Nangona kungekhona i-agent ye-real estate yi-REALTOR®, i- REALTOR® Code of Ethics iyanqabela i-arhente ukuba isebenze ngaphandle kwee-arhente. Ezinye ii-arhente zingaphi iingxoxo zokuthi amava angummelwane abeka isiseko sezodwa.
Nangona kunjalo, umahluko phakathi kokuthengiswa okufutshane kunye nokuthengiselana rhoqo ngokulinganayo kakhulu. Ukuba kufuneka ukhethe phakathi kwe-arhente yommelwane okanye i- arhente yokuthengisa emfutshane , thabatha i-arhente yokuthengisa emfutshane, kodwa uzame ukuphuma kuloo ndawo.
Ngaphandle kwendawo, sithetha ngaphandle kommandla wakho wedolophu. Ngokomzekelo, ukuba uhlala kumzantsi weCalifornia, akufanele uqeshe i-ejenti yokuthengisa emfutshane esuka kumpuma kweCalifornia. Awufanele uwele iimizila zombuso. Zama ukuqesha i-arhente yendawo kwindawo yakho ye- MLS .
I-# 1 I-Factor yokuBamba iWest Best Sale Agent:
Amava kwiZintengiso ezifutshane
Musa ukukhwabaniswa ngummeli othe wenyuka, othetha ngokukhawuleza onokuthi unokuba yingcali yerhwebo elifutshane. Kuxhaphake kakhulu kwiindawo ezithile ze-agentisa ukuba zizibize iingcali zentengiso emfutshane emva kokuthatha iklasi yokuthengisa emfutshane. Iklasi elithengiswayo elifutshane, nokuba linye elikhokelela kwisatifikethi, asenze i-agent i-arhente yokuthengisa emfutshane.
Ngokomzekelo, uya kufumana amanxusa athengisa ukuthengisa okufutshane phambi kweeklasi zokuqinisekisa.
Ezinye iinkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani zenkampani eziqinisekisiweyo. Ngokuqhelekileyo akukho siqinisekiso sokuthi i-arhente yafunda nantoni nokuba akukho nolwazi olubalulekileyo olufunyanwa kumqeqeshi wezaziso. Iimpawu zokuthengisa zendawo zingabi nentsingiselo.
Amava kwintengiso emfutshane kuthetha into enye: amava okuvala ukuthengisa okufutshane. Inombolo iyahluka ngamathuba akhona kunoma nayiphi indawo. Andikwazi ukukuxelela i-arhente evala enye intengiso emfutshane inyanga ngaphezu kwe-arhente evala i-20 yokuthengisa emfutshane ngenyanga, ngaphandle kokuba i-agent evala inani elikhulu kakhulu linamava amaninzi-amava anokuncedisa umthengisi.
# 2 IsiCwangciso sokuThunywa kweNgcaciso yoMthengiso omfutshane kakhulu:
Amava kunye neBhanki eliThengisayo elifutshane
Jonga i-ejenti ezinokuthi zigqithise iifowuni zabo zangasemva kwiphina ibhanki. Abasebenzi beBhanki beza bahambe njengomnyango ojikelezayo. Ngokukhethekileyo bangabaxhasi ngamagosa athe abano-hotline kwi-arhente karhulumente yokulwa nemirhumo okanye irhafu ngenxa yokuba akukho nxeba enjalo. Ukungathethi, ii-agents, kwinxalenye enkulu, azingabameli.
Ukuba ibhanki yakho iyinkampani encinane ye-oddball, unokuba nobunzima ukufumana i-arhente enamava ebhankini. Kodwa amaninzi amanqwanqwa athengiswayo athengisa asebenze kunye neebhanki ezine eziphezulu ezifana ne:
- Bank of America
- Omnye wezeMali oyiNtloko (owayekade eyiCitimortgage)
- JP Morgan Chase
- I-Wells yaseBhango Bank
Inzuzo yokuqesha i-ejenti yentengiso emfutshane eye ivale ukuthengisa okufutshane kunye ne-bhanki yakho kukuba loo mmeli unokufumana ingqiqo ebalulekileyo kwinkqubo yokuthengiswa kwebhanki yakho.
Nangona kunjalo, khumbula ukuba nangona iibhanki zihlala ziguqula iifom ezithengiswayo ezimfutshane kunye neenkqubo zomgaqo-nkqubo rhoqo, i-arhente yakho kufuneka ibe neefom ezifunekayo ukuba zizalise, njengegunya lebhanki legunya lesithathu .
I-# 3 Inkcazo yokuqeshwa kweNgcaciso engcono yokuThengisa:
Amava ekuthengiseni izindlu eKapa lakho
Ukuba unako ukuqesha i-arhente yokuthengisa emfutshane enamava ebhankini yakho, unama-10 amanyathelo okuhamba phambili kunokuba umfana phantsi kwesitalato kunye nomqondiso wokuthengiswa udibene egcekeni lakhe unyaka. Ukuba unokufumana i-arhente eneempawu ezi-2 eziphezulu, kunye ne-arhente uthengise amanye amakhaya kwindawo yakho, utshaye igolide. Akukho nxu lumnandi kune-arhente eneempawu eziphezulu ezintathu.
Akukuphela nje ukuba i-arhente kufuneka ikwazi ukucwangcisa ukuthengiswa okufutshane, ukukhupha iingxaki ezinokuthi zivele kwaye zixoxisane kunye nebhanki yakho, kodwa i-arhente yokuthengisa emfutshane kufuneka yazi indlela yokugcina umthengi onomdla wokulinda imvume yokuthengisa emfutshane kunye nendlela ukuthengisa kakuhle ikhaya lakho kwigumbi elikhoyo labathengi.
Ngaphezulu koku, i-arhente kufuneka ikwazi ukubhenela kubathengi abaya kufuna ukuthenga kwindawo yakho kwaye baqhelane nesiko lendawo. Ngaphezu koko, kunceda ukuba igosa lakho liyaziwa kwindawo yakho. I-arhente ehloniphekileyo iya kuhamba kunye namanye amashishini omthengi kwaye iza kwenza abathengi bazive bekhululekile ngokwaneleyo ukubhala isipho sokuthenga ukuthengiswa okufutshane . Kodwa inani elinye isizathu sokuba ukuthengiswa okufutshane kunye namava kummandla wakho kuya kuba luncedo kukuba i-arhente inokukukhokelela ekuthengiseni ngentengiso ngokufutshane .