IiCrook zisebenzisa iindlela ezahlukeneyo zokufumana ulwazi lwekhadi lesikweletu ukuze bakwazi ukukhwabanisa ngekhadi lesikweletu . Enye yalezi ziqhinga kukukukholisa ukuba unike ikhadi lakho lesikweletu okanye olunye ulwazi lomntu. Abaphangi ababizi nje kwaye bacele ulwazi lwakho lwekhredithi. Oku kuya kuba lula kwaye mhlawumbi awuyi kuwela kuyo. Kunoko, bayenza imeko yokukhohlisa kwaye bakuqinisekisile ukuba kufuneka ulahle ulwazi oluthile lokufumana imfuno.
Iimali zamakhadi zeKhadi zizama ukugubha ngaphaya kwefowuni
Ufumene umnxeba umnxeba kumntu othi bavela kwikhampani yakho yekhadi lesikweletu. Umfaki-sicelo ucela ukuba uqinisekise okanye ulahle ulwazi oluthile, umz. Inombolo yekhadi lakho lekhredithi, ikhowudi yokhuseleko lwekhadi lesikweletu, inombolo yokhuseleko loluntu, okanye igama lomama. Emva kokuba umnxeba uphela, umnxebi usebenzisa ulwazi owenziwe ukuba enze iindleko kwi-akhawunti yakho okanye ukwenza i-akhawunti entsha egameni lakho. I-khadi yekhadi lesikweletu idla ngokukhawuleza ukuba ubabize ngokushiya inombolo kumatshini wakho wokuphendula okanye nge-imeyile.
Kweminye ikratshi yefoni yomnxeba wekhredithi, isela licela ukuba ubhalisele umkhiqizo okanye inkonzo ngoko ucela ulwazi lwekhadi lakho lesikweletu ukuhlawula inkonzo. Akunakutyikityi ngokwenene ngenkonzo. Kunoko, basebenzisa ulwazi lakho kwikhadi lesikweletu ukuba benze ubuqhetseba.
Indlela yokuPhephelwa kweKhadi leMatyala yeThafowuni yocingo
Iinkohlakalo zihlaziya rhoqo izicwangciso zazo.
Ngalinye ixesha abathengi banamathela kwi-scam enye, enye indlela eyahlukileyo okanye i-scam entsha. Ngoko ke, kubalulekile ukuba ulandele ezinye izikhokelo zokuphepha ukugxeka phezu kwefowuni kungakhathaliseki ukuba yiyiphi indlela esetyenziswa ngayo.
Musa ukunika naluphi na ulwazi malunga nefowuni ongazange uyiqalise, kungakhathaliseki ukuba i-call ifanelekile.
I-Scammers iyakwazi ukuphazamisa i-ID yomnxeba kunye negama lakho lomthengi libonise. Ukuba ucinga ukuba kungenzeka ukuba ungumnikeli wakho wamakhadi okwenene, buza ukuba unokubuyisela umnxeba. Ukuba ngaba ugaxekile, banokuzama ukukukholisa ukuba uhlale kumgca.
Yithembela kuphela iifowuni oziqalisayo. Kwakhona, y ebiza inombolo yenkonzo yamakhasimende emva kwekhadi lakho lesikweletu okanye i- statement ye-credit card yakho . Musa ukubuyisela iifowuni ukusuka kumanani asele kumatshini wakho wokuphendula okanye uthunyelwe kwi-imeyile ngaphandle kokuba ungaqinisekisa ukuba yile nombolo yefowuni yakho yomthengi.
Yintoni ongayenza Ukuba unqabile
Kulula ukuwa maxhoba kwi-card scam yefowuni. Ukuba ulahleka ngolwazi lwakho lomntu, fowunela umniki-makhadi wakho wekhadi wesikweletu ngokukhawuleza. Bangakwazi ukukhansela iakhawunti yakho yamakhadi endala kwaye bakunike ikhadi lokuthenga ngetyala kunye nenombolo entsha ukukhusela iindleko zobuqhetseba ezenziwe kwi-akhawunti yakho.
Hlola i-akhawunti yakho rhoqo kwi-intanethi, funda isitatimende sakho sokubhatala ngekhadi lokuthenga ngetyala, kwaye ubike nayiphi na into esolwayo kumkhupheli wekhadi lakho lekredit.
Ukuba uthe wanikela ngokukhawuleza inombolo yakho yokhuseleko loluntu, faka uqaphelo lokukhwabanisa okanye ukhuseleko kwi-credit report yakho ukukhusela i-akhawunti entsha ukuvulwa egameni lakho.
Jonga rhoqo ingxelo yakho yekhredithi kwaye uphikisana nayiphi na iakhawunti engekho kuwe.