Iimpawu zoKhutshwa kweNkundla yokuKhutshwa kweNkundla yokuKhutshwa kweNkundla

Ukuba ususele imali kwisitifiketi se-deposit okanye enye i-akhawunti yokulondoloza i-deposit ngaphambi kokuba isatifikethi sakho sikhule, ngokudabukisayo, usenokuba wenze isohlwayo sokukhishwa kwangaphambili. Esi sihlwayo sihlawulwa yibhankini kwaye siyagcinwa ngokuthe ngqo kwimali yakho evela kwisitifiketi sediphozithi. Nangona kunjalo, into ongayiziyo, kukuba le sohlwayo ekuhambeni kwakho kwangaphambili kwindleko ingancitshiswa kwi-tax return yakho.

Iimpazamo zamaphepha eziNkohlakalo

Ukuba ufumana ifom 1099-INT evela ibhanki, isohlwayo sokususwa kwexesha lokuqala liya kubikwa kwiBhokisi 2. Injelo kwakhona ikwabikwa kwiBhokisi 2 yeFom 1099-OID.

Kuphi ukubika iSigwebo kwiRhafu yakho yeRhafu

Isohlwayo sokususwa kwexesha eliphambili libikwe ngaphambili kwerhafu yakho yokubuyela kwiNombolo 30 yeFom yakho ye-1040. Kubalulekile ukuba uqaphele ukuba kuya kufuneka ufake iFom 1040 ende ukuba ibange le ncitshiswa ngenxa yokuba umbandela awutholakali kwifom efutshane 1040A okanye 1040EZ.

Impembelelo zentlawulo ezinokwenzeka

Isohlwayo sokuhoxiswa kwangaphambili kwindleko kuthathwa njengesilungiso kwimali engenayo. Ngaloo ndlela, le ncitshiswa iyanciphisa umvuzo wakho opheleleyo. Ngokunciphisa ingeniso yakho epheleleyo, oku kunciphisa imali engenayo engenayo kwaye ke, ukunciphisa irhafu yakho.

Ukunciphisa ingeniso epheleleyo ehlengahlengisiweyo (AGI) inomzamo wokunyuka, ukuchaphazela ezinye iindawo zokubuyiswa kwentlawulo yakho ebalwa ngokusekelwe kwi-AGI yakho.

Intela yentlawulo yerhafu yerhafu , inkokhelo yentlawulo yerhafu ye-premium, irhafu yerhafu yengane , kunye nokuncitshiswa kweendleko zonyango , umzekelo, zonke zibalwe, ngokuyinxalenye, ngokubhekiselele kwi-AGI yakho. Ngoko ke, ukunciphisa i-AGI yakho inokunciphisa irhafu yakho ngokuthe ngqo (ngokunciphisa imali engenayo), kodwa inokunyusa nezinye iirhafu, ukwandisa ezinye iikhredithi zerhafu, okanye ukunciphisa ezinye iirhafu.

Imiyalelo yeFom 1099-INT

Ibhokisi 2. Isohlwayo sokuLawula kwangaphambili Faka inzala okanye inqununu elahlekelwa ngenxa yokurhoxiswa kwangethuba kweediphozithi, ezifana nokukhishwa kwangaphambili kwisitifiketi sediphozithi (CD), echithwa kwingeniso engenayo ngummkeli. Musa ukunciphisa inani elibikwe kwibhokisi 1 ngemali yokuchithwa. Ukuze uthole imiyalelo ethe xaxa yokumisela inani lokuchithwa kwexabiso elichithwe ngumfaki-mali, jonga iNkqutyana yoLawulo. 75-20, 1975-1 CB, no-75-21, 1975-1 CB 367.

Imiyalelo yeFom 1040 Umgca 30

Umgca 30 Isohlwayo ekuKhulekweni kwasekuqaleni koSondlo Ifom ye-1099-INT okanye ifom 1099-OID oyifumeneyo iya kubonisa inani lemali ehlawulweyo.

I-Code Revenue Revenue section 62

(a) (9) Izigwebo zilahlekelwe ngenxa yokurhoxiswa kwangaphambili kwemali kwiinkcukacha zokulondolozwa kwexesha okanye idipozithi Izihlomelo ezivunyelwe kwicandelo 165 ngenxa yelahleko ezithe zenziwa kuyo nayiphi na intsebenzo engenelwe kwinzuzo, nangona ingaxhunyiwe kunye nezorhwebo okanye ishishini, kwimeko apho ilahleko ezibandakanya iimali ezilahlekelwe ebhanki, ibhanki yokulondolozana, ukugcinwa kunye ne-association loan, isakhiwo kunye umbutho-mboleko, ibhanki yokubambisana okanye umbutho wezindlu njengesihlwayo sokuhoxiswa kwangaphambili kwemali kwi-akhawunti yokulondolozwa kwexesha, isitifiketi se-deposit, okanye idilesi efanayo.

Ulwazi olungakumbi kwi-IRS:

• Ukupapashwa kwe-550, iNgeniso yeNgeniso kunye neNdleko