Imali eyabelwe i-Global, eyaziwa nangokuthi "yiya phi na imali," inokutshintsha ngokukhawuleza phakathi kweeklasi ze-asethi kunye neendawo zendawo.
Ngokungafani neengxowa-mali eziqhelekileyo, ezi mali zidibanisa imali kwizinto eziphathekayo, iikontrakthi zexesha elizayo kunye nezivumelwano zokutshintshwa ngokungekho kwiimpahla kunye nezibophelelo. Ngokufanelekileyo, ezi ziimpawu zibanceda baphishekele amathuba kwaye baphephe ukuwa kweentlungu.
Iinkonzo kunye neNgxowa-mali yeeNgxowa-mali
Ulwabiwo-mali lwamazwe ngamazwe lunenani leenzuzo kunye neqhinga lokuba abatyali-mali kufuneka baqikelele ngononophelo ngaphambi kokwenza nayiphi na imali. Le mali ihlinzeka ngotyalo-mali kubangcipheko obuphezulu, ithuba lokufumana umvuzo ophezulu kunezimali zemali ezilinganayo, kodwa ngenxa yobume bazo, kubalulekile ukuba abatyali-mali benze umsebenzi wabo wesikolo kubaphathi-mali.
Iinjongo zokutshala imali kwiimali zolwabiwo-mali ziquka:
- Ukubuyiswa okuKhulu okuKhuselekileyo - Iimali zokwabiwo-mali jikelele zenzelwe ukuqhubela phambili amathuba athile emhlabeni wonke ngaphandle kokubanjelwa kwiklasi enye yefa okanye indawo. Ngenxa yoko, abaphathi abatyalo-mali abangabonakaliyo bangavelisa iintlawulo ezikhethekileyo xa kuthelekiswa nemali yenkcazo yendabuko ezama ukulinganisa ii-index indexes.
- Amandla okuHlaba - Iimali zokwabiwa kwihlabathi jikelele zingabandakanyeka kwizicwangciso zokubamba, njengokubamba igolide okanye imali kwixesha elifanelekileyo. Ngenxa yoko, abaphathi bezolimo bezolimo banokunciphisa umngcipheko ngexesha lokunyuka kweemarike kwaye bancede ukukhusela impahla yakho. Ezi zimpawu zenze le mali ibe yinqaba enkulu kwipotfoliyo.
Ingxaki yokutyalomali kwiimali ezabiwe kwihlabathi iquka:
- Iingcaphephe zoMngcipheko - Ulwabiwo-mali lwabiwo-mali luyakwazi ukuthenga iiklasi zee-asethi ezingezinye iindawo ezingaphezulu, ezivela kwimpahla yokutshintsha iimvumelwano. Ngenxa yoko, ingabandakanya umngcipheko ngaphezu kweengxowa-mali eziphathekayo eziqhelekileyo ezithenga kuphela kwaye zithengise izitokhwe kunye nezibophelelo.
- Ukubuyiswa okuphezulu - Iingxowa-mali zokwabiwa kwehlabathi zivame ukufumana imali engaphezulu kunezimali eziphathekayo eziqhelekileyo, oko kuthetha ukuba banokuthi bangaphantsi kweerhafu. Ngenxa yoko, abatyali-mali bangabona ukusabalalisa okuphezulu okuthunyelwa kwindlela yabo.
- Uhambo olukhawulezayo - Imali eyabelwe i-Global inokukhawuleza ukunyuka kunye nokuphuma kweeklasi ze-asethi kunye nemimandla, oku kuthetha ukuba irekhodi labo lomculo lingenakuzinza. Ngenxa yoko, abatyali-mali kufuneka baqwalasele ngenyameko umphathi-mali-mali emva kwengxowa-mali.
- Ulwahlulo oluthile - Iimali ezabiwe kwihlabathi jikelele zifuna ukuxhaphaza amathuba ehlabathini lonke, oko kuthetha ukuba ukubamba kwazo kubandakanywa kakhulu kwiindawo ezithile. Ngenxa yoko, abatyali-mali kufuneka baqaphele ukuba le mali ayinakuhluka .
Iifom zokwabiwa kwiSabelo seMhlaba
Imali eyabelwe ihlabathi jikelele iyahluka kakhulu kuxhomekeke kakhulu kubaphathi babo betyalo-mali. Nangona kukho ixesha apho le mali ikhupha iikhompmark indexes, irekhodi lexesha elide lale mali lihlala liphazamiseka kwizinga elibanzi, ngokwemali yedatha ye-Morningstar.
Imali yomntu ngamnye ngaphakathi kwinqanaba inokubonelela ngakumbi ngempumelelo kwabanye.
Ukuphonononga iimali ezabiwe kwihlabathi jikelele kuhla ukufunda i-prospectus okanye ukuphanda i-fund kwi-intanethi. Ngokukodwa, abatyali-mali kufuneka bahlawule ingqalelo kwiqela lolawulo kunye nokuhlala kwalo, kwakunye nokunikezelwa kweefom mali ngexesha langoku. IiWebhsayithi ezifana ne-Morningstar.com nazo zibonelela umngcipheko ngokubhekiselele kwisigaba kunye nokubuyiswa kumarriki amacandelo okuqwalasela.
Ekugqibeleni, i-Morningstar.com igcina irekhodi yeengxowa-mali ezibhekiselele kwihlabathi ngezikhathi ezahlukeneyo. Ukususela ngo-Agasti 2016, imali eyabelwe ihlabathi ngokubanzi iquka:
- IiNgxowa-mali zoLwazi lweeHlhland
- I-Sextant Global High Income Fund
- Hartford Global Real Estate Asset Funds
- Izicelo zee-Appleseed Institutional and Investor Funds
Iingcebiso Zokukhumbula Ngeengxowa-mali Zokwabiwo-mali
- Imali eyabelwe kwi-Global Fund iyimali ehlanganyelweneyo ekwazi ukutshintsha ngokukhawuleza phakathi kweeklasi ze-asethi kunye nemimandla yelizwe ukwenzela ukuba kwenzeke ukubuyiswa okuphezulu kumngcipheko ophantsi.
- Ukubuyiswa kweengxowa-mali zehlabathi jikelele kuxhomekeke kakhulu kumphathi-mali wokutyalo-mali, ngoko kubalulekile ukuba abatyali-mali baphande ngophando lwabo imbali kunye nesicwangciso.
- I-Morningstar.com inikezela uludwe lweengxowa-mali zehlabathi jikelele kwaye lunokusetyenziswa ukuphanda ngokukhawuleza ezi mpawu kwaye wenze isinqumo sotyalo-mali.