Ukuqwalaselwa kwabathengi abatshatileyo abanikezela ukubuyiswa kweentlawulo ezahlukeneyo
Ulwahlulo lweeRhafu
Inzuzo ecacileyo yokufakela ngokwahlukileyo kukuba elinye iqabane lijongene nokuchaneka kokubuya kwakhe kunye nokuhlawula nayiphi irhafu efunekayo kwimali yakhe engenayo.
Ngokwahlukileyo, bobabini abatshatileyo yiyo i-IRS ibiza "ngokubambisana nangokuzimeleyo" ngokuchaneka kokubuyiswa okufakwe ngokubambisene kunye neerhafu eziphumo.
Oku kuthetha ukuba unembopheleleko kuphela ngokuchaneka kwentlawulo yakho yerhafu xa uphicothiwe kwaye uzifakile ngokwahlukileyo, kwaye nguwe kuphela ophethe uxanduva lokuhlawula irhafu efunekayo ngenxa yaloo ntlawulo kwimali engenayo oyifumanayo.
Unokukhetha olu lungiso ukuba ingeniso yakho ingama-$ 20,000 ngelixa iqabane lakho lifumana amanani ayisithandathu. Ukudibanisa ngokubambisana kunokukubeka kwisikhongo sokuhlawula irhafu ngenxa yokufumana imali engenayo. Kwaye, ke, ukuba uyazi okanye uyakrokrela ukuba iqabane lakho lishiya imali engenayo okanye idlulile kwiinqununu, unokuba ungafuni ukubandakanyeka.
Eminye Inzuzo
Ukuba iirhafu ezidibeneyo ezibangelwa kwiirhafu ezimbini zerhafu ezahlukileyo zifana kunye nokuba zifutshane kakhulu neerhafu ezifunekayo eziza kubangelwa ukubuyisana ngokubambisana, ukufakela ngokwahlukileyo akubonakali nayiphi na impendulo yangempela kwaye inokukhusela ngaphandle kweemeko, Sinesizathu esithile sokukhathazeka malunga nokukhathazeka.
Abanye abatshatileyo bakhetha ukugcina iimali zabo zibehlukene ngokwasemandleni. Kwaye, ke, kufuneka ufake ifayile eyahlukileyo xa umlingani wakho engathandi okanye engakwazi ukuvuma ukufakela ukudibanisa kunye kunye nawe ngoba kufuneka ubhalisele ukubuyisela xa udibanisa kunye.
Indlela abatshatileyo abazalisa ngayo iimpembelelo ezihlukeneyo ezifumaneka kwiintlawulo zeentlawulo
Umtshato otshintshileyo (I-MFS) isimo sendawo yokufakela ngokuqhelekileyo kubonwa njengento encinci kuyo yonke imimiselo yokufakela ukuba abahlawuli berhafu ba-MFS bavumelekile ukuba babangole ikhefu leentlawulo ezininzi.
- Ukufundiswa kunye neerhafu ezichithwayo *
- Ukutsalwa kwemali mboleko yomfundi
- Ukukhishwa kwentlawulo yerhafu kwi-bond yase-US
- Ukukhutshwa kweentlawulo zentlawulo yeNtlalo
- Iingxowa-mali kubantu abadala kunye abakhubazekileyo
- Umntwana kunye noXhotyiso lweMali yokuTyala
- I-Income Credit Income
- Amathuba aseMerika okanye iiNkcazo zokuFundiswa kweeNkalo zeMfundo
* Ukususela ngo-Apreli 2018, ukuchithwa kweeNkcazo kunye neMali kufumaneka kuphela ngo-2017 kunyaka werhafu kodwa hlala uqaphele kuba oku kungatshintshwa kwiminyaka ezayo.
Abahlawuli berhafu ba-MFS banemivuzo engaphantsi kwe-income-outs for the deduction IRA . Ukongeza, kufuneka bobabini bathi banqunywe ngokukhawuleza xa befakela, okanye bobabini bafune ukutsalwa kwabo. Elinye iqabane livumelekile ukuba lifune ukuncitshiswa ngokuqhelekileyo ukuba elinye iqabane lilingane.
Utshatile Ukuzalisa Iirhafu Zerhafu Ezihlukeneyo
Isimo sokufakela sichaphazela nokuba yeyiphi irhafu yentlawulo esetyenziswayo xa kubalwa irhafu yengeniso yakho. Ezi zerhafu zerhafu zilandelayo zisebenza kulabo abatshatileyo kodwa iifayile ezahlukileyo ezahlukileyo ngo-2018 ngenzuzo efunyenwe ngo-2017.
| Ireyithi yentela | Ingeniso ehlawulwayo | Kodwa akukho |
| 10 ekhulwini | $ 0 | $ 9,325 |
| 15 ekhulwini | $ 9,326 | $ 37,950 |
| 25 ekhulwini | $ 37,951 | $ 76,550 |
| 28 ekhulwini | $ 76,551 | $ 116,675 |
| 33 ekhulwini | $ 116,676 | $ 208,350 |
| 35 ekhulwini | $ 208,351 | $ 235,350 |
| 39.6 ekhulwini | $ 235,351 |
Abanye abantu abatshatileyo bangaba bafanelekile kwiNtloko yeNdlu
Ukuba wena kunye nomlingane wakho uhlala ngaphandle okanye ukuba udibene kodwa ungakhange uqhawule umtshato, omnye wenu unokufanelekela inhloko yesimo sokufakela indlu kwaye oku kunokuba luncedo kakhulu.
Abahlawuli berhafu abatshatileyo basenokufaneleka ukufakela ngokusebenzisa intloko yefayile yokufakela indlu kunokuba bahlukanise imbuyekezo yentsapho xa abafazi babo bebahlali nabo kwiinyanga ezintandathu zokugqibela zonyaka. Ukongezelela, ikhaya lakho kufuneka libe yindawo yokuhlala eyona nto yokuhlala umntwana yakho ngaphezu kwehafu yesiqingatha sonyaka okanye indawo yokuhlala yokuhlala eyona nto ixhomekeka kuyo yonke loo nyaka. Amanye amalungu omndeni, njengabazali bakho, akudingeki ukuba ahlale nawe. Kufuneka uhlawule imali engaphezulu kwesigama sokugcina indlu yakho.
Ukuba unelungelo lokufakela njengenhloko yendlu kunokuba utshatile ukufakela ngokwahlukileyo, unokubango ukuncitshiswa kweerhafu kunye neentengo ezingenakufumaneka kuwe.
Ukubika uLuntu lweMpahla
Ababini abahlala kwenye yepropati yoluntu yesithathu kufuneka balandele imithetho ekhethekileyo yokwabelana ngemali kunye neerhafu xa befakela ngokwahlukileyo.
Ipropati yoluntu kunye nemali engenayo ithathwa njengabambisene nabo bobabini bomtshato. Ngamanye amagama, ukuba lakho iqabane lifumana i-$ 50,000, isiqingatha salo sichazwe kuwe njengengeniso yakho kungakhathaliseki ukuba uyayifumana. Iqabane ngalinye lixela isigxina semali yengeniso yoluntu kwingxowa yakhe yentlawulo ehlukeneyo.
Ukuncitshiswa kwepropati yoluntu kukwahlukana kwisiqingatha kunye neqabane ngalinye lixela isigxina sokubanjiswa ekubuyiselweni kwakhe okuhlukeneyo. Le mithetho iyasebenza nangona elinye iqabane lihlala kwipropati yommandla woluntu, kwaye kuyacaca ukuba inokuchaphazela ukuba ingeniso engakanani inomthwalo onoxanduva lokunika ingxelo malunga nokubuya okutshatileyo.
Ukususela ngo-2018, ipropati yoluntu ithi i-California, iArizona, iNew Mexico, iTexas, eLouisana, i-Nevada, i-Idaho, i-Washington kunye neWisconsin.
Isikhokelo sexesha lokuthatha isigqibo sokuFakanya ngokuZodwa okanye ngokwahlukileyo
Izibini ezitshatileyo zifanele zigqibe isigqibo sokuba ingafakela ngokubambisana okanye ngokwahlukileyo xa zifaka ukubuyiswa kweerhafu zangaphambili, kodwa ziyakwazi ukuguqula iingqondo zazo zitshintshe ukubuyela kwizinto ezimbini ezibuyiselweyo kwi-joint joint return within the three years ukususela ekuhlawuleni komhla wokuqala ungabalwa kwandiswa.
Bangakwazi ukuguqula iingqondo zabo baze batshintshe kwi-joint joint return to two return returns kuphela ngomhla we-Apreli 15 wokugqibela werhafu wonyaka.
Kwimeko apho, ukuba ufuna ukutshintsha isimo sakho sokufakela emva kokufakela ukubuyiswa kwentlawulo yakho, kufuneka ungenise i- return tax tax return , ifomu 1040X.