Enye yezinto ezintsha ezenziwe yiProgressive yinkqubo yokusebenzisa i-inshurensi yemoto ebizwa ngokuba yi- Snapshot .
Iimpawu zeProgram zeSpapshot
Ukuba uthatha isigqibo sokusayina kwiProgram yeSpacressive Snapshot, uya kufumana i-imeyile kwi-imeyile. Ncinane; malunga nobukhulu bebhola yegolfu kwaye inkqubo yokufaka ilula. Ixhuma kwikhomputha yakho yemoto ephantsi kwevili lakho lokuhamba kwaye lingaphandle kwamehlo ngelixa uqhuba isithuthi sakho. I-Snapshot ayitholakali kwi-AK, CA, HI ne-NC. Isixhobo seSpapshot sisebenza kuphela kwizithuthi ezakhiwe emva ko-1995.
Emva kokuba kufakwe, ifowuni ilandelela apho kwaye xa uqhuba khona, kuquka i-mileage yakho nayiphi na imini. Iya kulandelela nemikhwa yakho yokuqhuba imitha kuquka nayiphi na into eyenziwa yinkqubo yokuqhaqhaqhaqhayisa okanye iziganeko ezinzima. Ukuqhaqhazela kunzima kuthathwa njengento nayiphi na isinciphiso kwizantya ezili-7 ngeesibini. Ayibhalisi ukuba okanye ungagqithanga umda wevini.
Olu datha ludluliselwa kwinkampani kwaye luvavanywa kwisithuba seentsuku ezingama-30 ukuchonga ukuba ufanelekile ukufumana isaphulelo kunye nokuba kuya kuba phi. Emva kwexesha lomgaqo-nkqubo, ngokuphindwe ezintandathu, ufumana ibhokisi ehlawulwe ngaphambili kwi-imeyile ukubuyisela iifowuni kwiNqubekela phambili.
Ubumfihlo beNkcukacha Zomntu
Idatha yokuqhuba idluliswa ngefowmatics efakwe kwisithuthi sakho.
Ifowuni ilandelela idatha yakho yoququzelelo kuquka nemikhwa yokuqhuba, apho kwaye xa uqhuba khona kunye nedatha enye kwaye uyibika kwinkampani yinshuwalense. Okhulumela i-Progressive Insurance, uJeff Siber, wathi malunga neprogram yeSpapshot, ukuba iNyqubela ayigcinanga apho abaqhubi bayo bahamba khona kwaye akukho msebenzi we-GPS kunye nesisetyenziswa esisithuthi sakho. Le nkqubo inokuzithandela kwaye idatha eyayifumanayo ayikwabelwana nabasithathu. Uya kuba nakho ukujonga le datha kubandakanya i totali, umyinge kunye neenkcukacha zezixhobo ozithatha ngexesha lokuvavanya kwakho.
I-website yeNtuthuko ithi inkampani ayiyi kubelana ngolwazi lwakho ngaphandle kokuba ifunekayo ukuba isebenze umgaqo-nkqubo wakho womshuwalense, ukukhusela ubuqhetseba, ukwenza uphando okanye ukuthobela umthetho. Ulwazi lweSpapshot lusetyenziswa kuphela ukuxazulula ibango ukuba wena okanye umnini wemoto obhalisiweyo uyakuvumela. Akucaci ukuba ixesha eliqhubekayo liqhubeka njani idatha eqokelelwe kwiinkcukacha zeSpapshot. Iwebhusayithi ithi le nto ihluka ngoxhomekeke apho uhlala khona. Kancinci, inkampani iya kulandela imigaqo esekwe kwisebe likarhulumente yomshuwalense.
I-Feedback feedback kwiProgram yeSpapshot Snapshot
Uhlalutyo lomsebenzisi kwi-Snapshot yohlelo lwabafundi abazange babone ukugcinwa okubonakalayo kubanikazi bepolisi abavakalise ukufumana ukuya kwi-30 yepesenti yokuphuhlisa kwi-inshurensi yemoto.
Emva kwexesha lokuvavanya, kubonakala ukuba ezo zimoto ezinemizila engaphantsi kwee-less and less less braking and those who do not drive much within the hours of midnight and 4 am will receive a discount in their premiums. Abanye abantu banomuvo wokuthi iimitha ezili-7 ngomzuzwana olawulayo unobungozi obunzima, ngokukodwa ukuba uthetha ukuqhuba iindawo ezininzi zeendlela eziphezulu apho usebenzise khona iibhuleki zakho rhoqo. Oku kunokugweba ngokungafanelekileyo abaqhubi ngokwemvelo yabo yokuqhuba indawo ngaphandle kokuphepha ngokufanelekileyo.
Ngaphantsi
Kukho abantu abangeke bazive bekhululekile ngefowuni yokulandelela efakwe kwisithuthi sabo. Ukuba ungomnye waba bantu, ngoko-ke iSicwangciso seSpapshot asiyi kuba kuwe. Nangona kunjalo, ukuba ngoku uhlawula i-premium yomshuwalense we-auto high ngenxa yokuba uthathwa njengomqhubi ophezulu , unokukwazi ukugcina imali ethile kwiProgram yeSprescent Snapshot.
Imikhwa yakho yokuphepha ekhuselekileyo iya kubhalwa kwaye ichazwe kwinkampani yomshuwalense. Abantu abaqhuba iinqwelo zabo ezingaphantsi kwaye bengenako ukuqhuma kanzima baya kufumana izaphulelo ezinkulu kwiimali-mali zabo ze-inshurensi, ngokubhekiselele kuma-30 ekhulwini kwezinye iimeko.