Indlela Ukutshatyalaliswa Kwezibini Zingenamkhawulo onokuzuza Ngayo Impahla Yakho
Ubunini boBemi, Njalo
Bonke abemi baseUnited States bangathabatha lo kuhluthwa kwipropati idluliselwe kumlingane onommi wase-US, kodwa imithetho yenguqu kubantu abangengabemi bemihlali.
Ukuncitshiswa akuvumelekanga ukuba iqabane lomntu owenza isipho akusiyo ummi wase-US, kodwa umlingane onomsebenzi angamnika i-148,000,000 ngo-2016 ngaphandle kokufumana iziphumo zerhafu. Le mali ikhokhelwe ukunyuka kwamaxabiso, ngoko kuya kuphakama ngexesha elizeleyo ukuhambelana noqoqosho.
Ezinye i Mithetho
Ukutshatyalaliswa komtshato okungenamkhawulo kufumaneka kuphela de ukuba iqabane lesibini life. Ukuba akayichitha okanye ayichitha ngexesha lokuphila kwakhe, ixabiso lefa lakhe lingaphantsi kwerhafu yefafa njengoko edlula ipropati ukuya kwiindlalifa zakhe. Ukuba unika imali okanye ipropati kumntu ngaphandle kweqabane, unokufumana irhafu yesipho.
Iqabane eliseleyo lingabelana ngokutshatyalaliswa komtshato kunye nomtshato wakhe omtsha, nangona kunjalo, ukuba uyatshata kwakhona. Unokufumana ilifa lakhe kumlingani wokuqala kunye nesipho okanye ushiye eso sakhiwo kwiqabane lakhe lesibini ngaphandle kokuhlawulwa kwentlawulo, kodwa iya kuhlawulwa irhafu ukuba uyishiye kwabanye abaxhamli njengabantwana bayo.
Ngowe-2016, i-estate and gift gift tax exemption was $ 5.45 yezigidi. Ipropati idluliselwe kule mali kubaninzi abantu okanye iinkampani ngaphandle kweqabane eliphantsi kwerhafu okanye irhafu yesipho. I-IRS yongeza ngaphezu kwe-14,000 yezigidi zentlawulo yesipho sonyaka. Umlingane osindayo unokunika lo mntu ngamnye ngomnyaka ngexesha lokuphila kwakhe ngaphandle kokufakela irhafu yesipho, kungakhathaliseki ukuba umtshato utsalwa.
Ukutshatyalaliswa komtshato ongenamkhawulo kunye neenkolelo zokuphila
Yonke le nto inokufuna ukucwangciswa kwezinto eziqingqiweyo zezinto zokuhlala ngenxa yokuba ezinye iinkolo zokuhlala zikwazi ukudibanisa imithetho eqhelekileyo.
Ukuba i-decedent ishiya ipropati ukuze inzuzo yowesifazane ongeyena ummi ehleliweyo kwi-"I-Dalitic Domestic Trust" efanelekileyo, "i-QDOT" iya kufanelekela ukuncitshiswa.
Ipropati idlulela kwezinye iindidi zezinto ezithembekileyo ezenziwe ngumlingane omnye ukuze inzuzo yenye ibuye ifanelekele ukutsalwa komtshato ongenamkhawulo. Ezi ziquka ukutsalwa kwetyala lokutshatyalaliswa komtshato okanye isithenjwa sokubamba inzala esikhankanywe ngokufanelekileyo, ngamanye amaxesha kuthiwa yi- QTIP trust . Le "yi-A" Yithemba kwisicwangciso se- AB sithemba . I-Inter vivos ezifanelekileyo eziphathekayo eziphathekayo zepropati zepropati, ngamanye amaxesha zibizwa ngokuba yi-inter vivos QTIP, zifanelekile. Ezi zenzelwe ngenzuzo yeqabane lakho ngexesha lobomi be-trustmaker-iqabane elidala ithemba.
Imirhumo yentlawulo kwiNqanaba likaRhulumente
Amazwe aqokelela irhafu yendawo yabo abuye avumele ukutsalwa kwemitshato engenamkhawulo. Kwimihlaba evumela ukuba ukhetho lwe-QTIP oluseburhulumenteni kuphela ngokusebenzisa isicwangciso se- ABC Trust , i-"Trust" kunye ne-C "trust" yi-QTIP ithemba elifanele ukuxothwa komtshato ongenamkhawulo.
QAPHELA: Imimiselo yelizwe kunye neyomthetho iyashintsha rhoqo kwaye ingcaciso engentla ingabonakali utshintsho olutshanje. Nceda uqhagamshelane nommeli weengcebiso ezinokuthi uphendule kakhulu ukuba ucinga ukuba wenze utshintsho olukhulu, ngokukodwa kumlingane ongengommi. Ingcaciso equlethwe kule nqaku ayikho isiluleko somthetho okanye yerhafu kwaye ayifaki indawo yeengcebiso zomthetho okanye zerhafu .