I-2017 yaseNtlawulo yeNtlawulo yeNtlawulo yabantwana

Le mithetho isebenza ngo-2017, kodwa iguqule ngo-2018

Abazali nabagcini abafanelekile ukubiza abantwana babo njengabantu abaxhomekeke kwiinjongo zerhafu banelungelo lokufumana iirhafu ezininzi zerhafu. Esinye salezi ziTyala zentlawulo yabantwana , zifikelela kwi-$ 1,000 ngomntwana ngonyaka werhafu ka-2017.

Impembelelo yoMthetho wokuThuthwa kweRhafu kunye neMisebenzi

Ngokuqinisekileyo uvile ukuba i-US Congress kunye noMongameli uDonald Trump batshintshe amalungiselelo erhafu angabonakaliyo xa uMthetho weCandelo loNgeniso lweRhafu kunye neMisebenzi elapha ngoDisemba 2017.

Kwaye, iNgxowa-mboleko yeNtlawulo yoMntwana yayisetyenziswe ngumthetho. Kodwa ngokungafani nezinye ikhefu zerhafu, le ngxowa yahlala. Akuzange ihambe. Kusekhona kunyaka werhafu ka-2018, kodwa ngemithetho eyahlukileyo.

Imithetho eshwankathelwe apha isebenza kwikhredithi ongayibanga ngo-2017.

Ukufaneleka kweNkxaso-mboleko yentlawulo yabantwana ngo-2017

Imithetho yeNtlawulo yeNtlawulo yeNtlawulo yabantwana ngokubanzi ivakalisa abo kubango abantwana njengabantu abaxhomekeke kuyo, kodwa kukho ukungafani okucaceleyo. Ukufumana abantwana abafanelekayo kwiNkxaso-mboleko yentlawulo yabantwana kufuneka bahlangabezane nazo zonke ezithoba kwezi mithetho:

  1. Umntwana unxulumene nawe. Ingunyana wakho, intombi, umntwana ozala umntwana, umntwana okhulelweyo, umntwana owamkelekileyo , umzalwana okanye udade. Unako nokuba ngumzala weliphi izizalwane, ezifana nomzukulu, umntakwabo, okanye umntakwabo
  2. Umntwana wahlala nawe ngaphezu kwehafu yesibini.
  3. Umntwana wayemncinane kuneminyaka eyi-17 ngosuku lokugqibela lonyaka. Oku kuthetha ukuba wayengakabhiyozeli ukuzalwa kwakhe kwesi-17 ngo-Disemba 31, 2017. Oku kuhlukile kokumbiza njengomntu oxhomekeke kuye. Abantwana abaneminyaka engama-19 banokufumana ilungelo lokuxhomekeka kwabo, okanye nokuba baneminyaka engama-24 ukuba ngabafundi bexesha elipheleleyo.
  1. Umntwana akazange anikezele ngaphezu kwesigamu sakhe inkxaso yenkxaso ngexesha lemali yerhafu.
  2. Umntwana ungummi okanye umfokazi ohlala eMelika.
  3. Umntwana uselula kunani.
  4. Umntwana akafaki ukubuyisela irhafu yokubambisana kunye neqabane lakhe ukuba utshatile, nangona kukho ukungabikho kulo mgaqo. Hlola ngeengcali zerhafu ukuba umntwana wakho utshatile kwaye uceba ukufaka i-return joint, kodwa ngokuqinisekileyo le meko ayiqhelekanga.
  1. Unelungelo lokumangalela umntwana njengomxhomekeke wakho.
  2. Wena ungumzali womntwana, okanye umvuzo wakho ongezantsi ulunge ngaphezu kwemali engenayo ehlawulweyo yabanye abazali bakhe.

Imingeniso yeNgeniso kunye neSigaba sokuSebenza

Njengaye ezinye iirhafu zerhafu, iNkcazo yeNtlawulo yabantwana iyancitshiswa ngokunyuka njengenzuzo yengeniso yomhlawuli werhafu. Le "sigaba sokuqala" siqala ngala manqanaba alandelayo:

Ingxowa yerhafu yomntwana iyancishiswa ngama-$ 50 kwi-$ 1,000 nganye ukuba ingeniso yakho ingaphezu kwezi mvume. Umzekelo, ukuba unelungelo lokuba yinhloko yendawo yokufakela indlu kwaye ufumana i-$ 76,000, ityala lakho lentlawulo yerhafu liza kuhlawula i-$ 1,000 ukuya kwi-950 ye-$ ngenxa yokuba ulahlekelwa i-$ 50 kwi-$ 1,000 eyongezelelweyo oyifumene ngaphezu kwe-$ 75,000.

Yingeniso engahlawulwanga Ngetyala ... Uhlobo lwazo

Ikhredithi yerhafu engabuyiselwayo inganciphisa okanye isuse umrhumo wakho werhafu. Umzekelo, ukuba unetyala le-$ 2,000 ye-IRS kwaye unokubango i-$ 1000 yerhafu yerhafu, kufuneka uhlawule i-IRS $ 1,000 kuphela. Ukuba unetyala le-1 000 kuphela kwiirhafu, awuyi kuhlawulwa nayiphi na i-IRS nantoni naleyo-ikhredithi iya kususa ityala lakho ngokupheleleyo.

Ngoku nantsi iindaba ezimbi.

Ukuba unetyala le-IRS kuphela i-$ 500 kuphela, awuyi kuhlawulwa nayiphi na into yokuba i-$ 1,000 yakho iya kusula i-bill. Kodwa i-IRS ayiyi kukuthumela imali ye-$ 500, mhlawumbi ... kuba i-credit ayibuyiselwa.

I-Child Tax Credit yona ayikho imali ebuyiswayo, kodwa kukho enye i-credit ekhoyo ebizwa ngokuba yiNtlawulo yeNtlawulo yabantwana eyongezelelweyo kwaye le nto iya kubuyiselwa ukuze ufumane imali.

Ingxowa yeNtlawulo yeNtlawulo eyongezelelweyo yabantwana isebenza njengento ye-offshoot yeNkcazo yeNtlawulo yaseNtwaneni yasekuqaleni. Ukuba unomntwana omnye okanye ababini, ukusebenzisa iNgxowa-mboleko yeNtlawulo eyongezelelweyo ingabangela ukubuyiselwa kwemali elinganayo nenxalenye engasetshenzisiweyo yeNkxaso-mboleko yakho yabantwana-into engasetyenziswanga ukususa ibhajethi yakho yerhafu-okanye i-15 ekhulwini yengeniso yakho ngaphezulu $ 3,000, naluphi na ngaphantsi. Ukumangalelwa ngeNtlawulo yeMali yeNtlawulo eyongezelelweyo kusebenza ngokuphumelelayo ukuze ibhalansi engasetshenziswanga yerhafu yengxowa yabantwana bakho, okanye ubuncinane inxalenye yalo, ifaneleke ukubuyiselwa imali.

Ukuba unabantwana abathathu okanye ngaphezulu, umgaqo owongezelelweyo usebenza. Ingxenye ebuyisele ukubuyiselwa kweNtlawulo yeMali yentlawulo yabantwana yincinci yesahlulo esingasetshenzisiweyo seNtlawulo Yentlawulo yabantwana bakho okanye iipesenti ezili-15 zemali oyifumanayo ngaphezu kwama-3,000 ayi-$, okanye ixabiso leNtlawulo yeNhlalakahle kunye neNtlawulo oye uyihlawula ngaphaya komnyaka unciphisa inani yekhredithi yemali engenayo .

Ngoko, ewe, ukukhulisa abantwana kunokubiza, kodwa ikhowudi yentela inembuyiselo yakho.