Injongo yokwahlukahlukana kukunciphisa ukungazinzi nokuphucula ukusebenza ngokubanzi. Kusebenza ukuba wenze ulwahlulo ngokuchanekileyo.
Uhlobo lothotho lololuhlu oluqhelekileyo luqondwa njengokuba ungafaki onke amaqanda akho kwibhaksi enye.
Oku kuthetha nje ukuba awukho nje iisitokisini okanye ezimbini. Enye indlela eqhelekileyo abantu bangena enkingeni abanayo impahla emininzi yabo yomqeshi.
Ulungelelaniso oluhle
Unokufumana inzuzo enhle kwisitokisi senkampani kwaye ulayishe phezulu kwisikhwama sakho somhlalaphantsi kwaye uthenge ngaphezulu kwesikhwama sakho sotyalo-mali kuba ukholelwa kwinkampani yakho.
Kusenokubonakala kungathembeki ukuba ungathengi inkampani yesininzi. Nangona kunjalo, akuyona into enomdla ukuba uninzi okanye iphothifoliyo yakho kwi-stock yenkampani yakho. Cinga u-Enron.
Ukuze ube nenene ngokwenene ekukhethweni kwe-stock yakho, kufuneka ube nesitokethi kumashishini ahlukeneyo (nakwamanye amazwe ahlukeneyo) nakwiinkampani ezahlukileyo.
Ufuna utyalo-mali lwakho lwasasazeka kwiinkampani ezinkulu, eziphakathi kunye ezincinci kumashishini athile. Kubaluleke kakhulu ukubukela ubudlelwane phakathi kwamasheya ukwenzela ukuba abachaphazelekayo kunye nezoqoqosho ezifanayo.
Umzekelo
Ngokomzekelo, ukuba zonke izitokisi oziphetheyo zazingenakucatshulwa kwimilinganiselo yenzalo, ngoko awuyi kuhlukahluka.
Izitokethi ziya kuhamba ngokulungelelanisa kunye namazinga omdla kunye nomnye.
Amasheya anesidanga esiphantsi sokulungelelaniswa ashukunyanga njengeyunithi enye kwaye ke akakwazi ukuphendula ngendlela efanayo kwiindaba ezimbi zezoqoqosho.
Isifundo apha kubalimi-mali kukuba ukuba icandelo leemarike litshisa kakhulu, gwema isilingo sokulahla "onke amaqanda akho kwibhaksi enye." Nangona kunjalo, ufanele uqaphele loo marike okanye iimpembelelo zezoqoqosho ezingathintela kakubi iqela leempahla zakho.
Ungafaki onke amaqanda akho kwibhaksi enye kwaye ungafaki zonke iibhasiki zakho kwinqwelo elifanayo.
Olunye uhlobo lweDissification
Olunye uhlobo lokwahlukahluka luquka ezinye iindawo zepotfolio yakho.
Ukuba unamathele konke utyalo-mali kumasheya, kungakhathaliseki ukuba ungahambelani na, awuyikho into eyahlukeneyo ngendlela yokunciphisa umngcipheko nokuphucula ukusebenza.
Kufuneka uphinde usasaze lwakho utyalo-mali kwiiklasi ezahlukeneyo ezifana nezibhonkco, imali, i-real estate kunye nezinye iimali-mali.