Isalathiso esifutshane sokwahlula utyalo lwabaqalayo
Iisiseko: Ukufuna ukhuseleko
Abahlawuli-mali abahle bavame ukukhangela ukhuseleko lwezabelo. Oku kubaluleke kakhulu ukulinganiswa nomyinge wokuhlawula isabelo . Ukuba inkampani ifumana iiligidi ezingama-100 kwaye ihlawula i-$ 30 yezigidi kwizabelo, isahlulo sinokukhuseleka kunokuba inkampani ihlawula i-$ 90 yezigidi kwizabelo.
Kwimeko yokugqibela, ukuba iingeniso zawa ngeepesenti ezili-10, bekungekho nto yokushiya esele ilawulwe ukuba abaphathi bayisebenzise. Njengomthetho oqhelekileyo, abahlawuli-mali abahluleli abanqweneli ukubona ngaphezulu kwama-60 ekhulwini eenzuzo ezihlawulwe njengezihlawulelo.
Xa uqwalasela ukhuseleko lwezahlulo, ungazitholi udibaniso lwengqondo yokunyaniseka ngokulinganisa umlinganiselo wokuhlawula ophantsi. Njengomnye utyalo-mali owaziwayo, akukhathazeki ukuba amanani akhangeleka njani ukuba uhlalutya isityalo esisodwa kwiNew Orleans kuba kukho umngcipheko omkhulu wendawo.
Iqhwithi elincinci, elincinci elincinci elincinci elungileyo lingasula yonke loo nto.
Khangela iinkampani ezinemali engenayo kunye nokuhamba kwemali. Ngokuzinzile imali ezayo ukufihla isahlulo, umlinganiselo ophezulu wokuhlawula umvuzo ungabikho ngaphandle kokubangela ukhathazeka kakhulu.
Gxininisa kwiZiphumo eziMgangatho oPhezulu okanye iNqanaba eliPhakamileyo lokuKhula
Abahlawuli-mali abahle bathambekele ekugxinineni kwindlela yokuvelisa isivuno esiphezulu okanye isicwangciso sezinga lokukhula kwesahlulo esiphakamileyo .
Bobabini bakhonza iindima ezahlukileyo kwiipotifoliyo ezahlukeneyo kunye nabaxhasi babo.
Isicwangciso esivunyenwe sokuhlawula isivuno siphumela kwimali enkulu yemali ngoku, ngokuqhelekileyo kwiinkampani ezikhula ngokukhawuleza ezinokuphuma kwemali eyongezelelweyo ukuze ihlawule iintlawulo zentengo.
Umtyalomali ngesicwangciso esigxile kwizinga eliphezulu lokukhula kwezahlulo liza kuthenga i-stock kwiikhampani ngoku zihlawula ixabiso elingaphantsi kwe-average-dividends kodwa likhula ngokukhawuleza, kangangokuba kwiminyaka emihlanu okanye elishumi idollar epheleleyo iqokelelwa kwisibonda iyalingana ukuya phezulu okanye ngaphezulu kunokuba bekuya kufunyanwa ngokusebenzisa enye indlela ephezulu yokuvelisa isivuno.
Ngokomzekelo, ngexesha lokunyuka kweWalmart, Inc., lithengiswa kwisilinganiselo esiphezulu semali-mali-mali esivunwayo esahlukileyo. Kodwa izitolo ezitsha zavulwa ngokukhawuleza, kwaye isabelo semali esahlukileyo sabelo senyuka ngokukhawuleza njengoko inzuzo inyuke ephakamileyo, ukuba ukuthenga nokubamba isikhundla kunokukuguqulela ube ngumhlawuli wenzalo ngexesha .
Kwiimeko ezinqabileyo, ngamanye amaxesha unokufumana iinkampani kunye nomrhumo ophezulu olwahlulo olukhoyo kunye nezinga eliqhelekileyo lokukhula kwesahlulo esizayo kwizoqoqosho. Xa iimeko ezinjengalezi zenzeka, nangona zingekho ngaphandle kwengozi, zinokubakho amandla okufumana iholofalls ezininzi zengeniso ezayo yengomso .
Izabelo zokuHlawulwa kweMalikelo
Ukuba isitokethi sihlawula i-dividend ye-$ 1 kwaye ungathenga amasheya ngee-20 zama-nganye nge- stockbroker yakho, isitokisi sinomvuzo we-5% we- dividend isivuno ngenxa yokuba inqanaba elilinganayo lemali oyifumanayo kwimali yakho. 05, okanye ama-5 ekhulwini]. Kule meko, ukuba unotyala imali engama-1 000 000 kwii-stock-stocks nge-5% ye-dividend yield, uza kufumana i-$ 50,000 kwi-dividend income
IiNkcazo zeNgeniso eziNyelweyo kunye neeMargin
Ukuba utyalo-mali kwizabelo zokuhlawula, khangela igalelo ezikhethiweyo "ezifanelekileyo." Ukuba uthengisa iimpahla zokuhlawula ekufuneni isabelo semali ongayilahlekelwa yintlawulo yerhafu. Izitokethi zokuhlawula ezifanelekileyo ezigcinwe ixesha elide, ngokuqhelekileyo iintsuku ezingama-60 okanye ngaphezulu, zifumana inzuzo yexabiso lentlawulo ephantsi.
Ukuba uthengela amasheya okuhlula ukufumana intlawulo yesahlulo kwaye ufune ukuwathengisa ngokukhawuleza, uya kufuneka ukhokhe izinga lakho lokuhlawula irhafu kwi-dividends engenayo.
Ukuba utyalomali kwi-akhawunti ye-margin endaweni ye-akhawunti yekheshi , kunokwenzeka ukuba umthengisi wakho uza kuthatha isabelo se-stock yakho kwaye ubolekise abathengisi abafuna ukufutshane ne-stock . Aba bathengisi, abaya kuthengisa isitokethi osibambe kwi-akhawunti yakho ngaphandle kokuba uyayazi, banembopheleleko yokuhlawula nayiphi na igalelo oye waphoswa kuba awubambeli isitokethi okwangoku.
Imali iphuma kwiakhawunti yabo nje kuphela xa igcina isikhundla sayo esifutshane sivulekile, kwaye ufumana idiphozithi elinganayo nento oyayiyifumana kwimbuyekezo engenayo. Ekubeni imali ayiyiyo inzuzo yenzalo, awukwazi ukuyiphatha njengengeniso ehlawulelwayo. Esikhundleni sokuhlawula izinga lokuhlawula irhafu eliphantsi, kufuneka uhlawule irhafu yakho yerhafu yengeniso.
Abatyalomali abalukhethayo ukwahlula imali
Abatyalomali abanononophelo bavame ukukhetha uhlahlo lwabiwo-mali ngenxa yokuba kukho ubungqina obuninzi bokuthi njengeklasini, iifowuni zokwahlula zibhetele kangcono ngexesha. Ezinye iingcamango zithi inkampani ibeka umgaqo-nkqubo wokulawulwa komgaqo-nkqubo wokulawulwa komgaqo-nkqubo wokuba ukhethile ekuthengeni kunye nemigaqo-nkqubo eyabelwe imali, ekhokelela ekubuyiseni konke okulungileyo.