Amanqaku abalulekileyo malunga noCwangciso lwakho lweZakhiwo

Iimviwo ezifanele ukuba yiNxalenye yeSicwangciso soMhlaba

Ukucwangciswa kwezindlu kuyindlela echanekileyo yokulungelelanisa imicimbi yakho yemicimbi kunye nemali ukuze ukwazi ukujongana nokukhubazeka kwengqondo nokufa okuthile. Ngokuxhomekeke kwiimeko zakho zentsapho kunye neemeko zemali, isicwangciso sakho sempahla esisiseko siza kubandakanya amaxwebhu amane okuqulunqwa kwempahla yomthetho. Ngaphandle kwala maxwebhu abalulekileyo, imithetho yombuso wakho inokumisela ukudala amanye amaxwebhu okucwangcisa umhlaba.

Ummeli wakho wecebo lomhlaba uya kuba nako ukuncedisa ngokulungiselela onke amaxwebhu okucwangcisa indawo oya kuyidinga imeko yakho.

UkuCwangciswa kweeNdawo eziza kusetyenziswa

Ukuba iimeko zakho zentsapho kunye neemeko zemali azivumeli ukuba yimfuneko yokubakhomba okukholiswayo, isicwangciso sakho sempahla esisiseko siya kubandakanya ezi zilandelayo ezine zincwadi zomthetho ezibalulekileyo:

1. Ukugqibela kunye neTestamente
2. I-Advance Medical Directive
3. U kuphila
4. Amandla Ezezimali zeGqwetha

UkuCwangciswa kweSakhiwo esithembekileyo

Ukuba iimeko zakho zentsapho kunye / okanye zezemali ziqinisekisa ukuba kufuneka iprogram yepropati eyinkqantosi, isicwangciso sakho sempahla esisiseko siya kubandakanya ezi zilandelayo zincwadi ezilandelayo ezibalulekileyo ezibalulekileyo zomthetho:

1. Phala Ngaphezulu
2. ITrust Living Revocable Trust
3. I-Advance Medical Directive
4. U kuphila
5. Amandla Ezezimali zeGqwetha

Nantsi isishwankathelo senjongo nganye yoxwebhu lokucwangciswa kwezinto ezibalulekileyo ezibhalwe ngasentla:

Intando yokugqibela kunye neTestamente okanye uThulule ngaphaya koMoya

Ukuba unesicwangciso-mali esisekelwe kuyo, i- Your Will End kunye neTestamente iya kuqulethe uluhlu olubanzi lwemiyalelo malunga nendlela ipropati yakho kufuneka isasazwe ngayo emva kokufa kwakho.

Ukuba unabantwana abancinane , kuya kuba neemfuno zokukhetha umgcini kubantwana bakho.

Ukuba unesicwangciso sendawo esithembekileyo esithembekileyo, okokugqibela umnqweno wakho kunye nesivumelwano siya kusetyenziswa njengetyala lokukhusela ukubamba impahla ongazange uyidlulisele kwisithemba sakho ngaphambi kokuba ufe kwaye uzifake apho emva kokufa kwakho.

Olu hlobo lokuthanda lubizwa ngokuba yi- Out Over Over Will kwaye luqulethe imiyalelo encinci ukususela ekutheni inkolelo yakho echithwayo iyona catshulwa eliphambili elilawula isicwangciso sakho sefa.

ITrust Living Revocable Trust

I- Revocable Living Trust iqulethe imiyalelo ecacileyo yemigaqo ecwangcisa ixesha elibalulekileyo lobomi bakho:

1. Yintoni eyenzekayo xa usaphila kwaye uyaphila.
2. Yintoni eyenzekayo xa unengqondo engakwazi ukukhubazeka.
3. Kwenzeka ntoni emva kokufa kwakho.

Ukongeza, i-asethi egcinwe egameni lakho lokukholelwa ekukholiseni ngexesha lokufa kwakho liya kuphephelwa.

I-Advance Medical Directive

I- Advance Medical Directive , ebizwa ngokuba yi-'Mandla eNyango yeMatyala 'okanye' Ukutyunjwa kweNkcazo yezeMpilo ', ikuvumela ukuba ukhethe igosa lonakekelo lwempilo ukuze wenze izigqibo zonyango ukuba, ngenxa yezizathu ezithile, awukwazi ukwenza ngokwakho. Ingasetyenziselwa ukukhetha umntu omele abe ngumgcini wakho okanye umgcini-mgcini kwimeko apho inkundla inquma ukuba ungekho ngokomoya.

U kuphila

Ukuphila kuya kuqulethe imiyalelo ebhaliweyo kumgqirha wakho ukuba ngaba ufuna ukufumana iinkqubo zokugcina ubomi, okanye ukuba awufumananga ukuba unesimo sokuphela, imeko yesigxina okanye imeko eqhubekayo yokutya.

Kwakhona kunika izikhokelo zamalungu entsapho ukuba alandele ukuba uyagula.

Amandla Ezezimali zeGqwetha

Amandla emali yommeli avumela ukuba ugunyaze kumntu ozikhethele ukukwazi ukulawula iifayili ezibizwa ngegama lakho ngabanye, kubandakanywa izicwangciso zomhlala phantsi, kunye nempahla ebizwa ngamagama adibeneyo njengabaqeshi abafanayo. Ingasetyenziselwa ukudlulisela i-asethi kwisithemba sakho sokuphila esithengiswayo xa ungekho ngokwenza ingqondo ngaphambi kokuba i-trust ithe yaxhaswa ngemali ngokupheleleyo.

Amagunya omali wegqwetha avela kwiindlela ezimbini:

1. Amandla angapheliyo weGqwetha, eliqala ukusebenza ngokukhawuleza xa usayine; kwaye
2. Amandla okuphuphuma kweGqwetha, eliqala ukusebenza emva kokuba unikwe ingqondo engakwaziyo.