- Inani eliphezulu leNtlawulo zeNtlalo onokuyifumana ngokusekelwe kwirekhodi lomlingane wangaphambili li-50% yento efunyanwa ngumlingane wakho oza kuzuza ngexesha lokuhlala umhlalaphantsi. (Iminyaka yobudala yokuthatha umhlalaphantsi ihlukahluka ngokusekelwe kunyaka ozalelwe ngawo.) Le mali yokuxhamla iyancitshiswa xa ufaka phambi kokuba ufikelele kwiminyaka yakho yokuhlala umhlalaphantsi.
- Awukwazi ukuqokelela kwixesha elide le-Social Security loxanduva lweNtlalontle xa uphinde utshatile. (Unako ukuqokelela kwirekhodi lomfazi osetshentshiweyo xa ukutshata kwakhona kwakho kwenzeka emva kokufikelela kwiminyaka engama-60.)
- Ukuba uqokelela kwintlawulo yoLuntu lwezeNtlalontle kwaye uphinde utshatile, iintlawulo ezisekelwe kwingxelo yomyeni wakho zangaphambili ziya kumisa.
- Unokutshata ubuncinane unyaka omnye kwiqabane elitsha ngaphambi kokuba ufake ifowuni yesibonelelo esisekelwe kwirekhodi.
- Ukuba uyazi malunga noko umlingane wakho owayekade uzuze naye, kunye nomhla wokuzalwa, unokusebenzisa i- calculator ye- Social Security ukuba uqikelele inzuzo yabo. Indlela kuphela yokufumana ngokuqinisekileyo ukuba inzuzo yakho yeNtlalontle yeNtlalo isekelwe kwirekhodi lomntu osetshentshiweyo yinto yokubabuza ukuba yintoni inani labo le-inshurensi yokuqala. Inani le-inshurensi yeprayimari, okanye i-PIA, isixa semali esiza kuyifumana kwiminyaka yabo yokuhlala phantsi. Ukuba ubiza umnqweno woKhuseleko loLuntu ukuba ufumane, abanakukuxelela.
- Umlingani wakho wesibini akufuneki ukuba afake iifayile zezoKhuseleko zeNtlalo ukuba ufanele ukufumana inzuzo esekelwe kwingxelo yabo, kodwa kufuneka afanelekele ezi ntlawulo. (Oku kuthetha ukuba kufuneka ukuba basebenze ngokwaneleyo ukuba bafaneleke ngoKhuseleko loLuntu kwaye kufuneka babe ubuncinane kwiminyaka engama-62 ubudala, eyona mdala yokuqala ukuba ufaneleke kwiintlawulo zomhlala-phantsi zomhlalaphantsi.
- Ukuba umntu ode naye uqokelela iinzuzo ezisekelwe kwirekhodi yakho ayikho nayiphi na indlela ukunciphisa inzuzo yakho okanye iinzuzo zeentsapho zakho zangoku. Ukuba ufakela ngokusekelwe kwirekhodi yangaphambili akunciphisanga iinzuzo zabo okanye iinzuzo zaliphi na iqabane elingaba nalo.
- Xa ufaka iifayile, ukuba uzalwe ngomhla ka-Januwari 2, 1954, i-Social Security ngokuzenzekelayo ikunika enkulu inzuzo yakho, okanye umtshato (okanye umtshato wokuqala) uncedo. Awukwazi ukukhetha ukuba ungayifumana ngaphandle kokuba ungumhlolokazi okanye umhlolokazi-ke imithetho ekhethekileyo iyasebenza.
- Ukuba uzalwe ngomhla okanye phambi kukaJanuwari 1, 1954, kwaye ulinde kude kube ngumdala wokuhlala umhlala-phantsi ukuba ufake, unakho ukhetho lokufakela isicelo esithintele ukuba ufumane kuphela inzuzo yomntu owayekade uhlala naye xa uvumela ukuba imali yakho inzuzo iqhubeke ukuqokelela izibhengezo zokuthatha umhlala-phantsi ukusuka kwiminyaka yakho yokuhlala umhlalaphantsi ukuya kwi-70 yakho ubudala. Emva koko xa ufika kuma 70 ungatshintsha imali yakho. Olu khetho olukhethiweyo lwesicelo alufumanekanga ukuba ufaka phambi kokuhlala kwakho kweminyaka epheleleyo yomhlalaphantsi kwaye , ngenxa yemithetho emitsha yoKhuseleko lweNtlalo , ayifumanekanga ukuba uzalwe emva okanye ngo-Januwari 2, 1954.
- Ukuba wakho umtshato-mlingane uncinci kunako, unokuqokelela kuqala inzuzo yakho yokuqala (kuba afikelele kwiminyaka engama-62 ngoko ungakakulungele ukuqokelela zabo) uze utshintshe ukuze uqokelele kubo emva kokuba ufaneleke (oko kuya kuba xa befikelela kwiminyaka engama-62). Ngokomzekelo, ukuba uneminyaka engama-62 kunye nomntu ongumlingani wakho wokuqala. Ngama-62 unokuqokelela inzuzo esekelwe kwirekhodi yakho (kodwa iya kuncitshiswa ngenxa yokuba ufaka ekuqaleni) kwaye emva kweminyaka engama-66 (xa umlingane wakho wokuqala 62) ukutshintshela kwinzuzo esekelwe kwingxelo yabo, nangona le nto iya kuncitshiswa ngenxa yokuba ufake Oku kuya kuba yinzuzo yakho kuphela ukuba inzuzo yakho yomtshato isekelwe kwi-50% yazo (kwaye iyancitshiswa ngenxa yokuba ufake kwangethuba) yayiza kuphakama ngaphezu kwenzuzo yakho esekelwe kwirekhodi yakho.
Enye into yokugcina engqondweni - ukuba uqokelela uncedo lwawo nawuphi na uhlobo ngaphambi kokufikelela kwiminyaka yakho yokuhlala umhlalaphantsi kwaye uqhubeka usebenza, ukuba ufumana imali engaphezulu kwemvume yokufumana umvuzo weNtlalo yoncedo kulo nyaka, unako ukufumana iintlawulo ezithile. Xa usufikelele kwiminyaka yakho yokuhlala umhlalaphantsi, loo myinge wokufumana umvuzo awusetyenziswanga kwaye unokwenza nayiphi na imali kwaye uqokelele izibonelelo zakho.