Ukuthembela okubalulekileyo kunye namandla kugcinwe ezandleni ze-fiduciary
IiFiduciary zingafaka i-accountants, amagqwetha, amabhanki, abacebisi bezebhizinisi, abacebisi bezemali, abathengisi bemali mboleko kunye nabashenxi bezindlu.
Baqeshwe ukuba benze izinto ezilungileyo kwaye kufuneka babeke eceleni iinjongo zabo ngokwabo kwiinjongo zakho kunye nokuphila.
IiFiduciary zinokusebenza kunoma yiliphi inani leendima kwifa lakho, kokubili ngaphambi nangemva kokufa kwakho.
Ummeli woMntu okanye uMgwebi
Le fiduciary inoxanduva lokulungisa ifa lakho ngokuhambelana nemiyalelo equlethwe yintando yakho yokugqibela . Unokumisela omnye okanye ngaphezulu abantu okanye iziko, njengebhanki okanye inkampani yokuthemba.
Ukuba uyafa ngaphandle kokushiya intando, inkundla iya kumisela umntu kulo msebenzi.
ITrasti okanye Impumelelo yoMphathiswa
I-trustee inoxanduva lokulawula i-asethi oyibeke kwi- trust trust . Kumele enze ngokuhambelana nezikhokelo ozibandakanyileyo kwisivumelwano sokumthemba. Oku kunokuba ngumntu omnye okanye ngaphezulu okanye isikhungo, njengebhanki okanye i-trust company.
Abantu abaninzi basebenza njengama-trustees abo xa benza iziphathamandla zokuhlala, eziqeshwe ngumphathiswa ophumelelayo ukuba bathathe inxaxheba kwimeko yokuba bangakwazi ukukhubazeka okanye ngexesha lokufa kwabo.
Oku akuyona inketho kunye nokuthembela okungapheliyo kokuphila. Kumele ukhethe omnye umntu ukuba abe ngumphathiswa.
Ummeli weNkxaso yezeMpilo okanye uNgxolongo
Le fiduciary inexanduva lokwenza izigqibo zonyango egameni lakho ngokungqinelana nezikhokelo ozibekayo kwinqangi yakho yezokwelapha kwangaphambili , ngamanye amaxesha ubizwa ngokuba ngumbane wegqwetha lommeli okanye amandla ahlala njalo egqwetha lezempilo.
Le fiduciary ayikwazi ukuba yiziko. Akakwazi ukuba ngumboneleli wezempilo okwangoku uyaphatha.
Igosa-in-Fact
Ummeli-ngeyinyaniso, ngamanye amaxesha ubizwa nje ngokuba ngummeli wakho, unoxanduva lokulawula ixabiso elibizwa ngegama lakho ngokuhambelana nezikhokelo ozifakile kumagqwetha. Ingaba ngumntu omnye okanye ngaphezulu kunye / okanye isikhungo, njengebhanki okanye inkampani yokuthemba.
I-Pre-Need Guardian
Lo mntu unembopheleleko yokunyamekela wena kunye nepropati yakho ukuba inkundla inquma ukuba ungekho ngokwengqondo kwaye unesidingo somnye ukulawula imicimbi yakho. Oku kuya kwenzeka ukuba awuzange ube nethemba lokuphilisa okupheliswayo ukuze umphathiswa oyimbeko angakwazi ukunyathela.
Unokwenza lo mbhalo kwixwebhu lokusemthethweni elingasimahla, kumyalelo wonyango ongaphambili, okanye kumagunya ogqirha okanye ngokwezezimali kummeli.
Guardian yabantwana Abancinci
Le fiduciary inoxanduva lokunyamekela abantwana bakho xa usufa xa besesemncinci. Ungayichaza lo mntu kwi-intando yakho yokugqibela kunye nomyalelo.
Kwezinye iimeko, unokuba ufuna ukubiza umntu ofanayo ukuba asebenze njengesiqinisekiso kuwo onke amaxwebhu okucwangcisa umhlaba.
Umzekelo, ukuba utshatile, ungabiza igama lakho iqabane lakho lonke. Ngaphandle koko, unokugqiba ukubiza abantu abahlukeneyo okanye amaziko ukuba bakhonze ngamanqanaba ahlukeneyo.
Ezinye iiFiduciary
Kubalulekile ukuba ukhethe enye okanye ngaphezulu kweefiduciary xa ukhetho lwakho lokuqala alukwazi okanye alufuni ukukhonza.
Umele uhlolisise nomntu ocingayo ngokumisela ngoko uqonda kakuhle indlela abavakalelwa ngayo ngale nto. Inkundla iya kukhetha omnye umntu kuwe ukuba ngaba nayiphi na i-fiduciary yakho inqume ukuba ungayisebenzisiyo xa ifunekayo kwaye awukwazi ukwenza isigqibo ngokwakho.
Ukuphulwa kweNkxaso yeFiduciary
Ngokwenene, nabani na onokuba yinto ekholelwa kuyo xa uyamnika ukuba enze isenzo okanye izenzo ezenzelwe wena kunye neminqweno yakho.
Ngokwenene ngokuchasene nomthetho we-fiduciary ukugqithisa eli themba.
Amagqwetha anganqandwa ngenxa yokuphulwa komsebenzi wokuziphatha, kunye neziganeko zobuqu, ezifana ne-executor ye-estate yakho, unokubanjelwa ngokwezemali kunye noxanduva lokubambisana nabasebenzi ngokungahambisani neminqweno yakho okanye iinjongo zakho.