Ukuqulunqwa kweeRhafu kwiRhafu zakho
Intlawulo epheleleyo yentlawulo ehlawulwayo inkokhelo ehlawulwa ngokukodwa ngobude bexesha utyalo-mali lwenziwa. U-Uncle Sam ukhetha abaxhamli bexesha elide labamashishini baseMelika. Nangona iirhafu zomntu ngamnye ziyakwazi ukutshintsha, ixesha lokubamba ngokubanzi alikho. Kubaluleke kakhulu ukuba uqaphele ukuthenga kunye nokuthengisa umhla osebenza ngawo urhulumente ukujonga ubude bexesha owabamba ngalo i-asethi ngumhla wokurhweba (umhla owawutyala umthengisi wakho ukuba athenge okanye athengise utyalo-mali), kungekhona umhla wokuhlawula ( imini xa izatifikethi zatshintsha izandla).
Intlawulo yexabiso lentengo kwiimpahla ezigcinwe ngaphantsi komnyaka omnye
Ukuxabiswa kweempahla ezithengisiwe ngenzuzo emva kokubanjelwa ngaphantsi komnyaka zithatha unyango lwenkokhelo yerhafu encomekayo. Ngokuqhelekileyo, inzuzo iya kuhlawulwa kwizinga lakho lokufumana umvuzo (okubandakanya imali engenayo kunye neenzuzo zentengo). Kwezinye iimeko, irhafu yengeniso enkulu inokufikelela phantse kabini ngaphezu kwayo njengabo bahlawulelwa kwi -investment yesikhathi eside .
Intlawulo yexabiso lentengo kwiimpahla ezigcinwe ngaphezu konyaka omnye kodwa zingaphantsi kweminyaka emihlanu
I- Revenue Service Revenue ibona ixabiso eligcinwe ixesha elingaphezu komnyaka omnye ukuba lizaliswe ixesha elide. NgoMeyi ka-2003, iCongress inciphisa ixabiso lentlawulo yexabiso lentlawulo kwi-15% kulabo abakwizinga eliphezulu kunye no-5% kulabo baxhasi bentlawulo ephantsi. Ekuqaleni, kwakukho ilungiselelo lokushona kwelanga ukwenzela ukuba ezi ntlawulo zerhafu zentlawulo ziphelelwe liphela ekupheleni konyaka- mali ka- 2008. Ngo-2006, iCongress yadlulisela ukwandiswa kweminyaka emibini kunyaka-mali ka-2010 ukugcina ezi ntlawulo ezifanelekileyo.
Ngokutsho kweencwadi ze-IRS, "Inqanaba eliphezulu lentlawulo kwi-net capital gain generally by 15% (okanye i-5%, ukuba ingahlawuliswa ngenye i-15% okanye ngaphantsi). Kukho okunga-3: "
- Inxalenye ehlawulwayo yerhafu evela kwi- stock stock encane ifumaneka kwizinga eliphezulu elingama-28%. "
- "Inzuzo eyinkunzi yemali ekuthengiseni iinqununu (njengemali okanye ubugcisa) ihlawuliswa kwizinga elingama-28%."
- "Inxalenye nayiphi na inzuzo eyimali ngokuthengisa iCandelo 1250 yepropati yangempela efunekayo ukuba iphinde iphinde iphinde ihlawulwe kwi-line-straight-line-rate rate.
Imilinganiselo yemali yerhafu ifumana irhafu yerhafu malunga nezigqibo zakho zotyalo-mali
Ikhowudi yentlawulo ichaza ngokucacileyo abo baphethe utyalo-mali babo ixesha elide, okwenza kube lula ukuba abatyali bezityalo babe nesityebi. Yonke intsebenzo yokutsalwa kwetyala kufuneka ihlaziywe ityala lentlawulo. Ukunciphisa intela enkulu yentlawulo yerhafu yexesha elide yinto yezizathu ezixabisa abatyalo-mali bathambekele ekuthandeleni ukuthenga nokubamba . Ukujonga izinto:
Ibhinqa e-35.0% yerhafu ibhalela i-$ 100,000 kwisitokisini kwaye iyayithengisa emva kweenyanga ezintandathu kwi $ 160,000 (ukubuyiswa kwe-60%). Uhlawula imali engama-21,000 kwiirhafu kwi-$ 60,000 yokufumana imali eyinkunzi, emshiya ngenzuzo ye-$ 39,000.
Umfazi ofanayo uhlawula i-$ 100,000 kwisitokisini kwaye uyithengisa umnyaka omnye emva kweedola eziyi-150,000 (i-50% yokubuya). Uhlawule imali yentlawulo yee-7 500 zamaRandi, amshiye ngenzuzo engama-42,500.
Nangona ukubuyela kwakhe bekuyi-10% engaphantsi kwintsebenziswano yesibini, wagqiba malunga ne-9% ngaphezulu kwemali ephaketheni lakhe. Isifundo: Impembelelo yentlawulo yexabiso lentengo kufuneka ibe yingqwalasela ebalulekileyo malunga nawo onke amatyalo-mali.
Ulwazi olungakumbi malunga neNtlawulo yeNgeniso yeNtlawulo ephethe iiPeriods
Ukufumana ulwazi oluthe xaxa malunga neengeniso ezinkulu, iintlawulo zeentengo ezinkulu, kunye neengeniso zokubanjelwa kweentlawulo zentlawulo, funda Isikhokelo seNqununu kwiNzuzo yeNtlawulo .