkhulu kwiinkampani, imbali yokuqhuba kakuhle, ukuqeqeshwa ngokubuyisela imali eyininzi kubanini-zimali ngezabelo zemali. kwaye wabelane ngokuthengwa , kunye nombhobho oqaqambileyo wamathuba okukhula kwangomso. Lezi zi-stocks ezineengcipheko ezingcono zokuzibandakanya ngokungenakushintelwa, oku kuthetha ukuba imali encinci yemali iya kubomishishini, ukuthengiswa kwemarike, ukuhlawula irhafu , kunye nezinye iindleko zokuxhatshazwa . Le nzuzo encinci inokukhokelela ekuzuzeni kakhulu kwixabiso lakho; ngaphezulu kwe-3% ngonyaka, ngaphezu kwexesha lokuphila-mali (nithi, iminyaka engamashumi amahlanu), i-triple ubutyebi!
Umngeni omkhulu kunzima kukuba iifestile ezimbalwa ziyakwazi ukugcina imbuyekezo ephezulu ngokulinganayo ngaphezu kwexesha elide ngenxa yobuthakathaka obubuhlungu bokuxhaswa kwemali. Ewe, njengabaxhasi, sonke siyazuza kulo hlobo ngendlela ephezulu yokuphila ngeendleko eziphantsi, kodwa kubanikazi, kunokuthetha ukungahambisani nokunciphisa imali. Yingakho kufuneka uhlalise ngaphakathi kwakho umbuzo wendlela enkulu ngayo inkampani yokuncintisana "yenkcaso" yokhuphiswano, ukufaka okokulinganisa kwakho.
Ngaba ucinga ukuba umntu uya kukwazi ukutyhila iCoca-Cola njengenkampani ephuzayo yokuphuza ehlabathini? Kuthiwani ngeMicrosoft? Ngokuqinisekileyo okokugqibela kuza kubonakala kunobuthathaka kunokuba bekudala, kodwa zombini zibhetele kangcono kunokuba inkampani yenkampani yenkampani enqwenela ukukhangela inzuzo kwi-ishishini elifana nexabiso lempahla kunye neyinxalenye yamandla embalwa kunye neyodwa, ukuba ikhona imingcele yokungena.
Iinkcukacha ezithe xaxe
Eli nqaku liyinxalenye yethu Indlela yokufumana isisombululo esisisityebi sabatyalomali abatsha. Ukufumana ulwazi olungakumbi malunga nendlela yokulawula iimali zakho, ukuvelisa imali engenayo, ukulawula ityala lakho kwaye ube ngumntu ozimeleyo ngokwezimali, funda indlela yokufumana ubutyebi-Isikhokelo sokufumana ubutyebi .