Inkcazo yeNkampani
I-Shelter Insurance yasungulwa ngo-1946 phantsi kwegama leMFA Insurance Companies.
Ekuqaleni, inkampani yanikela ngemigaqo-nkqubo yemoto kubemi baseMissouri. Ukususela kulezi ziqalo ezincinci, inkampani yakhula yaba enye yepropati yesithili eyimpumelelo kakhulu kunye neenkampani zomshuwalense we-inshorensi e-United States. Ngowe-1981, igama latshintshelwe kwi-Shelter Insurance. Oku kwathathwa kwi-slogan eyaziwayo yenkampani ye-inshurensi, "i-MFA yiShield yakho yeShelter."
Indlunkulu ye-Shelter Insurance itholakala e-Columbia, eMissouri. Izizwe zokusebenza ziquka: i- Arkansas, i-Colorado, i-Iowa, i-Illinois, i-Indiana, i-Kansas, iKentucky, i-Louisiana, i-Mississippi, i-Missouri, i-Nebraska, i-Nevada, i-Oklahoma ne- Tennessee . I-Shelter Insurance ibhala le meko yenkqubo yomshuwalense: abanikazi bezindlu, imoto , abanikazi beenqanawa, ishishini, umlilo oshishino, indawo yokuhlala, umlilo wefama, uxanduva lwefama, abanikazi beefama, uxanduva lwabantu bonke, abanini bezindlu, iindawo zasemanzini, ubomi kunye nesambulela. I-inshurensi ye-Shelter yavula umsebenzi wokuvuselelwa ngamazwe ngamazwe ngo-1986.
Ezinye iiNkampani zeNkampani ze-Inshurensi ye-Shelter yi-Shelter Mutual Insurance, i-Shelter General Insurance kunye ne-Shelter Life Insurance. Kukho abasebenzi aba-2,000 be-Shelter Insurance kwilizwe lonke kunye ne-1,400 e-Shelter Insurance agents.
Amandla Amali kunye noKwaneliseka kwabathengi
Abathengi abakhetha i-Shelter Insurance kwiimfuno ze-inshorensi yomninikhaya abanokuziva bazive kakuhle ngokuma kwezimali kwenkampani.
Ngonyaka ka-2008, i-Shelter Insurance ibizwa ngokuba nguyena weenkampani eziphezulu ze-P & C ezi-50 ezibizwa ngokuthi " Iqela leWard ." Inkampani leyo ine-A (ichanekileyo) ukusuka ku- AM Best .
I-Shelter Insurance iye yaba yi-Business Business Certified Bureau ye-Business Certified Bureau kusukela ngo-2000. Inkampani inomlinganiselo we-A + kunye ne-BBB. Kukho kuphela izikhalazo zabathengi ezipheleleyo ezingama-23 ezidweliswe kwiwebhusayithi yeBBB. I-Shelter Insurance ine-5 kwinqanaba elingu-5 leenkwenkwezi zokulinganisa amanqaku kunye neBusiness Business Bureau.
Isilinganiselo se-JD Power & Associates Power kwi-Shelter Insurance yinto engama-4 kwabangama-5 kunye nokulinganiswa kwenkonzo yabathengi kubhalwe njengama-4 kuma-5.
Policy Owner's Policy
Umgaqo-nkqubo womnini we-Shelter uza kuhlawula iindleko zokubuyisela. Oku kuthetha ukuba izinto ezilimele ekhaya lakho ziya kutshintshwa izinto ezintsha. Umgaqo-nkqubo unokukhethwa kakuhle kokukhethwa kwenkcazo kunye nesaphulelo se-inshuwalense yomninikhaya.
Iintlobo zoBanzi
- Ukuhlala : Unesiqinisekiso sokuhlala kwakho kunye nezakhiwo eziqhotyoshelweyo kunye nokukhawulelwa kwemimandla yokufudumala, iindlela zokupholisa, izinto zokwakha, ii-antenna zangaphandle okanye izitya zokumkela, izitampu zamanzi kunye nezixhobo zokufudumeza amanzi.
- Ezinye izakhiwo : Ezinye izakhiwo ziya kuhlawula umonakalo ovela kwilahleko efihliweyo kwizakhiwo eziqhotyoshelweyo eziqhotyoshelweyo kwiziko ezifana nezicwangciso okanye izicingo.
- Ipropati Yomntu : I-personal coverage payage ihlawula umonakalo kwiqulatho lakho kwikhaya okanye ezinye izakhiwo. Ukuba unomnye ikhaya ongeyena yokuhlala yakho eyona nto, ufumane ingxelo malunga nexabiso elincinci. Kukho ukukhawulelana okukhawulezileyo kwemali, iziqinisekiso, ubucwebe, i-silverware kunye nepropati yezoshishino kwi-on-or off-premises. Ukuba ufuna ukuqinisekiswa ukuba unemali eyaneleyo yepropati yakho, unokuthenga unqaku lomntu womshuwalense.
- Iindleko zokuHlala ezongezelelweyo : Ukuba awukwazi ukubuyela ekhaya lakho ngenxa yemonakalo ebangelwe ukulahleka, unayo iindleko zokuhlala ezongezelelweyo ukuhlawula iindleko zokuhlala kude nekhaya.
- Uxanduva lomntu siqu : Umntu onomthwalo wemfanelo wabanini-mali uyahlawula umonakalo wepropati okanye ukulimala komzimba kwabanye okwenzeka kwipropati yakho.
- Iintlawulo zonyango : Le nxalenye yomgaqo-nkqubo womnini-mali kukuhlawula iindleko zonyango umntu omale kwipropati yakho. Le ngxelo ayisebenzi kuwe okanye amalungu entsapho yakho.
- Olunye Uphuhliso : Unakho ukukhutshwa kwe-debris, ukususwa ngokukhawuleza kwepropati, ukulungiswa okuyimfuneko emva kokulahlekelwa, iindleko zesebe lomlilo kunye nokukhawulelana okukhawulezileyo ngenxa yokulahlekelwa kwemithi, izihlahla, izityalo okanye umonakalo wamanqatha.
- Izinketho zokongeza izinto : Ukuba unesidingo sokongeza i -inshorensi ungongeza ezi zinto zilandelayo kwi -inshorensi yomnini-yindlu yomnini-bhorensi : ishishini elisezantsi kwipropati yakho, ukulima, ukulimala kwamanzi, ukulimala komnatha, ukulimala kwenyikima, izakhiwo ezongezelelweyo, ama-docks kunye ne-piers kunye noxanduva ezinxulumene nemisebenzi yamanzi. Igosa lakho le-inshurensi yase-Shelter liya kuba nolwazi olungakumbi malunga neenkcukacha ezithile zengxelo efumanekayo.
Izaphulelo
Umgaqo-nkqubo wezindlu uza nezaphulelo ezininzi kuquka iiphulophu zeenkqubo ze-alamu, iifolo zokufa, i-bhulo-ntengiso, i-rebate home discount, kunye ne-heat system. Kukho kwakhona umgaqo-nkqubo wokutshintshwa komgaqo-nkqubo ufumaneke ukuba unayo i-inshurensi yakho ne-Shelter.
Ukufumana isicatshulwa se-inshurensi yasekhaya
Ukusuka kwi-website ye-inshurensi yaseShelter, unokufumana i-auto, isithuthuthu, i-RV, i-ATV, i-Boat, i-Renters, i-Life, iKhaya, iCommentini, i-Umbrella, amaBakala abo, i-Personal Insurance kunye ne-Inshorensi yeFama.
Ukufumana i-inshurensi ye-inshurensi yabanini, uza kuqala ufake ikhowudi yakho ye-zip. Okulandelayo, uza kufaka ulwazi oluthile olubandakanya igama, idilesi, inombolo yefowuni kunye ne-imeyile idilesi. Uyacelwa kwakhona ukuba unayo nayiphi na imigaqo-nkqubo esebenzayo kunye ne-Shelter Insurance (oku kukufumana isaphulelo somgaqo-nkqubo.) Uyacelwa ukuba ukhethe i-arhente yendawo kwaye ingaba unqwenela ukudibana nomnxeba okanye nge-imeyili. Ungabandakanya naziphi na izimvo ezongezelelweyo ozifunayo kwi-arhente ukuya kwiibali ezingama-250 xa ufaka isicelo sakho sokucaphuna.
Okuhle nokubi
Iinkonzo
- Ukulinganiswa kwamandla okugqwesileyo
- Amanqaku enkonzo abomeleleyo
- I-Business Business Bureau A + Isilinganiselo
Umxhasi
- Kukho izikhalazo zabathengi malunga nenkqubo yokuphathwa kwamabango, abanye bathi inqubo yokuhlawula ibango yayicotha.
- Ubungakanani bufumaneka kuphela kwi-14.
Iinkcukacha zoqhagamshelwano nenkampani
Ukufumana ulwazi oluthe xaxa malunga nomgaqo-nkqubo womnini okanye ukuba ufunde kabanzi malunga nemveliso ye-inshurensi efumaneka kwi-Shelter Insurance, ungayivakashela iwebhusayithi ye-Shelter Insurance okanye ubize u-1-800-SHELTER (1-800-743-5837). Unokuqhagamshelana ne-Shelter Insurance nge-imeyile.