01 Ukuyeka ukuThengisa ukuThengisa
Bona into ofuna ukuba nayo? Yiya ekhaya uze ucinge ngako. Zinike iiyure ezingama-24 ukugqiba ukuba ngaba unayo imfuneko. Iiyure ezingama-72 zibhetele. Ndizigcinele ngamakhulu eedola ngale ndlela, kwaye uyazi ntoni? Ubomi bam buyanelisekile ngaphandle kwezo zinto, ngelo xesha, ndicinga ukuba kufuneka ndibe nazo. Ziyathokoze nalo mgaqo - kufana ne "ixesha eliphumayo" olalisebenzisa kwiintsana. Inceda ukubeka ikhefu endaweni apho ukukhawuleza kwintengiso kukukhahlela kuyo. Ukuba udibana nabahlobo bakho kunye nosapho banokukunceda ukubiza ixesha.
02 Funa iindleko eziphantsi kweendleko
Ukuba ungumfundi wencwadi enomdla, zama uhambo ukuya kwilayibrari endaweni yesitolo sencwadi. Ukuba ugolide, fakela elinye ixesha ngeveki uhambo oluya kwindawo yokuqhuba umqhubi woluntu. Into ebalulekileyo akuyikushiya izinto ozithandayo! Esikhundleni senze amancinci amancinci, ngamathuba ambalwa aya kusindisa okufutshane apha napha. Izinto ezincinci zongeza ixesha. 03 Dweba i-Favorite Favorite
Kwiminyaka edlulileyo ndaqonda ukuba ndichitha ikhulu lamadola nganye xa ndaya kwiWalMart. Ndinqumle ukuchitha imali kwinqanaba ngokuzivumela ukuba ndingabi ngaphezu kwehambo olunye ngenyanga. Ingaba i-Target, i-eBay, okanye i-hobby store, ngokuzayo xa ulingeka ukuba ungene kwivenkile yakho oyintandokazi, vele uqhube. Endaweni yokuthenga, hamba uhambo, uthathe indebe yekhofi, okanye ufunde incwadi. Okanye ukuba kuthengwa nge-intanethi kungena kumkhwa wokubukela ividiyo yomculo oyithandayo kunokuthenga. Isitshixo sokwenza lo msebenzi wokugcina isondlo semali yakha umkhwa omtsha wokutshintsha umntu omdala. Ndithembele kum, kunelisekile ngakumbi ukubukela i-akhawunti yokulondoloza eyakhayo kunokuba uyonwaba okwangoku ukuthenga izinto.
04 Ukunciphisa apho Unako
Encwadini yakhe ethi A New Earth , umbhali u-Eckhart Tolle uthetha ngokuthambekela kwethu ukuzibona thina, kunye nokuzixabisa kwethu, ngezinto zethu. Ewe, akuzona izinto zakho! Ingqiqo yokuzihlonela xa usenza izigqibo zemali ezifanelekileyo zifanelekile ngaphezu kokuvakalelwa kwindlela yokuqhuba imoto eqhelekileyo kwaye ugqoke iindlela zokugqibela. Hlola indlela yokuphila onokuyenza ngayo. Kungenzeka ibe yindlu yakho, imoto yakho, iingubo zakho - nokuba yintoni na, yinciphisa apho unakho khona. Ukukhuseleka ngokwezemali kukutshatyalazi kunoma yiphi ubudala.
05 Ukuhamba ngaphantsi kwexesha
I-Carpool okanye usebenzise izithuthi zikawonkewonke ngeveki, okanye ngaphezulu xa unako. Ukuba usasebenza ucela ukuba unokwenza olunye usuku lweevenki ngeveki. Esikhundleni sezinto ezininzi zokuhamba, qinisa i-errand yakho yokusebenza kwaye uyicebe amaxesha apho kungekho ninzi yezithuthi. Kulungile, udibanise kunye ne-carpool yonke ngeyodwa ngokusebenza ngeendlela kunye nomhlobo! 06 Iindleko zeNyanga zaseKhaya zoNyaka
Ingaba ufuna ngokwenene ukulinda umnxeba, ukubiza kweendlela ezi-3 kunye nayo yonke into eyongezelelweyo ifowuni yakho ityala? Gweba i-bill yakho yefowuni uze ubone ukuba enye okanye ezimbini kwezo zinto zikhutshwe. Nika ingqwalasela ekhethekileyo kwi-bill bill. Ezinye iziteshi ziyakongeza ngokukhawuleza xa uhlawuliswa nyanga zonke, unyaka emva konyaka. Ukongezelela, vuka, okanye ucime, umoya wemoya okanye i-heater emini. Ewe, akunjalo ngokukhululekile xa uqala ukufika ekhaya, kodwa ukugcinwa kuyongezelela.
07 Yidla Ngaphandle
Thatha isidlo sakho sasemini ngokukhawuleza. Ngaphambi kokuba uphume isidlo sakusihlwa, zama umlenze kuqala kwi-pantry, kwaye ubone ukuba yeyiphi isidlo sokudala onokukufumana ekhaya. Ukuba kufuneka udla rhoqo, weqa ii-sodas kunye ne-teas. Amanzi okusela ayilungele wena kuphela, kuba abanye badla isidlo sasemini imihla ngemihla, oku kufakwa endaweni elula kuzakusindisa imali engaphezu kwe-30 ngenyanga.
08 Fumana kwaye usetyenzise iiprogram zeRhafu
Ngomgudu omncinci, unako ukuhlawula i-20 ukuya kuma-50% ngaphantsi kwezinto ezininzi ozithengayo . Njengazo ezininzi izinto ebomini, ixesha liyimali. Ukuba uzimisele ukubeka ngexesha, unokufumana iikhowudi zokunciphisa kunye nokuthengisa okugcina imali. Kungathatha umsebenzi omncinane, kunye nomonde omncinci, kodwa khumbula, uhlawulelwa ixesha lakho ukuba ungathengi ivenkile ngokulondolozwa okukhulu! Isilumkiso - abaninzi abantu bayalunyelwa ukuba bachithe ngaphezulu ngenxa yokuba "ithengiswa". Eli qhinga alisoloko lisetyenziselwa ukuthenga izinto ongazidingayo. Isiqhinga apho uceba khona oko uthenge kakade, kwaye ufumane iindlela zokufumana ngaphantsi.
09 Ukukhansela ubulungu beGym
Impilo kunye nokuzimelela kubaluleke kakhulu ebomini bam kwaye ndikholelwa ukuba wonk 'ubani unokuzuza ngokuzivocavoca rhoqo. Ngoko, ukuba kuphela indlela onokuyenza kwi-regime yolawulo lweempilo ngokubambisana nokuzivocavoca, gcina kuyo! Kodwa ukuba unoluhlobo oluthandayo, kukho zonke iintlobo zempilo yokuzilolonga ezingadingi imali yenyanga: ukuhamba, ukugijima, ukwenza i-yoga ekhaya, ukuthenga ividiyo yefitness, ukwenza i-pushups, ukuhlala, ukusebenzisa i-exercise iindidi kunye neebini zeengqungquthela ...
10 Yenza I-Hobby Yakho Ibhizinisi
Udadewethu uthanda ubugcisa nemisebenzi. Akakwazi ukuhamba kwisitoreji sebhedi ngaphandle kokuchitha idola ezilikhulu. Waqala ukwenza iingubo kwaye ngoku uyithengisa. Akenzi imali eninzi eyongezelelweyo, kodwa uyayifumana ngokwaneleyo ukugubungela iindleko zakhe zokuzilibazisa. Eminye imibono yokubonga imali? Njengoko ndikhankanyile, ndilapha kwimpilo kwaye ndinempilo. Ndandidla ukufundisa iklasi ye-aerobics ngamanye amaxesha ngokutshintshela ubulungu bokuzivocavoca. Xa ndihamba kumahashe, ndasebenza iiyure ezimbalwa ngeveki kwintlanzi ngokutshintshisana nezifundo zokugibela ihashe.
Phunyezwa ezinye zeengcamango zokugcina imali ngoku - kwaye uya kuba sehla endleleni ekhokelela kwimpumelelo enkulu yemali!