Ukujonga iImpembelelo yeNtlawulo kuMakethi
UkuQinisekisa iNqanaba lokuPhula
Ixabiso lentengo kunye nokuchaswa kokubili kubalwa ngokusebenzisa i- Index of Price Index (CPI), elilinganisa amaxabiso okukhethwa kwempahla kunye neenkonzo ezithengiwe "ngumthengi oqhelekileyo" ngokuhamba kwesikhathi.
Isilinganiso sokuchaswa singabalwa ngokuthatha ulwahlulo phakathi kwexesha elibini, lihlula ngethuba langaphambili, kwaye liphindaphinda elo nani le-100 ukufumana ipesenteji.
Njengoko ku-inflation, amanyathelo okuchaswa angaphathwa ngokuthatha utshintsho kumacandelo e-Index Price Price. Ngokomzekelo, imveliso ewela ngokukhawuleza kwintengo ingabandakanywa ngokukodwa kwi-calculation calculation, nokuba ngaba into ekuthengwa ngayo abathengi njengenxalenye yobomi bemihla ngemihla. Ezi zinguqu zinokukwenza kube nzima ukucacisa ukungcola kwangempela kwamanye amazwe .
Amanani okutya kunye namandla akhankanywe ngokuqhelekileyo kubalo lweeNkcitho zeeNkcitho zabathengi, okwenza ukuba umlinganiselo ungakalungi ngamanye amaxesha. Amanani okunyuka kwamandla ngokukhawuleza anokuguqulela kumlinganiselo we-CPI ongaphantsi. Nangona amaxabiso okutya ahlala ehlala e-United States, kukho amazwe athile apho ukuguqulwa kwamanani okutya kunokuba nempembelelo enkulu kwixabiso langempela lemali.
Iingxaki zeZingqinisiso zokuPhula
Ukuchaswa kubangelwa ngokuwa kwexabiso elibanzi (okanye ukwanda kwonikezelo) kweempahla kunye neenkonzo kunye / okanye ukungabikho kwemali . Xa amaxabiso asabela ngokuwa phantsi, abathengi bathambekele ekunciphiseni imali yabo kude kube namaxabiso angaphantsi. Ngelishwa, oku kukukhokelela kwimveliso engaphantsi kumafektri, utyalo-mali oluncinci kunye nokuthiwa yi-deflationary spiral.
Umzekelo wale nto eyenzekayo yi-US Depression Great , apho imfuno yempahla yawa ngexesha elifanayo ukugcina ukwanda kwaye ukunikezelwa kwemali kwancitshiswa. Nangona ukugcinwa okunjalo kubonakala kukuhle, ukuchithwa kwempahla kunokukhokelela ekugqithisweni kobutyebi kude nabboleki (apho abantu abaninzi banakho) kwaye kungabangela ukutshalwa kwezimali ngokungenasisiseko ngenxa yokuphazamisa iimpawu zentengo.
Ukuchaswa kunokuphikiswa kwiindlela ezahlukeneyo, kodwa iindlela zihlala zingathethikiyo kwiinkampu ezahlukeneyo zoqoqosho. Kwintliziyo yayo, ukufaka inkunzi enkulu kwinkunzi kuqoqosho kuya kuphelisa ngokutsha ukuchasana, kuba idibanisa kuphela inxalenye elawulwayo yokulingana. Oku kunokwenziwa ngeendlela ezininzi, kuquka oku kutshanje kwindlela ebizwa ngokuba yi -easing easing approach.
Ukuphumelela kwezi ndlela kulungeleka, ngokukodwa ukulandelelana kweengxaki zemali ze-US 2008 kunye ne-EU ye-EU. Ngokubanzi, ezi nkqubo zijolise ekunciphiseni ukungcola ngokwenza kube lula ukuboleka ngemali, okungekho ngokwaneleyo ukuphepha ukutyekela "ukunyuka" kweengxaki zokungcola kunye nokukhuthaza ukunyuka kwamaxabiso.
Iimiphumo zoKwahlula kwiiShishini kunye neBond
Ukuchazwa ngokubanzi kubhekwa ukuba nefuthe elibi kwiimpahla, kuba amanani aphantsi ngaphezu kwexesha elide athambekele kumonakalo ongeniso lomvuzo ongezantsi.
Ngaphezu koko, ukuchasana kunokukhuthaza abasebenzisi ukugcina imali nokunciphisa imali yabo, enefuthe elibi kwimali engenayo, kwaye ngaloo ndlela ilahlekisa inani lezabanikazi.
Nangona ukuchaswa kukubi kumasheya, kunokuba nefuthe elihle kwizibophelelo. I-matyala kaRhulumente, njenge- Bonds ye-US Treasury Bonds , ibaluleke kakhulu ngenxa yokuba iintlawulo ezichanekileyo ziba zixabisekileyo. Amanqanaba omdla athambeka ekunciphiseni kwimeko engqongileyo, ekhokelela ekunyusweni kwamaxabiso kunye nokubophezeleka ukuba bazuze ngeli xesha.
Oko kwathiwa, ukuchasana akuthethi ukuba kukho izibophelelo zenkampani, ngokukodwa kwezo nkampani ezingenanto ezinkulu ze-blue chip stocks. Ukuchaswa kwenza iintlawulo zetyala zinzima konyaka, kuba zibiza kakhulu. Oku kufaka iinkampani ezinobungozi ukuba ekugqibeleni abakwazi ukuhlawula amatyala abo banikezele ngemali ephantsi kunye neenzuzo ezibonwe kwixabiso eliwa.
Umoya ochasayo ngokukodwa, nangona kunjalo, ungabikho kuyo yonke impahla yeemali. Ngokomzekelo, ukuPhukisa okukhulu kukubangela ukuhla kweentlobo zokhuseleko njengoko abantu bafudukela kwimali kwaye baqalisa ukugcina imali ngenxa yokungathembeki kumaziko emali.