Uninzi lwearhente zeentengiso ezisetyenzisiweyo zisetyenziselwa ukubuzwa imibuzo, kodwa abambalwa abasebenzayo bacinga ukubuza ummeli wathengi. Ukulungelelanisa i-arhente yomthengi kwintengiso emfutshane yokuthengisa kuba kuyimfuneko kuba yinxalenye engekho ye-equation sales equation.
Kuthatha amabini ama-agents, ngokuqhelekileyo, ukuthengisa ukuthengisa okufutshane. I-arhente yoluhlu kunye ne-ejenti yomthengi. I-arhente yohlulo imela umthengisi. Igosa lomthengi limela umthengi.
Amanye amanxusa athengiweyo athathwe xa umthengi ethi ufuna ukuthenga ukuthengiswa okufutshane . Basenokubeka isipho sokuthenga phambi komthengi kwaye bathi, "Cinezela kanzima, ikopi yesithathu ingezakho," ngaphandle kokubeka ilindelwe umthengi ukuthengiswa okufutshane.
Kunzima ukulawula ulindelo lomthengi kodwa kuyimfuneko ukuba umthengi aqonde oko kuthethwa ngokuthenga intengiso emfutshane . Kuhluke kakhulu kunokuba kuthengwa ikhaya eliqhelekileyo ukuthengiswa. Ukuthengwa okufutshane kukufuna umonde.
Inombolo eyodwa Umbuzo wokubuza uMthengisi weMthengi omfutshane
Akuyinto engavamile ukuba umthengi omthengi omfutshane afumaneke engakhuselekanga emva kokubhala isipho sokuthengiswa okufutshane. Kungenxa yokuba umthengi akakwazi oko kwenzekayo ngokuzayo. Umthengi uyazibuza ukuba kufuneka aqale umboleko wakhe okanye enze ukuhlolwa kwekhaya , kwaye impendulo ayikho yezo zinto. Umthengi kufuneka alinde.
Umbuzo owodwa wokuba ucele i-arhente yomthengi, uza kuba lixesha elingakanani umthengi elindele ukuvunyelwa kweentengiso ezimfutshane ?
Kungathatha naliphi na iiveki ezi-4 ukuya kwiinyanga ezine ukufumana imvume yokuthengisa emfutshane. Ezinye iimveliso ezimfutshane zithatha ixesha elide kunokuba zifumaneke. Kukho isizathu esincinci sokuqala inkqubo yokuthengisa emfutshane ukuba umthengi akenzi ukuthengiselana okanye angakhuselekanga ukulinda. Abathengi abangayi kulinda iintsuku ezi-30 ezidlulileyo ukuze bavunyelwe kufuneka bathenge i-Wachovia okanye bathenge ikhaya elithengiswayo elifutshane.
Abambalwa kakhulu banokuvunywa kwiintsuku ezingama-30.
Eminye Imibuzo Ukubuza Umthengi Omthengi Omfutshane
Njenge-arhente yoluhlu, ndihlala ndihlalutya kwaye ndihlolisise ukunikezelwa kwam endifumana kumagosa athengi. Kungenxa yokuba ndifuna ukuba umdayisi wami aye ekuvaleni. Ndiyazi iimpawu ezibangela ukuthengisa okufutshane , kwaye banokuthi bagwetyelwe kwicala lomthengi ngokuthengisa okufutshane. Nazi iisampuli imibuzo ndiyicela i-ejenti yomthengi ngaphambi kokuba ndicebise umthengisi wam ukuba angene kwisivumelwano kunye nomthengi.
- Zingaphi iimveliso ezifutshane ezithengiweyo igosa lomthengi? Ukuba i-arhente ivalile ukuthengisa okufutshane kunokuba kunokubalwa kwizandla zombini, loo mmeli unamava alawula ukulindela komthengi. Abathengi abaphumayo bebuhlungu kwaye bafuna ukuba intlungu ibambe. Ukumisa intlungu, bafuna ukukhansela. Igosa elinolwazi liya kubakhokela ngobumnene ukuvala.
- Ngaba uyavuma ukuba ungabhali naziphi na izibonelelo zomthengi? Abathengisi bam bathengisa ukuba abathengi bathengi bathembisa ukungafuni nje ukubhala ezinye izibonelelo kodwa balindele ukuba ii-agent zithengi ukurhoxisa naziphi na ezithengiweyo ezithengiweyo abathengi basele bangenise, ezingamkelwayo. Asivumeli abathengi babhale izibonelelo ezininzi ukuze babone oko kuvunywe kuqala. Bamele balinde ikhaya abayifunayo.
- Ngaba uke wangena kuqala umthengi ukuba alindele ukunikezelwa kwekharityhulam kwibhanki elifutshane lokuthengisa? Yinkqubo esemgangathweni yebhanki ukuvuma iiflawulo ngokuthengisa okufutshane. Ayikho yonke imali umthengi elindele ukuba umthengisi ahlawule ahlala avunyelwe. Ngamanye amaxesha, umthengi angadinga ukuvuma ukuhlawula intlawulo leyo ibhanki ayiyi kuvuma okanye, ebaluleke ngakumbi, ibhanki ingatshintsha intengo yokuthengisa.
- Ingaba umthengi uya kukhulula imali engqongqo yemali ? Ngamanye amaxesha, abathengi abafuni ukukhulula imali edibeneyo. Bathambekele ekuthatheni izikhokelo zabo malunga nokulungiswa kwemali kwi-agent yabo, kunye ne-arhente yabo inokubonisa ukuba bayabambelela kuyo. Asiyibizi ezo ntlobo zabathengi umthengi. Kungenxa yokuba abathengi bakhulula imali yabo yokubambisa.
- Ingaba unobumba bokumenywa kwangaphambili kunye nosuku olukhoyo? Ndibonile ama-arhente angenise ii-letters zokubhengezwa kunye nokuhlola iiveki ukuba kungekhona inyanga ngaphambi kwesikontraka sokuthenga. Yilophawu oluqinisekileyo lwenkathazo. Akunako kuphela umthengi ukubhala izibonelelo ezininzi, kodwa ibhanki yentengiso emfutshane ibona incwadi ebhalwe kwangaphambili yokuphela kwencwadana njengeflegi ebomvu ukuba umthengi akafanelekanga ngokwenene.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.