Umbuzo: Indlela ecocekileyo ngayo uMthengisi kufuneka ahambe endlwini emva kokuphuma?
Umfundi uyabuza: "Ndandithengisa ikhaya lam ngokuthengiswa okufutshane kunokuvumela iibhanki ithathe kwi-foreclosure. Andiyazi ukuba ngubani owithenge, kwaye andinandaba; I-arhente yam ithi indlu kufuneka ibe "i-broom swept." Kuthetha ukuthini loo nto? Ngaba kufuneka ndiyihlambulule emva kokuba ndihambe?
Impendulo: Lo mbuzo omuhle. Yeka umzuzwana ukuba uqwalasele imeko yezindlu ezininzi zebhanki . Ukungcola, ukungcola, kunye nokubunjwa kubakho ubuncinci beentengo zabathengi xa befumanisa zonke iifowuni zikhutshwe, i-heater yamanzi ibiwe kwaye umnyango wangaphambili uphakanyisiwe.
Ezinye iibhanki azihlambululi nantoni na, kwaye zifuna ukuba ikhaya lidayiswe "njengokuba" imeko. Izindlu kwintengiso yomthengisi ezibuyiselwa kumthengi omtsha zihlukile. Akunandaba nokuba le ndlu iyithengiso elifutshane okanye ukuthengiswa rhoqo, abathengisi banokuba noxanduva lokuhlambulula indlu emva kokuphuma.
Imfanelo yoMthetho yokuCoca ikhaya emva kokuthengiswa
Kwamanye amazwe, iikontraki zokuthengwa kwezindlu zithengisa ukuba ikhaya "liza kuhlambuluka," oko kuthetha ukuba umthengisi kufuneka atshise umgangatho, aze ashiye izindonga kunye nesithambiso. Ulwimi kwezinye zee mvu melwano luyiyo.
Iikontraka ze-Real Estate zaseCalifornia aziyikujongana nemeko yekhaya ngaphandle kokuchaza ukuba ikhaya kufuneka lishiye kwiimeko ezifanayo njengoko kwakunikwe imvume.
ISivumelwano sokuThengwa kweMahia yase-CAR sithi ipropathi ithengiswa kwisimo sayo somzimba njengamhla wokumkela, kwaye umdayisi uza kususa yonke impahla kunye neengcola.
Ukuchonga ubungakanani bokucoca okuvunyelwene ngokuqinisekileyo xa uhamba, kufuneka ufunde isivumelwano sakho sokuthenga.
Iindlela eziqhelekileyo zokushiya ikhaya emva kokuthengisa nokuhamba
Ngaphandle kokufunwa ngokomthetho ukucoca indlu ngaphambi kokuhamba, abaninzi abathengisi bathatha amanyathelo okhethekileyo ngokwabo ukuba banikele ikhaya kwiimeko ezimkelekileyo kubathengi. Kuyaqondakala ukuba emva kokuhamba yonke imini, abathengisi banokukhathala kakhulu ukuchitha ixesha elininzi lokucoca.
Ukuqeshwa ngenkonzo yokucoca kunokuba isisombululo esihle. Ngamanye amaxesha, ii-agent zoluhlu ziza kuhlawula ukuba ikhaya lihlambuluke ngokufanelekileyo. (Andiyiyo, kodwa ezinye ii-agent zenzayo, ngokuqhelekileyo abo bathengisa kwimarike ephezulu.) Iindleko zokuncedisa inkonzo ziqhelekileyo kuma-$ 200 ukuya kuma-500.
Xa abathengi bathengi ikhaya le-Sacramento kwiindawo zaseNatomas, i-agent yoluhlu ihlolisise ikhaya ngokuvalwa. Wagqiba ukuba i-taptile ayilungele ngokwaneleyo, ngoko waqesha abahlambululi bepetpet ukuba bahlambulule itekiti phambi kokuba abathengi bangene. Wayehlawulela ukucocwa njengesidima, kungekhona ngenxa yokuba wayenyanzelekile.
Nangona abaninzi abathengi bahlaziya ikhaya kwiimigangatho yabo ngaphambi kokuba bangene kuyo, kungakhathaliseki ukuba bazame ukwenza ntoni, oku kulandelayo uluhlu lwezinto ezithengiswa ngumthengisi ukushiya ikhaya licoceke kwaye lidale ukukholiswa:
Ukucoca ngaphakathi kweKhaya ngaphambi kokuba uphume
- Susa zonke iimpahla zomntu.
- Vulela phantsi.
- Gcoba iifowuni zesekhishini , ngaphakathi kwefriji kunye ne-oven, kwaye usule izinto zokubala.
- I-Scour sinks kunye ne-tubs.
- Sula iikhabhinethi zangaphakathi kunye namashalofu.
- Geza i-tile kunye ne-vinyl / linoleum phantsi.
Ukucoca iGaraji emva kokuthengisa
- Susa izinto zakho.
- Lahla udoti.
- Ukulahla ngokufanelekileyo iichiza ezinobuthi.
- Tshayela phantsi.
- Izinto zokugcina izinto ezinxulumene nekhaya ezifana namathanga okupenda, izinto zokupakisha okanye umgangatho ongaphezulu. Khangela ukuqinisekisa ukuba umthengi ufuna iimpahla zakho ezisele, kuqala. Abanye a ba
Ngokwenene, shiya ikhaya kwimeko ofuna ukuba uyifumane ikhaya lakho elitsha. Khumbula, abanikazi bezindlu abanokufumana i-imeyile yakho ngephutha okanye iipakethi ngeeholide. Ingcinga efanelekileyo yokuhlala emimiselo emnandi kunye nabathengi abatsha. Kwaye kuyinto efanelekileyo yokwenza. Ukucoca indlu emva kokufudukela kwimigangatho yakho ephakamileyo ngokuqhelekileyo iyamkeleka.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.