Ukukhawuleza kwezemali kuza kukunceda ufumane ulawulo lwenkcitho yakho
Imvelaphi
Ndandiye ngaphantsi kokunyanzeliswa ngokukhawuleza kwemali, kodwa ibeka imbono emitsha ngemali kunye nendlela endingayifumana ngayo. Njengokutya okukhawulezileyo, unentlonelo entsha yinto onokuyenza emva kokukhawuleza kwakho ... i-hamburger ayizange ilinambise kakuhle ... okanye yenza?
Indlela Imisebenzi Ekhawulezayo Yemali
Ukuqalisa ngokukhawuleza kwezimali uzonqumla zonke iindleko ngaphandle kwale nto ofuna ukuzinceda. Ndiyathetha ukuchithwa ngokoqobo, NGONKE. Unokuthenga ukutya kunye nendawo yokuhlala (kwaye uhlawule i-inshurensi, unyango kunye neerhafu). Yiyo leyo. Ngaphandle koko, ngaphandle kokuba unembopheleleko yetyala, indleko iya. Khumbula, ungayongeza kwakhona emva koko. Kodwa ngeli xesha, umsebenzi wakho ukukrazula iindleko, ungaboni into onokuyigcina. Ngokwenza oku, uzakufumana ufumana inqanaba elimangalisayo lolawulo malunga nenkcitho yakho.
Ingakuthatha ukuya kwiiveki ezimbalwa, okanye kwinyanga ezimbalwa, ukusetha kwakhona imichimo yakho yokuchitha ngendlela. Umngeni ukukunamathela okungenani iintsuku ezingama-60, okanye ngaphezulu ukuba ufuna ukugcina ngaphezulu.
Emva kokukhawuleza kwakho, njengoko uqala ukongeza ukuchitha imali ngaphakathi, ngaphambi kokuba uthenge nto, zibuze:
- Ngaba ndiyidinga ngempela?
- Ziziphi ezinye iindlela?
- Ngaba ndiyakwenza oku kuthengwa ngendlela ebiza imali?
- Ngaba ndifumana imali?
- Yintoni enye engayenza ngayo loo mali ukuba andithengi le nto?
- Ngaba ndingcono ukusindisa loo mali kwenye into kamva?
Nika konke okungenani ngosuku olunye ngaphambi kokuba uthenge, ngaloo ndlela unayo ixesha lokucinga ngalo. Ukusebenzisa lo myalelo wekhefu ezingama-24 kunokukunceda uqhubeke nokulawula imali njengoko uqhubeka phambili.
U mzekelo
- Ukunyamekelwa kweenwele: Ndiyazi ngomntu ochitha imali engaphezu kwama-500 / ngenyanga kwiinkathalo ezinonyameko. Yikes! Ngubani oya kwenza into enjalo? Okokuqala, ndichitha imali engama-$ 150 ngonyaka kwiinkathalo zenyameko, kwaye ewe, eziquka iinwele. Kwaye ndiyazi ukuba ukunakekelwa kweenwele kunokwenziwa okungaphantsi.
- Yiba ngu-DIY (Yenza ngokwakho). Yintoni abantu abaninzi abayichithayo kuba bayakwazi okanye bafuna ukuzalisa ixesha. Ngokukodwa xa unexesha ezandleni zakho, yenza oko.
- Malunga nenyanga ngokukhawuleza kwam, ndagqiba ukukrazula yonke into ngaphantsi kwequla lami, ndenze ngaphezu kweendlela ezimbalwa ukuya kwisitoretye se-hardware kwaye ndagqithisa ukulahla kwam udoti. Ngaba yayimangalisa kwaye ingonakalisi? Ewe. Ngaba kwakusisithuba sokusana? Ewe. Kodwa ndandichitha i-$ 20 kuphela xa zonke zathethwa kwaye zenziwa, kwaye ndiziva ndiziqhenyce ngokuzilungisa (akukho ncwadana okanye nayiphi na into). Oko ndandisindayo kwaku malunga ne-$ 500.
- Isidingo kunye nokufunwa. Nangona ndacinga ukuba i-$ 5 yekhofu yekhofi yayiyimfuno, njengokuba i-TV ye-cable kunye nokufumana izipikili zam zenzeke njalo ngoku, emva kwexesha elifutshane ngaphandle kwezi zinto ndakwazi ukuqonda ukuba ezo zifuna nje ... izinto ezininzi endingazichitha imali efuna nje.
- Ukuthelekiswa kweminye "efuna" encinane eyongezayo:
- Ukusetyenziswa kwexesha elidala: Iveki uhambo lwekhofi @ $ 5 / uhambo. $ 260 / ngonyaka. Ngoku: Uhambo lweeveki ezimbini kwivenkile yekofi apho isiselo esiqhelekileyo ndifumana i-$ 3. $ 78 / ngonyaka. Ukulondoloza: $ 182 / ngonyaka.
- Endala: ukufumana izipikili zenziwa ngenyanga / $ 35 ngasinye. Iyonke i-$ 420. Ngoku: iibhotile ezimbini ze-nail polish & i-nail ipolver remover. Intlawulo yonyaka yonyaka: i-$ 25. Ukulondoloza: $ 395 / ngonyaka.
- Ezinye izinto onokungafuni ukuzenza phantsi, kodwa unganciphisa:
- Inkonzo yefowuni: jonga kwisicwangciso sezinga eliphantsi ... isicwangciso esincinane sezinga. Cima nantoni na ngaphezu kweyona nombolo encinci yokuthetha imizuzu oyifunayo inyanga nganye.
- I-TV yombane: le nto ingabanjwa okanye unganokuhlawula kwi-subscriber subscription okanye ngaphantsi kwexabiso eliphantsi.
- Izinto ezimbalwa oza kuzinya ngexesha lokuzila ukudla (kuthatha iinyanga ezintathu ngokukhawuleza):
- I-30 yamaphephandaba (i-$ 10 / mo)
- I-150 ye-Intanethi (i-$ 50 / mo); Ewe abantu, ilayibrari yendawo, kunye nezinye iindawo zinikeza i-intanethi mahhala ... basebenzise, kukufunwa kwaye ewe, unokuhlala ngaphandle kwe-intanethi
- $ 900 Ukuzonwabisa; I $ 300 / inyanga ukuya kwi-movie, ukuya kwisidlo kunye nokusela, yongeza ngokukhawuleza. Inqaku: hlalani ekhaya kwaye udlala imidlalo yebhodi, amakhadi, imidlalo yevidiyo, ufunde incwadi, uthenge ukutya kwisitolo sokutya uze uzipheke.
- $ 100 I-Gym; Ukuba kulungile ngokwaneleyo, sebenzisa iipaki zendawo okanye uhambe ngokuhamba / uhambe nomhlobo. Umoya omtsha uya kuba mnandi. (Ngendlela, yindlela onokuhlawulwa ngayo ukuze usebenze.)
- Imali eyi-450 yeMakhaya: Ndiyathetha ngabantu abenza umsebenzi wakho wendawo kwaye bahlambulule indlu yakho. Unokwenza ezi zinto nje ngeendleko zempahla embalwa yokucoca indlu kunye nexesha lakho. Ukuba unayo igceke kwaye ungenayo eyona nto ibalulekileyo yokwenza izinto ezifunekayo ukuze ulungise ididi yakho kwaye udibanise utshani, cinga ukuboleka ezi zinto kubahlobo kunye nosapho ngexesha lokukhawuleza.
Oko Ufumanayo Xa Ulawula Ukuhlawula
- Inhlonipho entsha yezinto onayo.
- Ingcamango ephuculweyo yintoni esiyimfuneko kunye noko kukufunayo.
- I-akhawunti ebanzi yebhanki, okanye ukuba unganceda omnye, i-akhawunti enkulu yomhlalaphantsi.
- Inkululeko yokukhetha oko uchitha imali kwaye kwaye kwaye imali enokuyigcina ngayo ngenyanga.
Ezinye Iingcebiso
Fumana inkxaso. Mhlawumbi uyazibuza ukuba kutheni isicwangciso sokutya / isisombululo sinobuchule bokusebenza kangcono xa uxelele umntu ukuba usondla okanye xa uya kusebenzisa? Okanye kutheni abantu basebenzise amaqabane ukuba basebenzise kunye ... neklasi iklasi nawuphi na umntu? Imali kaninzi ayifani.
Fumana umntu onokumthemba. Kungcono, thola umntu othembela kuye oza kukuphendula kwaye ofuna ukukwenza ngokukhawuleza kweemali ngexesha elifanayo nawe ... unokuzibamba uxanduva.
Ngaphandle kokukhawuleza
Uxinzelelo kunye neendleko zonyango ziyavela.
Ezi zinto ziyimfuneko kwaye ukuba ziza, zama ukukhawuleza ngokwemali ngexesha elizayo. Kwaye, kunjalo, ungazilawuleki ukuba indawo (impilo yakho okanye umntu ochaphazelekayo ngokukhawuleza kwakho) iya kulahlwa.
Ndikunomngeni kwi-60 yemali ngokukhawuleza. Uya kufumana ukuba yindlela efanelekileyo kakhulu yokulawula ukuchitha imali kunanoma yini enye owake wazama.