Gcina umkhondo weNcedo lwezeMali kunye neNdleko zokuNciphisa ukuPhicotho koPhicotho
Ngokuqinisekileyo ufuna ukubiza zonke izihlomelo unako, kodwa awufuni ukuphakamisa nayiphi na iiflegi ezibomvu. Nazi amanyathelo ambalwa ongayithatha ukuze unciphise ukuphicothwa kwerhafu yakho.
Hlanganisa i-1098 yakho
Unokufumana iingxelo ezili-1098 ezivela kwiinkalo ezahlukeneyo oya kudingeka ukuba uzibhekiselele ekuzaliseni ukubuyiswa kwentlawulo yakho yerhafu. Ikholeji ingathumela i-1098-T leyo eya kuthi ifumane iinkcukacha zezifundo, isibonelelo, kunye nokuncedisa ukufundiswa komfundi wakho. Ukuba uhlawule ngaphezu kwe-$ 600 kwimfuno mboleko yomfundi, uya kufumana i-1098-E evela kubalimi bakho. Abazali abenzile ukurhoxiswa kwipropati ye-529 okanye isicwangciso sokuhlawulwa kwangaphambili, okanye i-Akhawunti ye-Coverdell ye-Savings Education, bangayifumana i-1099-Q. Qinisekisa ukuba oku kwabiwa kwenziwa kwigama lomfundi, ngoko akubonakali njengengeniso eyongezelelweyo kuwe. Ukuba umfundi wakho ufumane uncedo lwemali oluvela kwezinye iindawo, njengomqeshi okanye Ulawulo lweeMeterha, qi niseka ukuba uxwebhu olucwangcisiweyo ngokunjalo.
Funda into onokuyenza kwaye awukwazi ukuyiyeka
Ukuba wenze ukurhoxiswa kwiplani yokulondoloza ikholeji, okanye ufuna ukuhlawula irhafu njenge-Lifetime Learning Credit okanye i- American Opportunity Credit , kuya kufuneka ufune ukuba yintoni echithwayo kunye noko kungenjalo. Ngokuqhelekileyo, iindleko ezifanelekileyo ziquka iindleko eziqhelekileyo zokuhamba, ezifana nokufundiswa kunye neemfuno ezifunekayo.
Ungakwazi kwakhona ukufaka izicelo zenkcitho kwizinto ezifana neencwadi, ukubonelela kunye nezixhobo ezifunekayo kwikhosi yokufunda. Izindleko eziqhelekanga azibandakanyi iimali zekholeji, igumbi kunye nebhodi, ukuthutha, i-inshurensi yempilo yonyango kunye neendleko zonyango, kunye neerhafu zabafundi ngaphandle kokuba zifunwa njengemeko yobhaliso okanye ukubakho.
Musa ukudibanisa kabini
Qaphela ukuba yimvelaphi imali oyisebenzisayo kwiindleko zekholeji. Awukwazi ukubanga i-credit eyongezelelweyo ngeendleko ozihlawule ngayo ngokubhalwa kwemali, ukunikezelwa, ukuhanjiswa kweerhafu, okanye inkqubo yokuncediswa kwemfundo engenakho irhafu.
Uxwebhu Lonke
Kungathatha ixesha elincinane, kodwa indlela engcono yokusinda uhlolo-zincwadi, ukuba ukhe ukhethwe enye, uyakwazi ukubonelela ngamaphepha yonke into. Gcina iikopi zazo zonke iirisithi okanye uhlahloyile iikopi, kwaye unayo ikopi yeenkcukacha zeklasi ukubonisa ukuba umfundi wakho wagqiba izifundo ezithile. Gcina iikopi zesilayidi nganye yekhosi ukwenzela ukuba uvumele ukuthenga iincwadi ezifunekayo okanye izinto ezifunekayo, kwaye unayo iirisithi kulabo bathengiweyo. Ukuba uhlawule i-pocket yezixhobo zekhompyutha kunye ne-teknoloji okanye ukufikelela kwe-intanethi, gcina amaxwebhu aloo nto.
Ukuba umfundi wakho uhlala ngaphandle-campus, zilungele ukuxhasa igumbi lendabuko kunye nesabelo sebhodi. Unokufuna ukusebenzisa i-akhawunti yokutshekisha eyahlukeneyo okanye ikhadi lekhredithi ukuze uhlawule iindleko zekholejini ukuze kube lula ukulandelela.
Sebenze Ngenyameko
Musa ukukhawuleza kule nxalenye yentlawulo yakho yentela. Thatha ixesha lakho, thumela amanani ngokucophelela kwii-1098s zakho, kwaye ujonge izibalo zakho kabini. Awufuni impazamo elula ukubiza ingqalelo kuwe. Ukuba ufumene ukubuyiselwa kwikholeji, qiniseka ukuba usususe loo nto ukusuka kuyo nayiphi na imali oyibango.
Fumana Uncedo
Ewe, kudideka, kwaye kutheni kungacetyiswa ukuba usebenze ngongcali lokulungisa irhafu. Isixa otyalo-mali ukuba omnye umntu aqinisekise ukuba iirhafu zakho zerhafu zigqityiwe ngokufanelekileyo zifanelekile ukuba ungenayo ukujongana noxinzelelo lwengxelo ye-IRS.
Ukuzaliswa kweentlawulo zerhafu kunesimo soxinzelelo esithile. Zama ukunciphisa uxinzelelo lwakho ngokuzilungisa kwaye uthathe ixesha lakho.