Xa uqala ukubhalisela umgaqo-nkqubo womshuwalense wemoto okanye wekhaya, uya kunikwa isantya sokuqala somthengi. Kuthetha ukuba uya kufumana umgangatho okhuphisanayo kwi-inshurensi yemoto yakho, ingakumbi ukuba unembali yokuqhuba kakuhle, kwaye utyhutyhile nge-inshurensi. Unyaka ngamnye ekuhlaziyweni, uya kufumana isaziso sokuba inqwelo-mali yakho yonyusa iya kwanda. Oku kunokudangala kakhulu, ingakumbi ukuba awufumananga itikithi okanye ngenjalo ufake ibango. Iinkampani ze-inshurensi yemoto ziphakamisa amaxabiso kumnini-nkqubo ngamnye ngonyaka. Unokugcina i-inshurensi yemoto yakho isezantsi ngokuthenga ngeenxa zonke kwiminyaka embalwa kwiminshuwalense entsha yemoto.
01 Hlola aMagcisa
02 Sebenzisani Ukuqokelela Ukugcina Okunye
Ungasindisa kwi- inshurensi yakho yasekhaya kunye ne-inshurensi yemoto ngokubamba iipolisi. Isebenza nakwi -inshurensi yomnini-mboleko . Xa ushintshe umgaqo-nkqubo wakho, qiniseka ukuba ukhangele ukuba bakunika isaphulelo ekuthengiseni i-inshurensi yakho nabo. Iinkampani ezininzi zenza ngokuzenzekelayo, kodwa ukucela kuya kuqinisekisa ukuba ufumana imali ekugcineni kwipolisi yakho. Ukuba unomnini shishini lakho, unokufuna ukufumanisa ukuba unako ukugcina imali ngokubamba le nkqubo kunye.
03 Thatha inzuzo yeAkhaphu
Izaphulelo ongafumana kumqeshi wakho okanye umbutho wakho we-alumni kufuneka usebenzise. Ezi izaphulelo zinganciphisa i-premium yakho malunga neepesenti ezilishumi, ezongeza ngaphezu kwexesha. Xa ugcwalisa isicelo, kuya kucela nayiphi na izaphulelo ozilungele ukuyisebenzisa. Ungabheka kwi-intanethi kwi-alumni association okanye kwicandelo loluntu lomntu kwiwebhusayithi yenkampani yakho ukuze ubone ukuba yintoni i-inshurensi ephuphayo ekufanele uyenzise.
04 Musa ukufumana i-Insurance Stander
Kukho iinkampani ze-inshurensi ezinokuthi uthenge umgaqo-nkqubo. Ezinye iinkampani zomshuwalense ziyaziwayo ngokuba ziphikisana namabango okanye zenza kube nzima ukufumana yonke imali enelungelo. Kwimeko yenkampani yomshuwalense, kufuneka ucinge ngenyameko inkampani ukuqinisekisa ukuba iyayihlonishwa. Ngokuqhelekileyo, ukuhamba nenkampani ye-inshurensi kazwelonke yindlela efanelekileyo.
05 Khumbula ukuba ube nommeli wakho we-inshurensi ukwenza iiinguqu kwiPolisi yakho
Abantu abangaphantsi kweminyaka engamashumi amabini anesihlanu bahlawuliswa inqanaba le-inshurensi ephezulu kunokuba baqhubi abadala. Xa uphendukela kwiminyaka engamashumi amabini anesihlanu, unokucela i-ejenti yakho yomshuwalense ukuba usebenzise ulwazi lwakho kwakhona kwaye uhlengahlengise umlinganiselo kwipolisi yakho ngokufanelekileyo. Ukuba unetikiti echanekileyo ekupheliseni kwirekhodi yakho, unakho ukuhlawula i-premium yakho emva kokuba ihlile. Nxu lumane ne-inshente yakho kwaye ucele ukuba benze enye isheke kwilayisenisi yakho. Amanyathelo amancinci angenziwa naliphi na ixesha kwaye angakugcina imali eninzi ngexesha elide.