Ndinganalo iphephandaba ekuseni? Indlela yokutshintsha igama lakho kwiAkhawunti zeMali

Indlela yokutshintsha igama lakho lokugqibela

Umtshato kunye nosuku lweentsuku liphelile, kwaye uhlala ebomini njengomntu otshatileyo. Ngoku ukuba igosa, unokudibanisa ngokupheleleyo ubomi bakho neqabane lakho elitsha. Oko kuthetha ukunyuka ndawonye xa ungakabikho, unqume ukuba okanye ungahlanganisi ii-akhawunti zakho zebhanki kwaye-ukuba ukhethe ukwenza njalo-ukutshintsha igama lakho lokugqibela kumlingane wakho.

Ngenhlanhla, ukutshintsha igama lakho lokugqibela lelinye lezinto ezilula ukutshata.

Yonke into efunekayo yimaphepha kunye nexesha lakho.

Ukuba ufumene izipho zomtshato ngendlela yokuhlolwa ebhalwa egameni elingakabi (okanye lingenakuze likho), khangela iingcebiso ekupheleni kweli nqaku. Akunakufuneka ulinde ukuba igama lakho litshintshwe ngokusemthethweni ukuze lifake iitshekhi.

Indlela yokutshintsha igama lakho emva komtshato

1. Hlanganisa amaxwebhu: Ngaphambi kokutshata, ufake isicelo selayisenisi yomtshato. Ilayisenisi kufuneka ihanjiswe kuwe okanye inikwe kunye namangqina asayine ilayisenisi (ngokuqhelekileyo emtshatweni). Xa usayinwe, ilayisenisi yomtshato ithunyelwe kwakhona kwi-ofisi yomabhalana wenkundla, kwaye kufuneka ufumane ikopi esemthethweni yesitifiketi sakho somtshato kwisonto elilodwa.
2. Yazisa ngoKhuseleko loLuntu: Emva kokuba ufumane ikopi esemthethweni yesatifiketi sakho somtshato, hlaziya i-Social Security yakho negama lakho elitsha. Inombolo Yokhuseleko Lentlalo (SSN) iya kuhlala enye-kuphela igama lakho lokugqibela litshintsha. Ukugqiba le nyathelo, gcwalisa iFomu SS-5 , engabuyiselwa ngeposi okanye kumntu kwiofisi yakho yoKhuseleko loLuntu. Ikhadi lakho elitsha loKhuseleko loLuntu liya kuthunyelwa kuwe kwiintsuku ezilishumi zoshishino.

1. Hlaziya ilayisenisi yakho yokuqhuba: Ukuze ufumane ilayisenisi entsha yokuqhuba, kufuneka uhambe kwi-DMV yakho yangaphakathi kunye neefayili ezifanelekileyo ngesandla-kubandakanya isitifiketi sakho somtshato, ilayisenisi yakho yokudala yomqhubi kunye nekhadi lakho leKhuseleko loLuntu. Xa ulapho, cela malunga nokutshintsha igama kwisihloko sakho semoto kunye neirekhodi zokubhalisa imoto.

1. Ukuhlaziywa kweakhawunti yezimali: Emva kokuba ufumene ilayisenisi yakho entsha yomqhubi, ngoku unokuhlaziya zonke iirekhodi zakho zezimali-kubandakanya iibhanki zebhanki, i-akhawunti yomhlalaphantsi, amakhadi enkredithi kunye nokunye. Unokwenza oko ngokwalo ngamabhanki asekuhlaleni kunye neenkontileka zemali-mboleko, okanye ungathumela amaxwebhu ngefeksi okanye i-imeyile ukuba oko kulula. Buza ibhanki yakho ukuba yimaphi amaxwebhu adingekayo-ngokuqhelekileyo uza kufaka ikopi yesatifiketi somtshato kunye neleta ecela utshintsho kwigama lakho elitsha. Yilungele ukusayina le fomu kabini, usebenzisa igama lakho elidala "elibizwa ngokuba yigama" kunye negama lakho elitsha. Kwezinye iimeko, amaziko emali anika ifomu ukukukhokela kwinkqubo. Khumbula ukucela iisesheke ezintsha kwigama lakho elitsha ukuba uthembele ekuhloleni rhoqo.
2. Yazisa abanye ababoneleli ngeenkonzo kunye nee-arhente: Uninzi lwezinye iirekhodi zinokuhlaziywa kwi-intanethi okanye ngefowuni. Phakathi kwabanye, qiniseka ukuhlaziya i-inshurensi yemoto, iibhidi zesebenzisi, ipaspoti, iirekhodi zamagqirha kunye nolwazi lweposi. Ungabuye ubuyekeze le ngcaciso njengoko ifika. Ngokomzekelo, endaweni yokuhlaziya zonke iibhilikhwe zakho kanye, zihlaziywe njengoko zingena. Le ndlela yenza kube nzima kakhulu kunokuba uzame ukukhumbula nganye iinkcukacha ezincinci zobomi bakho. Ekugqibeleni, onke amaxwebhu akho aya kubonakalisa igama lakho elitsha lokugqibela.

Ukutshintsha igama lakho kufuneka kube yinto yokuqala yezinto eziza kuqala xa usubuyele kwi-honeymoon yakho. Ngelixa kubonakala ngathi ngumsebenzi onzima, uyiphule kumanyathelo omntwana uze wenze injongo yokugqiba isinyathelo esinye ngeveki ide yonke into igqitywe.

Ixesha li-Essence?

Emva kokuba wenze igosa lakho lomtshato, unokulingwa ukuba uthathe i-breather kuyo yonke iphepha. Kodwa kulungile kakhulu ukuhlaziya ii-akhawunti zakho zezimali ngokukhawuleza. Ubomi buya kuqhubela phambili ukukhawulezisa-akuyi kuba nexesha elifanelekileyo lokwenza oku. Xa uhamba ngezinye iinguqu zokuphila (ezifana nokuguqulwa komsebenzi, ukuhamba kunye nezinye iziganeko ezifuna ixesha lakho namandla), uya kuqonda ukuba unamagama e-akhawunti afana naye . Kulula kakhulu ukwenza ezo ziphoso eziphambili kunye nokuhoxiswa xa zonke izinto zihlaziyekile.

Ukutshekisha kumyeni nomyeni kunokuba yinto ehlukile. Abathandekayo bakho, ngelixa benenjongo enenjongo, mhlawumbi babhala ukuhlola kwiindlela ezahlukeneyo, mhlawumbi benze iingcinga malunga nokuba kwaye uza kutshintsha njani ifani yakho. Kwibala eliqaqambileyo, ubuncinane bakubhalela isheke endaweni yokuthenga i-toaster.

Ukuba ukhangela kwi-quil of checks ngegama elingenakuthetha kwaye uyazibuza ukuba uya kufike ukuyifaka, uthathe iitshekishe (kunye neqabane lakho) kwibhankini. Nika ikopi yesatifiketi sakho somtshato, kwaye uchaze imeko. Kwiimeko ezininzi, abasebenzi basebhanki baya kuvumela ukuba i-deposit eyodwa-off ivele-ibuze nje indlela yokuvuma ngokuthe ngqo ukuhlola .

Isisombululo sexesha elide kukufumana i-akhawunti yakho ibhaliswe ngokufanelekileyo kwaye ufumane wonke umntu wazi igama lakho elichanekileyo. Awufuni ukuya kwisebe rhoqo xa ufumana isheke .

Eli nqaku lahlaziywa kwaye longezwa nguJustin Pritchard.