Imithetho yokubamba iCandelo le-Connecticut Section 529 Ukukhutshwa kweRhafu
Ukwenza iSicwangciso se-CHET saseConnecti ngakumbi ngakumbi kukuba abahlali abafaka isandla ngaphezu kokuncitshiswa okukhulu kunanoma yimuphi unyaka bavumelekile ukuba "baqhube phambili" ukuya kwiminyaka emihlanu.
Ngamanye amazwi, umzali ongabodwa owenza igalelo le-$ 6,000 kwisiCwangciso seCET Connecticut ungadola i-$ 5,000 kulo nyaka, kwaye intsalela kulonyaka olandelayo.
Njengoko kuninzi kumazwe, isabelo esivela kwisiCwangciso se-Connecticut Section 529 esetyenzisiweyo kwiindleko zemfundo ezifanelekileyo asikho phantsi kwentlawulo.
Ixabiso leCandelo leConnecy Section 529 Ukukhutshwa kweRhafu
Ukuba ungumhlali waseConnecticut ozama ukukhetha phakathi kwesicwangciso seCandelo 529 kunye nezinye izithuthi zokulondoloza iikholeji, kufuneka uqaphele ukugcinwa kwentela enokubangela ukuba ube negalelo kwisiCwangciso seCET Connecticut. Khumbula, abahlali baseConnecon kuphela bafumana ukuxothwa kwegalelo kwiCET yeCET Savings Plan, kungekhona izicwangciso ezivela kwamanye amazwe.
Ukuqwalasela ukuba i-bracket yerhafu engenayo yabemi baseConnecon iipesenti ezi-5, igalelo leedola ezi-5,000 lingasindisa imali engama-$ 250 ngexesha lokurhafu. Ngamanye amagama, ukufumana ukuncitshiswa kungafana ne-bhonasi ye-5 ekhulwini.
Ukulungelelanisa ukukhutshwa kwentlawulo ye-CHET
Njengamanye ama-529 amacebo okugcina iikholeji, i-CHET yenzelwe ukuba umnini-akhawunti ugcine imali engaphezulu ebomini be-akhawunti. Iziphumo kwiiplani ezingama-529 azithobeli phantsi kwerhafu okanye i-taxeral tax, kwaye icebo le-Connecticut alifani. Ukurhoxiswa kwiplani ye-529 ayinakuhlawula irhafu kwinqanaba elisemgangathweni nasesigxina, xa nje kusetyenziswa iindleko zemfundo ephakamileyo.
Oko akuthethi kuphela ukufundiswa; Iimali ezingama-529 zingasetyenziselwa iindleko zegumbi kunye neebhodi, iintlawulo, iincwadi kunye nezinye izinto ezifana neekhomputer, iiprinta kunye ne-intanethi kunye ne-teknoloji.
Ukuba uhlala eConnecticut kodwa umntwana wakho ufuna ukuya esikolweni kwelinye ilizwe, icebo lakho le-529 liya kusekho ukufikelela kwiindleko. Imali ingasetyenziswa kwiikholeji ezigunyazisiweyo naseyunivesithi e-United States nakwezinye iikholeji kwamanye amazwe.
Nabani na onokufaka isandla kwisicwangciso seCandelo 529, abazali, ugogo nomkhulu, okanye ezinye izalamane, kwaye akukho mingcele yokufumana imali. Kungakhathaliseki ukuba bangakanani imali abayenzayo, abancedisayo kwisicwangciso se-529 kufuneka baqaphele ukunciphisa intela yesipho sase-US baze baqonde ukuba izipho ezinkulu zingathintela njani irhafu yabo yokugqibela kunye nezinye iimeko zerhafu ezingenzeka.
Ukumangalela ukukhutshwa kwe-CHET
Iminikelo yabahlali kwiCandelo le-Connecticut Section 529 lithathwe kwiNqanaba 48 le-Connecticut Individual Revenue Tax Return (Ifomu CT-1040).
Ulwazi oluninzi malunga neenkcukacha zeCET 529 kunye neminye imibuzo ehlobene nentela ifumaneka kwiSebe leRevenue le-Connecticut kunye neConnecte CHET kwiCandelo le-529.