Kubalulekile ukuqwalasela izizathu zokuba unako ukuzilungisa nokujongana nale meko. Imali ingaba ngumba omkhulu kumtshato, kwaye awufuni ukuba intshabalalise eyakho .
Okokuqala, kufuneka uqale ngokuhlanganisa enye yemali yakho kwisabelomali sekhaya . Esi siqalo esihle, kwaye nangona kudibanisa ngokwenene, kuya kukuvumela ukuba wabelane ngeendleko ngendlela efanelekileyo kubo bobabini. Uya kuthi ngamnye ube negalelo elifanayo leholo lakho kwingxowa-mali yekhaya. Le mali kufuneka ifake izinto ezifana nerenti, izibonelelo kunye nokutya owabelana ngako. Ukuba unabantwana, kufuneka ihlawule zonke iindleko ezinxulumene nazo. Emva koko uya kufuneka uqwalasele ngasinye sezi zilandelayo zizathu ezinokukubamba ekuhlanganiseni iimali zakho.
Omnye Umlingani Ungumgcini-nye kunye nomnye umthengisi
Oku kunzima ukudibanisa iimali xa omnye wenu ungumsikeli wendalo kwaye omnye uthanda ukuchitha, uchithe, uchithe.
Kukho iimeko zokuthembela ezikulo mbandela. Umsindisi angenakufuna ukudibanisa, kuba ufuna ukukhusela ukugcinwa kwakhe, ngelixa umnini-spender engafuni ukuba abekwe uxanduva kuyo yonke imali yakhe. Uhlahlo lwabiwo-mali luza kukunceda ukwakhiwa kwethemba. Nangona kunjalo, kubalulekile ukuthetha ngenyameko.
Umsindisi angase ahlangane njengobungcali kunye nokulawula uhlahlo lwabiwo-mali ngaphandle kokuvumela u-spender ukuba athethe. Kubalulekile ukuba nemali onokuyichitha nganye ngenyanga. Isibalulekileyo kukuqinisekisa ukuba unako ukufumana imali oyikhethayo.
Iingxowa-mali okanye iMatyala
Omnye umba kukuba umntu omnye ungena emtshatweni nomlinganiselo obaluleke kakhulu kunetyala kunezinye. Ingxaki efanayo kukuba umntu oyedwa unokuhlawula ityala lakhe ngeebhilikhwe ezingekhokhelwa okanye ezinye iimpazamo. Kungesabisa ukuthatha lonke ityala okanye usebenze nomntu onomvuzo omncinci wesikweletu, ingakumbi ukuba usebenza ekuthengeni ikhaya. Xa utshata, udibanisa yonke into. Nangona akufanele udibanise iimali-mboleko zabanye abahlukeneyo, kuba eso sikweletu sinokuxolelwa xa udlula. Thatha isinyathelo emva kwaye uthathe isigqibo sokuba ngaba ungamthandi lo mntu ngokwaneleyo ukuba ube nabo kunye netyala. Ukuba impendulo inguyewe, tshatana uze uqale ukusebenza ukuhlawula. Ukunxibelelana okulungileyo kukubalulekileyo ekusebenzeni. Ukuba impendulo ayikho, awukwazi ukulungela ukutshata, kwaye kukulungele ukuyiqonda ngoku ngaphambi kokuba wenze. Ityala liya kuhlala likhona kwaye lichaphazele ubomi bakho nangona ungahlanganisi iimali.
Iingxaki zoMlutha
Lo mbandela okhohlakeleyo. Nangona kunjalo, ukuba kukho izidakamizwa kwiinkalo zakho, unokube ulungele ukuhlukanisa imali yakho ukuba sele sele utshatile, okanye uzigcine ngokwahlukileyo njengoko iqabane lakho lisebenza kule miba. Awufuni ukuba umhlala-phantsi okanye ukulondolozwa kungcoliswe ngenxa yokugembula okanye ukutshaya iziyobisi. Ukukhwabanisa kwintengiso kunokuchaphazela okufanayo. Kungakhathaliseki ukuba ngumlutha, kuya kufuneka ufune isiluleko somtshato njengoko usebenza ukubeka zonke iinkalo zobuhlobo bakho kunye. Ngokuqhelekileyo umlutha uholele ukungathembeki kwemali kunye neminye imiba. Kubalulekile ukuzikhusela njengoko usebenza kule miba. Umba ofanayo xa iqabane lakho liba ulwazisi kwaye livula umboleko egameni lakho ngaphandle kolwazi lwakho.
Imithwalo yobudlelwane
Wonke umntu uza kulwalamano ngalunye nomlinganiselo othile wemithwalo.
Abanye abantu banokuba ngaphezu kwamanye. Umlingani wakho unokuqhawula umntu owenza inombolo kuye ngekhredithi kunye nokuchitha imali kwaye kunokukwenza kube nzima kuye ukuthembela kuwe kulwalamano olutsha. Kungaba ngumphumo wokubona abazali bakhe bexabana rhoqo ngemali. Kungakhathaliseki ukuba yimpikiswano, le yinye imeko apho ukucebisa umtshato kunokukunceda ukuba ufikelele kwindawo apho ungakwazi ukudibanisa ngemali. Ngelixa usebenza kwimibandela, unokwenza uhlahlo lwabiwo-mali ukuze uqale ukwakha ithemba.