I-Pros and Conserve yokuTyala imali kwiiNkxaso
Makhe sijonge ezinye zezizathu ezibalulekileyo ukuba abatyali-mali kufuneka bacinge ngokutsha imali kwizinto eziphathekayo baze bajonge xa kunokuba kunengqiqo.
Awunamkeli okanye iMida
Amasheya amaninzi ahlawula iintlawulo kwaye amaninzi amabhondi ahlawula umdla , kodwa iimveliso azivelanga nzala nayiphi na inzala okanye izabelo . Ixabiso leemveliso lixhomekeke kuphela kwimveliso yehlabathi, imfuno yoshishino kunye nokucatshulwa, kanti isitokisi sibonisa ubunini kwishishini elikhula ngokubaluleka kwixesha. Ngokomzekelo, amaxabiso egolide anokubuyiswa kwenani lentengo ye-inflation ngonyaka we-0.6 ekhulwini xa kuthelekiswa nama-6.7 ekhulwini kwiimpahla.
Iimveliso zilukhuni ngakumbi ukuyiqonda
Uninzi lwabatyalomali baqhelana nendlela i-market market isebenza ngayo, kodwa ukutshala imali kwizinto ezibonakalayo kunzima kakhulu. Iimveliso zithengiswa ngokuyinhloko zisebenzisa iziphumo ezibizwa ngokuba yiikontrakthi zengomso, apho umthengisi uyavuma ukuhambisa impahla kumthengi ngexesha elimiselweyo kunye nexabiso ngelixa elizayo ngokutshintshela i-premium. Ngenxa yoko, intengo yangoku yexabiso ayinanto yokwenza ntoni na abatyalo-mali kwiikhontrakthi yexesha elizayo.
Uyakuhlawula ukugcinwa, i-inshurensi kunye nezinye iirhafu
Izinto zokuthenga zizinto eziphathekayo ezimele zihanjiswe, zigcinwe, zilawulwe, kwaye ziqinisekiswe ngokulahlekelwa. Ngokomzekelo, i-bullion yegolide kufuneka ibanjwe kwindawo yokukhusela kunye ne-insured xa kwenzeka ukweba kunye nezityalo kufuneka ziqinisekiswe ngokulahlekelwa yimozulu okanye i-wildfire.
Ezi zindleko zibizwa ngokubanzi njengeendleko zokuthwala okanye ukuthwala umrhumo kwaye zibeke uxinzelelo oluphantsi kwiindleko zomhlala-mali wexesha elide.
Impahla ayikho iHedge enkulu phezu kwexesha
Abanini-zimali abaninzi basebenzisa iimpahla njengentambo yokunciphisa umngcipheko wepotfoliyo ngenxa yokuba banokulungiswa okuphantsi kunye nezinye iiklasi zeefa. Ingxaki kukuba ezininzi iinkokhelo zeemveliso zixineke kakhulu kwizinto eziphathekayo-ezinjengamafutha angcolileyo-kunye neengxaki ezininzi apho zivame ukugqithisa ngokubanzi kwisiseko esicwangcisiweyo. Kwiminyaka yakutshanje, kubekho ukulungelelaniswa okulungileyo phakathi kwamashishini kunye neoli engcolileyo kunye noNondyebo kunye negolide.
Akunakukwazi ukuthengisa kwixabiso elilungileyo
Uninzi lwezinto ezingenayo i-liquidity, ingakumbi xa zithengiswa ngakumbi kwi-curve. Ukutshintshana kwexesha elizayo kujongene nale micimbi ngokukhupha ixabiso lekontileka kwiimarike, idala ixabiso elikhulu ukunyuka kwixabiso lee-portfolios ezimakethi. Ukungabi nengozi -mali okanye ubuncipheko bokuthengiswa kwempahla-kunzima ukuthenga nokuthengisa iiikontrakthi ngamanani afanelekileyo, ezinokunyusa umngcipheko kunye nokunciphisa iindleko.
Ezinye iimakethi zemiSebenzi eZimveliso zivuliwe
Uninzi lwabatyalomali bayazi ukuba i- Organisation of Petroleum Exporting Countries (OPEC) kunye nempembelelo yayo kumaxabiso angamafutha angcolileyo, kodwa kukho ezinye iinqwelwana ezincinci eziyaziwayo ezilawula imarike yeempahla ezifana ne-potash kunye neadayimane.
Oku kuthetha ukuba ezi marike zingenakuphelelwa ngokupheleleyo ngonikezelo kunye nemfuno, kodwa kunoko, iifom yeqela elincinci labathengisi okanye abatyali-mali abanqwenela ukugcina amanani kwinqanaba elithile.
Nini i-Commodity Make?
Imveliso ingaba utyalo-mali obuthathaka kwabaninzi-mali, kodwa kukho imeko apho baqonda khona. Ngokukodwa, izitya ezixabisekileyo njengegolide ziyakwazi ukukhonza njengelungelo elincinci kwixesha elifutshane xa umtyalomali uxhalabele ngeengxaki. Ixabiso leGolide linokulungelelaniswa okungalunganga malunga ne-0.2 (-0.2) kunye ne-S & P 500 index, oku kuthetha ukuba bavame ukuphakama xa kuthengwa amanani okulingana, okwenza kube yinqanaba elifutshane elincinci lokulwa nokuncipha.
Kwezinye iimeko, abatyali-mali bachonga kwakhona amathuba apho amanani entengo aya kuhamba kwiindlela ezicacileyo. Umzekelo omhle uya kuba yimarike engcolileyo yeoli phambi kwintlanganiso ye-OPEC apho ukunyuka kwemveliso okanye ukuncipha kukulindeleke kakhulu.
Ngelixa amaxabiso asenokuba sele ehambile ngokulindela, ezi ziganeko zikhokelela ekutshatyalaliseni okunokuba luncedo kubarhwebi bexesha elifutshane okanye abatyala-mali abacingayo.
Ekugqibeleni, izinto ezinokusetyenziswa nazo zinokuthi zisebenzise njengamanxweme aluncedo olunye utyalo-mali. Umzekelo omhle yipotifoliyo ekugxininiswe kakhulu kwiinkampani zeoli. Ukuba umnini-zimali unqwenela ukulwa nokuncipha kwexabiso leoli, bangasebenzisa iikhontrakthi zexesha elizayo ukususa ingozi enxulumene nempahla, ngelixa bexhamla kwiingozi ezinxulumene nenkampani kunye nemivuzo.