Umfundi uyabuza: "Ndifumana amakhaya amaninzi kwiimarike ezipapashwa ngamanani aphantsi kakhulu. Nangona kunjalo, xa ndizama ukuthenga ikhaya elinomlinganiselo ophantsi wexabiso, umthengisi wenqabe ukwamukelwa kwam. ukuba ngaba loo maxabiso aphantsi kwekhaya okwenene okanye amanga? "
Impendulo: Ixabiso elingaphantsi kwamanani-xabiso ekhaya kufuneka liphakamise iiflegi ebomvu. Nanku umbuzo we-dollar wezigidi: Ngaba i-market-under-value value home or realty?
Kwiimarike ezifumana ukuphazamiseka okukhulu kunye nokuphazamiseka kwexesha elide, kunzima ukuthetha. Ingxenye yengxaki ngamabhanki ngamanye amaxesha ahlawulwa ngamabomu. Kodwa kukho ngaphezulu kwezo xabiso eziphantsi ngokubonakalayo eziphantsi kwexabiso lemarike.
Iintlobo zeeNkcitho zexabiso leMali zaseKhaya
Kwiyiphi na imarike enikezelweyo nawuphi na unyaka, unokufumana amaxabiso asekhaya avakala kakhulu ukuba abe yinyaniso. Ngaphambi kokuba ugxume kule xabiso elingaphantsi kwemakethi, cela i-agent yakho ukuba ikuncede ukuba uqonde ukuba kutheni loo mizi ixabiso eliphantsi kakhulu. Ziziphi iindlu eziphantsi kwamanani-xabiso abo? Masiqwalasele:
- Ngaphambili
Le mizi ibhanki ibambelele ekukhusweni . Kutheni iibhanki zithatha? Kungenxa yokuba akukho mntu wadibana nexabiso leebhanki kwiinqanaba zamagqeba, oku kuthetha ukuba iibhidi zaba ne- lowball . Ngenxa yokuba intengo yokubuza, okungenzeka ibe yimali ehlawulwayo ekhayeni, yayingaphezulu kakhulu kwimarike.
Ixabiso obonayo lipapashwa lingaba yintengo yokuvula ibhanki. Iintengiso zithengisa ixabiso, kaninzi kwixabiso lemarike. Ukuba ibhanki ihlawula ixabiso ukusuka kwixabiso lemarike, mhlawumbi kuba ibhanki ifuna ukukhuthaza izibonelelo ezininzi , eziza kuqhuba ixabiso.
- Ukuthengisa okufutshane
Ngokona nxalenye enkulu, ezi zenziwe. Akukho mntu uyazi ukuba yiyiphi ibhanki iya kwamkela, ngoko i-agent ixelela abathengisi ukuba bathengise intengiso emfutshane ngokunyanisekileyo nethemba lokutsala abathengi basekhaya abalambileyo.
Nangona kunjalo, iibhanki zithatha ixesha elimnandi lizithengisa ukuthengisa okufutshane, ngenxa yokuba iibhanki ziya kulandisa umbono wexabiso lomthengisi (BPO), kwaye oko kuthatha ixesha. Ukuba ukuthengiswa okuthelekisayo akuxhasayo intengo yokuthengisa, akunakwenzeka ukuba ibhanki iya kwamkela isipho sakho.
Kukho izizathu ezininzi zokuphepha amakhaya athengisa .
- Abaxhasi
Amakhaya adinga ukulungiswa okukhulu, nokuba ingaba isiseko seziseko okanye uphahla lwezindlu, zihlawulelwe kakhulu kwixabiso. Ukuba awuyiyo ikontrakta, mhlawumbi le mihlaba yezindlu zokulungisa ayikho kuwe.
Kukho izicatshulwa ezifihliweyo ezingaboniyo, ezinokuphinda kabini okanye kathathu isabelomali sakho sokulungisa. Soloko ufumana uhlolo lwekhaya olufanelekileyo uze uqinisekise iindleko zokulungisa kunye nekhontrakthi.
Ngaphezu koko, ukuba iindleko zokulungiswa xa zithengiswa kwixabiso lentengo lixabiso lentengo, kutheni ungathethi ukuthenga indlu ekuhambeni-imeko kwaye uzigcine ulahlekelwe?
- Amakhaya kwiindawo ezimbi
Awukwazi ukulungisa indawo embi. Ungalungisa ukugqithisa okusebenzayo, kodwa ngokuqhelekileyo awukwazi ukuhambisa ikhaya ukusuka kwindawo yalo. Ukuba kuphezu kwendlela yokuhamba, i-landfill okanye indawo yokurhweba, uhlala unamathele kakhulu kwindawo yayo. Khumbula: indawo, indawo, indawo .
Ukuba ixabiso liphantsi kwexabiso lentengo xa uthengela ikhaya elinjalo, xa kufika ixesha lokuthengisa, nawe, uya kufuneka uhlawule ngexabiso eliphantsi kwexabiso lemarike ukuba lithengiswe. Nantoni na ekugqibeleni izithengisa ukuba ixabiso elisezantsi.
- Iimpazamo ezinyanisekileyo kwixabiso lekhaya
Kulula ukwenza i-typo xa ufaka inani lekhaya ukuya kwi- MLS . Ama-arhente angashiya i-zero ekupheleni okanye afake njengenombolo yokuqala ye-2 esikhundleni se-3, zombini ezo ziguqule ngokuphawulekayo intengo. Amaphephandaba ayenjenjalo, naye. Ngoko, kunokuthi kube yimpazamo.
Kufuneka ubize i-arhente yokurhweba okanye umthengisi ukuze ufumanise ukuba ixabiso lichanekile ngaphambi kokufumana konke ukuzonwabisa malunga nepropati.
Qaphela ukuba ukuba intengo ibonakala phantsi kwexabiso lemarike, mhlawumbi isizathu esona sizathu esihle. Esi sizathu asinakuphumela ekutshiseni komlingo onokulindele ukuba ufumane.
Iphulo: Zibuze, kutheni kungenjalo i-arhente yokurhweba ithengisa le ndlu?
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.