Iitaliti zeRhafu ezifikelela kwi-35 Ipesenti yezinto ochitha kuzo ekunakekeleni abantwana
INkonzo yeNgeniso yangaphakathi ibuyele emva kwakho xa unesi sikhephe. Abathengi abahlawula iindleko zonyango zabantwana babo okanye abadala abakhubazekileyo banokufumana ilungelo lokuthenga ngetyala lentlawulo engama-35 engama-100 abo bachithayo, ngokwemiqathango ethile.
IMigaqo eSeko
Kumele ube nomntwana oxhomekeke kumntu okanye umntu oxhomekeke kumntu omdala ongeke ashiywe yedwa kuba akanakunakekela. Kufuneka ufumane imali engenayo kwimisebenzi okanye umsebenzi wokuzimela.
Injongo yokuhlawulela unonophelo kufuneka kukuvumela ukuba usebenze, ukukhangela umsebenzi okanye ukuya esikolweni ixesha elipheleleyo. Ukuba usatshatile, umlingane wakho kufuneka asebenze, afune umsebenzi okanye ahambe esikolweni, ngoko akakwazi ukuhlala ekhaya aze anakekele umntwana wakho okanye uxhomekeke kuye. Kumelwe ukuba naye ufumene ingeniso. Kukho okungafaniyo ukuba iqabane lakho likhubazekile kwaye alikwazi ukunyamekela omnye. Awukwazi ukubiza le ngxowa-mboleko ukuba ufaka ibuyiselo elitshatileyo.
Umntwana ofanelekileyo okanye oxhomekeke kuyo
Umntwana wakho kufuneka abe ngumntu oxhomekeke kuye, kwaye kufuneka abe ngumncinane kuneminyaka engama-13 okanye, xa ekhulile, kufuneka abe ngokomzimba okanye engqondweni akakwazi ukuzinakekela ngenxa yokuba ukhubazekile. Unokubanga iindleko zokugcina iintsuku zomntu oneminyaka engama-13 ubudala okanye ngaphezulu okanye lakho iqabane okanye ukuba umntu lowo unempilo okanye engqondweni akakwazi ukuzinakekela.
Awukwazi ukumangalela ukunakekelwa komntwana okanye iintsuku zokunyamekela iintsuku zomntu ongenakuhlala nawe ubuncinane kwisiqingatha sonyaka, kwaye kufuneka ukhokhe ngaphezu kwesigamu indleko zokugcina ikhaya lakho. Ngamanye amaxesha ukwahlukanisa okanye abazali abahlukeneyo bangena kwisivumelwane sokuvumela umzali ongeyomgcini ukuba athathe ummangali wakhe njengomntwana oxhomekeke kwimbuyekezo yakhe yentlawulo.
Ukuba awumangaleli umntwana wakho njengesixhomekeke kwesi sizathu kodwa wahlala nawe ubuncinci bonyaka, usenokwazi ukufaka isicelo sekhredithi yomntwana. Abazali abanokubakho kuphela banokuthatha i-credit, nangona kunjalo, ngenxa yokufunwa kweendawo zokuhlala.
Umboneleli woLondolozo lweSuku lweMfanelo
Umntu olungiselela ukunakekelwa kwabantwana okanye iinkonzo zokunakekelwa kwintsuku yabantu abadala akukwazi ukuba ngumxhomekeke wakho. Ngokomzekelo, unokuhlawula intombi yakho ukuba imnyamekele umntakwabo omncinci. Ngokuqhelekileyo awukwazi ukubandakanya ezi ntlawulo ngenjongo yokubala i-credit ngaphandle kokuba ungayibanga intombi yakho njengesixhomekeke kwaye uneminyaka eyi-19 okanye ngaphezulu ngasekupheleni konyaka. Akunakukwazi ukusebenzisa iindleko zokunakekelwa kwesikhokhelo ezihlawulwe kwiqabane lakho okanye omnye umzali ofanelekileyo womntwana.
Iikampu ze-Day zingabanikezeli abafanelekileyo, kodwa iinkampu zobusuku azifaneleki. "Iindleko zokuthumela umntwana wakho kwinkampu yobusuku aziqwalaselwe njengendleko ehambelana nomsebenzi," ngokwe-IRS. "Iindleko zokuthumela umntwana wakho kwinkampu yenkomo ingaba yindleko ehambelana nomsebenzi, nokuba inkampu ikhethekileyo kwimisebenzi ethile, njengeekhomputer okanye ibhola.
Ubuninzi Kangakanani Impilo Yengane Nexhomekeke Kuxanduva?
Ikhredithi yerhafu yengane kunye nexhomekeke kwipesenti zeendleko zenkathalo yakho yeentsuku ukuya kwii-3,000 zama-dollar kwisigxina esisodwa okanye i-$ 6,000 kubaxhomekeke kumibini okanye ngaphezulu.
Leyo ayikho inani lekhredithi yakho. Imali yeendleko zonyango apho ungayisebenzisa khona ipesenteji. Ukuba uchithe i-$ 7,000 ngaphezu kwonyaka wokunyamekela abantwana bakho babini ukuze usebenze, i-credit iyasebenza kuphela kwi-$ 6,000 yokuqala.
Ikhredithi yakho iyancitshiswa ngemali oyifumanayo, kwakunye neholo lakho xa utshatile kwaye uthumela ukubuyisana okuhlangeneyo. Ukuba ufumene i-$ 5,000 kuphela ngonyaka, unokwenza i-$ 5,000 kuphela kwiindleko zonyango nangona uchithe i-$ 7,000. Izibalo zisekelwe kwizinto ozichithileyo okanye imali oyifumene ngayo, nayiphi na encinane.
Ukuba umqeshi wakho unikezela ngeenkonzo ezinonophelo ezixhomekeke kuyo, njengokuba i-perk yengqesho yakho, kufuneka ukhuphe le mali kwiindleko zakho zokunakekelwa kwelanga.
Ipesenteji yeebhanti zakho ukusuka kuma-20 ukuya kuma-35 ekhulwini kwento oye wachitha ekunakekelwa kwimihla, kuxhomekeke kwingeniso yakho epheleleyo .
Nangona akukho mda wendlela ongayifumana ngayo kwaye ufanelekile, ipesenteji iyancipha njengoko umvuzo wakho unyuka. Ireyati epheleleyo yeepesenti zentlawulo zifumaneka kwi-IRS Publication 503.