Imbuyiselo yeBasebenzi abaNcinci-mali
Iimali zeRhafu zeNgeniso zentlawulo yeNyaka ka-2017
Iirhafu eziphezulu zerhafu yokubuyisela ozifakayo ngo-2018 kunyaka werhafu ka-2017 zi:
- $ 6,318 ukuba unabantwana abathathu okanye abangaphezulu
- $ 5,616 ukuba unabantwana ababini abafanelekayo
- $ 3,400 ukuba unomntwana ofanelekileyo
- U-510 $ ukuba awukho abantwana abafanelekayo
Imilinganiselo yeNgeniso
Kufuneka ube nemali engenayo ukuze ufanele ukufumana ikhredithi, kodwa awukwazi ukufumana imali eninzi. Imali engenayo ithetha umvuzo kunye nemali evela kwingqesho kunye neenzuzo ezivela kwi-self-employment. Imivuzo nemivuzo ichazwa kwiFom W-2. Ingeniso yokuqeshisa ingqesho ngokubanzi ichazwe kwiFom 1099-MISC.
Ingeniso yakho yomvuzo kunye nemali engenayo ehlaziyiweyo (AGI) kufuneka ibe ngaphantsi kwexabiso elithile ukufumana ilungelo lokuthenga ngetyala lentlawulo. I-AGI yakho ingeniso yakho efunyanwe yinkcitho engafanelekanga ukuhlawula irhafu, njengeminikelo ye-IRA. Ivela kumgca 37 weFom 1040, kumgca 21 ukuba ufake Ifom ye-1040A, kunye nomgca 4 weFomu 1040EZ.
Ngo-2017, imali oyifumanayo kunye ne-AGI kufuneka ibe ngaphantsi kwe:
- I $ 48,340 (okanye i-$ 53,930 xa utshatile kwaye uhambisa ngokubambisana) ukuba unabantwana abathathu okanye abafanelekayo
- $ 45,007 (okanye i-$ 50,597 xa utshatile udibanisa ngokubambisana) ukuba unabantwana ababini abafanelekayo
- I $ 39,617 (okanye i-$ 45,207 xa utshatile udibanisa ngokubambisana) ukuba unomntwana ofanelekileyo
- $ 15,010 (okanye i-$ 20,600 xa utshatile udibanisa ngokubambisana) ukuba awunabantwana abafanelekayo
Investment Income Limitations
Ukuba unayo imali engenayo imali, ayikwazi ukudlulela i-$ 3,450. Ingeniso ye-Investment ibandakanya inzala, izabelo, ukuzuza kwemali, kunye nempahla. Inokuthi ingabikwa kwi-1099-MISC okanye, izahlulelo, kwifom ye-1099-DIV. Amaziko apho ubamba utyalo-mali kufuneka akuthumele iikopi zale fomu kungekudala emva kokuqala konyaka.
Ngubani Umntwana ofanelekileyo kwi-EITC?
Imithetho yabantwana abafanelekayo kwi-EITC iyahluka kancinci kuneleyo yabathengi . Unokwazi ukummangalela umntwana njengomxhomekeke wakho kodwa kungekho kwi-EITC, okanye unokufanelekela kwi-EITC nangona umzali ongeyena ummangalelwa njengomntwana oxhomekeke kuye. Imithetho yabantwana abafanelekayo kwiinjongo ze-EITC zisekelwe kwiimvavanyo ezine:
- Uvavanyo lobudlelwane: Umntwana kufuneka anxulumane nawe ngokuzalwa, umtshato, ukumkela okanye ukulungelelanisa. Umntwana unokuba yindodana yakho, intombi, umzala, umzukulu, umntakwabo, umntakwabo, umntakwabo, udade, okanye umntwana omele umntwana. Ukuthotyelwa kwabantwana baphathwa ngokufanayo nabantwana ngokuzalwa. Abantwana abancinci kufuneka babekwe kunyango lwenu ngegosa eligunyazisiweyo.
- Uvavanyo lwamaxesha: Umntwana kufuneka abe neminyaka eyi-18 okanye encinane ekupheleni konyaka werhafu, okanye iminyaka engama-24 okanye omncinci kunye nomfundi wexesha elizeleyo ubuncinane kwiinyanga ezintlanu zonyaka. Ukuba umntu oxhomekeke kuye uxhomekeke ngokupheleleyo kwaye unogxininiswa ngokusisigxina, unokumangalela umntu kwi-EITC kungakhathaliseki ubudala bakhe. Kwimeko nayiphi na wena-okanye lakho iqabane xa utshatile kwaye uthumela ukubuyisana okuhlangeneyo-kufuneka ube mdala kunokuba uxhomekeke kuyo.
- Uvavanyo lokuhlala : Umntwana kufuneka ahlale nawe eMelika iminyaka engaphezu kwesigama sonyaka-ubuncinane kwiinyanga ezintandathu kunye nomnye.
- Uvavanyo lokubuyisana okuhlangeneyo: Umntwana osithi ungumxhomekeke kwi-credit card eyimali engenayo akakwazi ukufakela i-joint joint kunye neqabane lakhe. Enye into yokuba iifayile ezixhomekeke kuzo zibuyisela kuphela ukubuyisela imali yokubuyiselwa imali kwaye azibanga ukuba ziphi na izihlomelo okanye iirhafu zerhafu ngokwabo.
Umntwana kufuneka kwakhona abe nenombolo yoKhuseleko loLuntu. Ukuba umntwana wakho ufuna enye, gcwalisa iFomu SS-5 kwaye uyifake kwi-Administration Security Security. Uya kufuneka unikezele amaxwebhu amabini aqinisekisa ubungakanani beminyaka yobudala bakho, ubunjani bobukumkani, kunye nobunikazi, kwaye uya kufuna i-ID ebonisa ubungqina bakho. Ukuba isicelo sakho sivunyiwe, kufuneka ufumane ikhadi leKhuseleko loLuntu kumntwana kwiiveki ezimbalwa.
Ukuba umhla wokugqibela werhafu ufika kwaye awukwazi ukulinda ukuba ixesha elide ukufaka ifayile yakho yokubuya, cinga ukufaka i-IRS yokwandiswa kwexesha. Ukuba ufanelekile kwi-EITC, awuyi kufuna ukuyifakela ngaphandle kokumangalela ngenxa yokuba ityala lexabiso elibalulekileyo elinokukwenza umehluko omkhulu kwizinto omele uzihlawulele kwi-IRS okanye kwisixa oza kubuyiselwa ngaso.
Kumele unamathele iShedyuli ye-EIC kwiFomu 1040 ukuba ucele umntwana ofanelekileyo okanye abantwana.
Iimfuneko ze-EIC kubathengi
Abathengi kufuneka badibane nemithetho embalwa ukuze bafanele ukubiza i-EITC:
- Kumele ube nenombolo yoKhuseleko loLuntu.
- Kumele ube ngummi wase-US okanye umfama ohlala kuyo yonke loo nyaka.
- Wena-kunye neqabane lakho ukuba utshatile-akunakuthiwa ngumntwana ofanelekileyo ngomnye umntu.
- Awukwazi ukufaka isicelo sokungeniswa kwemali engenakwamanye amazwe angaphandle , okubhekiselele kumvuzo owenziweyo xa ehlala phesheya.
- Wena kunye neqabane lakho ukuba ufakela ngokubambisana kufuneka ube phakathi kweminyaka engama-25 no-64.
Ekugqibeleni, awukwazi ukubiza i-EITC ukuba isimo sakho sokufowuna sitshatile ngokufakela ngokwahlukileyo , kodwa ukuba wena kunye neqabane lakho nihlukanisiwe kwaye umlingane wakho akahlali nawe nanini na kwiinyanga ezintandathu zokugqibela zonyaka, unokukwazi ukufakela njengentloko yendlu . Le meko iza kukuvumela ukuba ubangole ityala lokufumana irhafu yengeniso.
I-EITC kunye ne-ACT ACT
Umele ulinde ixesha elincinci ukuze ubuyiselwe imali yakho ye-EITC, nangona isabelo sembuyekezo yakho efunyenwe yintlawulo ohlawulwa ngaphaya kwonyaka. Ukukhusela amaMerika kwiiRhafu zeeRhafu (PATH) UMthetho kufuna ukuba i-IRS ibambe iimbuyiselo ezithi zibhengeze le ngetyala kuze kube nguFebruwari 15. Oku kuvumela urhulumente ukuba aphande ixesha lokuphanda iimeko zamabango enkohliso. Njengomcimbi othile, i-IRS ibonise ukuba ayikulindele ukuba iqale ukuqhuba le mivuzo kuze kube nguFebhuwari 27, 2018.
Ukubuyiselwa kwembuyekezo akuthethi ukuba i-IRS ikrokrela ngobuqhetseba. Umgaqo usebenza kuzo zonke iintlawulo zerhafu ezibiza i-EITC.