Iyintoni Intando Yokugqibela kunye neTestamente?

Intando yokugqibela - IQonga lokuQala loPhuhliso lweSakhiwo seSakhiwo

Intando yokugqibela kunye neTestamente yincwadi ebalulekileyo yomthetho eyisiqalo sokuqala kuyo nayiphi na icebo lezinto ezilungileyo. Emva kokugqiba ukuba udinga isicwangciso sezinto , ummeli wakho wokucwangcisa ipropati uya kuncoma okanye isicwangciso se-estate based based or plan trust based based plan. Intando Yakho yokugqibela kunye neTestamente iya kuthatha iindima ezahlukileyo ngokuxhomekeke kuhlobo lwesicwangciso osikhethayo.

Isicwangciso seSakhiwo esisisiseko

Ngecebo eliza kusekelwe kwisicwangciso-mali , i-Your Will and Testamente yokugqibela iya kunika yonke inkcukacha ebalulekileyo malunga nabani abaza kulidla ilifa lakho, nini kunye nendlela abaza kulidla ngayo, kwaye ngubani oza kubeka umthwalo wokulungisa izinto zakho zokugqibela.

Ngecebo eliza kusekelwe kwisicwangciso, i-Will Your yakho kunye neTestamente iya kubhala amanqaku amane abalulekileyo:

1. Ngubani oza kukhonza njengoMmeli / umPhathiswa, okuthetha umntu oza kuba ngumphathi wokujongana nemicimbi yakho yokugqibela kunye nokuqinisekisa ukuba abaxhamli bakho baya kufumana ilifa labo;
2. Ziziphi amagunya oMmeli wakho / uMgwebi woMntu oza kuba nawo;
3. Ngubani oza kulidla ilifa lakho; kwaye
4. Njani kwaye xa ipropati yakho iyakudluliselwa njani kubaxhamli bakho.

Qaphela ukuba ukuba unabantwana abancinci, ngoko ukuthanda kwakho okugqibela kunye neTestamente kuya kubhala ingongoma yesihlanu ebalulekileyo: Ngubani oya kuba ngumgcini we-Guardian kubantwana bakho abancinci baze babe ngabantu abadala.

Isicwangciso seSakhiwo esithembekileyo

Ngesicwangciso se-trust based based property, i-Your Revocable Living Trust iya kubhala iindawo ezibalulekileyo ezibhalwe apha ngasentla, kodwa umntu ophetheyo wokulungisa izinto zakho zokugqibela emva kokufa uya kubizwa ngokuba nguMphathi wakho okanye uMqhubi weNtloko esikhundleni sakho soMmeli wakho okanye uMmeli wakho.

Nangona ne -Revocable Living Trust , nangona kunjalo, uya kusadingeka ukuba ube neNtshukumo yokugqibela kunye neTestamente. Oku kungenxa yokuba kuya kufuneka uhlawule imali yakho kwi-trust yakho ngaphambi kokuba ufe ukuze isivumelwano sakho sokuthembela sikwazi ukulawula oko kuya kwenzeka kwipropati ebizwa ngegama lethemba emva kokufa kwakho.

Kodwa ukuba ungancedi ukuxhasa i-asethi enye kwithemba lakho, kuya kufuneka ukuba i-Final Will yakho kunye neTestamente kuyimfuneko "ukubamba" ipropati engahlawulwanga kwaye uyidlulisele kwisithemba sakho emva kokufa kwakho. Kule meko, iNtshukumo yokugqibela kunye neTestamente iya kusebenza nje ngokuthi "Dlulela ngaphaya kweNtando," oku kuthetha ukuba iya kubonelela nge-asethi engenayo imali ekuthululeleni ngaphezulu kwithemba lakho emva kokufa kwakho kwinkqubo yovavanyo.

I-Pour Over Uyakufuna kuphela ukumbona amanqaku amabini abalulekileyo:

1. Ngubani oza kuphethe i-asethi yakho engazange ixhaswe kwi-trust yakho njengoMmeli / umPhathi weMntu; kwaye
2. Ziziphi amagunya oMmeli wakho / uMgwebi wakho oza kuba nayo.

Qaphela ukuba ukuba unabantwana abancinci, i-Your Over Over Will iya kuhlanganisa ingongoma yesithathu ebalulekileyo: Ngubani oza kukhonza njengoMgcini kubantwana bakho abancinci baze babe ngabantu abadala.

Iphi i-asethi engahlawulwanga kwi- Your Revocable Living Trust iya kuhamba xa ihamba neengxaki? Oku kuya kugqitywa ngamalungiselelo e-Revocable Living Trust.

Yintoni eyenzekayo ngaphandle kweNtshukumo yokugqibela kunye neTestamente?

Yintoni eyenzekayo xa ungaphumeleli ukwenza iNtshukumo yokugqibela neTestamente ngaphambi kokufa? Emva koko ilizwe ohlala kulo ngexesha lokufa kwakho, kunye nanoma yimuphi na umbuso apho unendawo yokuhlala khona ngexesha lokufa kwakho, uya kunika iNtshukumo yokugqibela kunye neTestamente kuwe phantsi kwemithetho yoxinano kaRhulumente.

Le mithetho iyahluka ngokubanzi ukusuka kwiphondo ukuya kwilizwe kwaye inokubangela ukuba abantu abahlukeneyo bazuze ifa lepropati yakho ukuba unayo i- estate kwiindawo ezingaphezulu kweyodwa.

Indlela yodwa yokuqinisekisa ukuba ipropati yakho iya kubakho abaxhamliweyo ukhetha ( nangona ungatshatanga ) ngokuchasene nabaxhamliweyo ukuba imeko yakho yokuhlala okanye urhulumente apho unempahla ekhethekileyo, ukwenza uvumelekile Ukugqibela kunye neTestamente .