Ukuhlaziywa komgaqo-nkqubo weNkampani yomNinimzi we-Innsurance

Inkcazo yeNkampani

Abanini-nkonzo bemiNyunithi yomshuwalense baphakathi kwepropati ehamba phambili kunye neenkampani zomshuwalense ezibulalayo eMelika. Kwasekwa ngo-1916 nguVern V. Moulton. Le nkampani ikwaseLansing, eMichigan kwaye ihlinzeka ngegalelo kwi-26 ichaza nge-intanethi yee-agents ezizimeleyo ezingaphezulu kwama-35,000 ezivela kumaziko angama-inshurensi angaphezu kwama-6,000. Ezi ziquka i-Alabama, i-Arizona, i-Arkansas, i-Colorado, i-Florida, i-Georgia, i-Idaho, i-Illinois, i-Indiana, i-Iowa, i-Kansas, iKentucky, iMichigan, i-Minnesota, i-Missouri, i-Nebraska, i-North Carolina, i-North Dakota, i-Ohio, iPennsylvania, iSouth Carolina, eMzantsi Dakota. , ETennessee, Utah, Virginia kunye neWisconsin.

UMnu. Moulton waqala inkampani yakhe yomshuwalense kwigumbi elinye lezakhiwo zebhanki. Kwiintsuku zokuqala, inkampani yabhala inshuwalense yemoto kuphela. Kwi-1940 i-Auto-Owners Insurance yenze i-inshurensi yecandelo lokuthengisa i-inshurensi kwaye yaqalisa ukubonelela ngepropati yomntu kunye nokuthengwa kweentengo zorhwebo, kuquka ne-inshurensi yasekhaya, inshuwalense yomshuwalense, inshuwalense yemoto kunye ne-inshurensi yoshishino. Imisebenzi yenkampani iqulethwe ngumntu omnye wempilo / yempilo / i-insurer yomhlala-mali kunye neenkampani ezi-5 kunye neenkampani zecala. I-CEO nguJeffery F. Harrold. Abanini-nkonzo bemiNyunithi yomshuwalense banenzuzo yonyaka engaphezu kweebhiliyoni ezingama-4 kwaye kuluhlu lwe-Fortune 500. Kukho abasebenzi abangaphezulu kwama-3,000 abasebenza kwiindawo ezingaphezu kwama-65 kwi-United States.

Amandla Amali kunye noKwaneliseka kwabathengi

Unokuxhomekeka kumandla eemali ze-Auto-Owners Insurance. Intshumo ye-inshurensi AM I-Best inikezela inkampani ukulinganiswa kwemali ye-A ++ (Ephezulu).

Ngokutsho kovavanyo lomthengi nge-Insure.com, iipesenti ezingama-97 zabaqashi be-inshurensi yabaninikhaya baceba ukuhlaziywa kwenkcazelo yomgaqo-nkqubo olandelayo. Ucwaningo lwabaxumi be-insure.com lubonisa ukulinganiswa komxhasi we-87.9%. Olu phawu oludibeneyo lwama-tallies amanqaku amabango kunye nenkonzo yabathengi, iipesenti zabathengi abaceba ukuvuselela, ixabiso kunye nenani lemigaqo-nkqubo kunye neepesenti zabathengi abaza kuncomela inkampani kwabanye.

Abanini-nkonzo bemiNyunithi yomshuwalense bafumana umvuzo ophezulu wokubanjiswa kwamabango avela kwi- JD Power kunye nama-Associates kunyaka ka-2008 ukuya ku-2011. Inhlangano ye-Weiss Rating inikeza Inqwelo-mali ka-Auto-Owner (A). Ukulinganiswa kwamandla we- S & P nge-AA. Kwakhona kubhalwe kwii -Top 50 zeeNkampani zeNkampani zeNkampani zeNkxaso-mali.

I-Business Business Bureau

Abanini-nkonzo bemiNyunithi yabanini-mvume baba yi-BBB ibhishina eligunyazisiweyo ngo-2016 kwaye ine-"A +". Inkampani ine-3.98 kwinqanaba eli-5 leenkwenkwezi zeBBB eziqulunqwe ngokubhekiselele kuhlalutyo lwabathengi aba-13 kunye ne-88 izikhalazo zabathengi. Izikhalazo zazi zilandelayo zigaba:

• Iintengiso / Iingxaki zokuthengisa: 27
• Iingxowa-mali / Iiqoqo zokuqokelela: 10
• Iingqinisiso / IiNkcazo zeWaranti: 1
• Iingxaki ngeMveliso / iNkonzo: 50

Policy Owner's Policy

Abanini-nkonzo bemiNinimzi- mboleko banikela umgaqo-nkqubo wabanikazi kumakhasimende ngokusebenzisa intsebenziswano yabasebenzi abazimeleyo. Kukho ii-agents ezizimeleyo ezingaphezulu kwama-35,000 enkonzo 26. Inkampani ineziko lomthengi apho ungabhalisa kwiinkonzo zokuhlawula kwaye wenze iintlawulo kwi-intanethi kunye nokujonga umgaqo-nkqubo kunye nolwazi lokukhokha. Kubathengi abakhetha ukugcina iphepha kwaye basebenzise iinkonzo ze-intanethi, ungayifumana "isaphulelo se-inshuwalense eluhlaza." Unokuthenga iintlobo eziliqela zeendlela zokuzikhethela ukongeza kwipolisi yomninikhaya:

• Izikebhe
• Ukuzamazama komhlaba
• Ukubuyela emva kwepompo okanye ipump pump
• Ukutya kuhlaselwa emva kokuphuma kwamandla
• Iimpawu zebhola
• Iikhompyuthile zomntu
• Igalofu okanye ezinye izixhobo zemidlalo
• Iigugu
• Isambulela somntu
• Ububi besazisi

Izaphulelo zabanikazi

Njengomthengi weNkampani yomshuwalense oMbane-oMbane, unesizathu esininzi sokuthenga umgaqo-nkqubo womnini kubandakanywa ezi zaphulelo:

• Kuhlala kwexesha
• Iindleko zokubuyisela i-100%
• Izaphulelo ezininzi zepolisi
• Imizi ephantsi kokwakhiwa
• Ukuhlaziywa okanye ikhaya elitsha
• Abanini abavuthiweyo basekhaya nabanikazi
• Inkokhelo ehlawulwa ngokusisaphulelo esipheleleyo
• Izixhobo zokukhusela ezibandakanya ama-alamu omsi, izicimi zomlilo kunye nokukhiya i-deadbolt locks

Ukusuka kwiwebhsayithi yenkampani, abaphathi be-policy bangenza inkokhelo, bafumane amaxwebhu omgaqo-nkqubo, babike ibango okanye bafumane ulwazi loqhagamshelwano kwi-arhente yabo yendawo.

Okuhle nokubi

Iinkonzo

• IiNyanga zeNtshurensi ezingabonakaliyo
• Uzinzo lwezeMali

• Iintlobo ezahlukeneyo ze-inshuwalense yee-inshurensi zeekhaya
• IiNkonzo zamabango eziNqobayo

Umxhasi

• Izicelo zenguqu zokuguqula iinkqubo azenziwanga kwi-inthanethi, kodwa ngokuqhagamshelana ne-arhente yendawo.
• Akukho Bhaliswa kweBBB
• Awukwazi ukuthenga ipolisi kwi-intanethi

Iinkcukacha zoqhagamshelwano nenkampani

Ukufumana ulwazi oluninzi malunga nomgaqo-nkqubo womnini-Intshurensi we-Auto-Owner nkqubo, ezinye iimveliso zomshuwalense okanye ukufumana isicatshulwa, unokutyelela i-website ye-Intshurensi ye-Auto-Owners, okanye ubize (517) 323-1200. Ungasebenzisa kwakhona i-locator ye-agent ukuze ufumane i-agent yomshuwalense ozimele kwenye yeeofisi ezininzi ezise-26.