Ukuqonda ukuThengwa kweNtlawulo yeMali yokuThengisa kunye neNtwana

Bonke abazali abasebenzayo kufuneka baqonde ukuxhomekeka kwetyala lokuxhaswa kwabantwana abaxhomekeke kuyo kunye nokunciphisa ityala lemali yengeniso. Ukuba ukhokhela umnakekeli ofanelekileyo okanye isikhungo sokunakekelwa kwamasango ukuba unakekele umntwana omncinci ukuze usebenze okanye ukhangele umsebenzi, mhlawumbi unokubanga ityala lokunakekelwa kwentlawulo yengane.

Inkokhelo yerhafu yokunakekelwa kwengane yipesenti, ngokusekelwe kwingeniso yakho, yemali yeendleko zokunakekela abantwana ezihlobene nomsebenzi.

Ipesenti ingaba ngaphantsi kweepesenti ezingama-20 kwaye ziphakamileyo zibe ngamaphesenti angama-35, ngokusekelwe kwiitheyibhile zeNgaphakathi zeNgeniso. Ixabiso leendleko zokunakekelwa kwabantwana ezingasetyenziselwa ukuthenga i-ngxowa-mboleko i-$ 3,000 ngomntwana omnye kunye ne-6,000 yee-dollar ezingaphezu komntwana omnye.

Izinzuzo zokunakekelwa ozifumana kumqeshi wakho, ezifakiwe ngaphandle komvuzo wakho, ziya kunciphisa ixabiso lemali ka-credit tax. Ukuba utshatile, bobabili kufuneka usebenze ukuhlawula.

Ukuze ucele ityala lokunakekelwa kwengxowa yomntwana, kufuneka udibanise iimvavanyo eziliqela:

Ukuba uthe waqhawula okanye wahlukana, umzali omnye kuphela unokumangalela umntwana njengomxhomekeke kwiinjongo zerhafu. Ukuze uthole imiyalelo epheleleyo malunga nendlela yokubamba ityala lokunakekelwa kwengxowa yomntwana, khangela i-Internal Revenue Service Publication 502.

Umthombo: Irs.gov