Ziziphi iikhampani ze-Auto Insurance?

Ngubani na iinkampani zomshuwalense ophezulu? Impendulo yalo mbuzo inokuhluka ngokuxhomekeke kwimeko ethile kunye nento okhangela kuyo kwinkampani yomshuwalense womshuwalense. Nangona abanye abathengi bekhangela amaxabiso aphantsi kunokwenzeka, abanye banenkxalabo malunga nenkonzo kunye nekhono leenkampani zomshuwalense ukuhlawula amabango. Ngokujonga iinkqubo ezahlukeneyo, unokwazi ukuba ngubani na owona mphezulu wezinto zomshuwalense wezithuthi ezikhoyo kwiindidi ezahlukeneyo kwiimfuno zakho ezithile.

Iziphumo zibandakanyiweyo zisekelwe kumaphononongo ophando olwenziwa ngu- AM Best , JD Power & Associates, Reports Reports kunye neminye imibutho yokulinganisa .

Ukulinganiswa ngexabiso

Nangona amaxabiso aqhelekanga ukuqwalaselwa okuphezulu okunikezelwa ngabathengi xa ukhetha inkampani yomshuwalense wecala, ihlala iphezulu kakhulu. Ufuna i-premium yesikhorensi esithengekayo yokufumana umbane okumele uyenze, ngokukodwa kwiimeko zoqoqosho ezinzima. Inkampani yomshuwalense ophezulu kwinqanaba lentengo iza kusebenza nawe ukufumana i-premium yenyanimali enokuhlawulekayo, enokukuchazela kuwe ngokwahlukileyo izinto ezinjengeemali ezidityanisiweyo kunye nokukhutshwa okukhethiweyo okufana nokuhlawulwa kwemali yokuqashisa, ukuhlawula kunye neentlawulo zonyango onokuzenza kwi-inshurensi yakho. premium. Ezinye ze-premium insuredrs ezizimeleyo ezibekwa kwii-premiums ezifikelelekayo ziquka:

Ukulinganiswa yiNkonzo

Ukuba ngumphathiswa ophezulu, iinkampani zomshuwalense ziyazi ukuba kufuneka zibe neenkonzo ezixhamlileyo zabathengi.

Kwabaninzi abathengi, into ebaluleke kakhulu yokwaneliseka kwinkampani yomshuwalense yemoto ywaneliseka kumakhasimende. Oku kuthetha ukuba xa ufowunela, ungathetha nomntu ophilayo ngaphaya komnye onomdla kwiingxaki zakho kwaye ukulungele ukukunceda ufumane isisombululo. Uninzi lweenkampani eziphakamileyo kwindawo yenkonzo yabathengi nazo zinewebhsayithi ezinobungqina obufanelekileyo kunye nezinto ezininzi ezifumanekayo ukunceda abathengi.

Kwindawo yenkonzo yabathengi, abathengi babeka ezi nkampani ziphezulu:

Ilinganiswe ngamabango ahlawulwayo

Umthengi uthatha ukwaneliseka kukubaluleke kakhulu xa ekhangela inkampani yomshuwalense we-auto. Ufuna inkampani eyokuma emva kwakho xa ufuna kakhulu. Inkampani ephethe ibango ngokufanelekileyo iya kunceda ekuncediseni ukuba ufake ifowuni, yenza ishedyuli kwaye usebenze nawe ukuba isithuthi sakho silungiswe kwaye sibuyiselwe kwimeko yaso yasekuqaleni ngexesha elifanelekileyo. Ezinye zeenkampani ezisemgangathweni kwiinkalo zamabango enkonzo ziquka:

Ilinganiswe yi-Auto Insurance Purchase Experience

Ngaba uye waqala ukuthenga i- inshurensi yomshuwalense womshuwalense kwaye uzive ngathi inkqubo yonke igxininise? Ezi nkampani ze-inshorensi ezidweliswe ngezantsi ziyazi ukubaluleka kokubonelela umthengi ngeyona ndlela ihamba phambili yokuthenga i-inshurensi yemoto. Nazi iinkampani eziphezulu eziphezulu kwindawo yokuthenga i-inshurensi jikelele:

Indlela ehlakaniphile kakhulu yokufumana inkampani yomshuwalense yomshuwalense onokulungele ukuba uqwalasele yonke imimiselo: intlawulo yeprayimenti, irekhodi yenkonzo, ukuzinza kwemali , ukukwazi ukuhlawula amabango kunye namava okuthenga.

Kuthatha ikharityhulam yenkampani yomshuwalense enhle kuyo yonke le mimandla ukwenza inkampani yomshuwalense ophezulu. Okokugqibela, kufuneka uhambe kumava akho. Emva kokuthenga umgaqo-nkqubo wecala, hlawula ingqalelo ngokukodwa kwindlela iinkonzo zenkampani yakho nkqubo kwaye zenze nayiphi na iinguqulelo ozicelayo. Ukuba awukwaneliseki, unokucinga ukutshintshela ukutshintshela kwinkampani yomshuwalense efanelekileyo ehambelana neemfuno zakho.

Ukuba ucinga ukuba inkampani yakho yomshuwalense we-auto ayihlangabezananga neemfuno zakho, mhlawumbi ixesha lokuqwalasela utshintsho lweenkampani zomshuwalense. Indawo enokuqala ukukhangela ipolisi yomshuwalense eyimfuneko ngokuthelekisa iinketho zokubhengezwa ngee-intanethi ezifanisa iiwebhusayithi ezifana ne-Compare.com okanye iNetQuote .