Xa i-Inshorensi yoBomi iyingxenye yeZakhiwo
Umgaqo-nkqubo we-inshorensi yobomi unomntu omnye okanye abaxhamliweyo abaxhamliweyo xa i-decedent izalise ifomu yokutyunjwa yoluhlu lomgaqo-nkqubo phambi kokufa kwakhe.
Ukuba ubuncinci omnye wabanikezeli abaxhamliweyo bahlala kwi-decedent, inshorensi yobomi iyaphuma ngqo ngqo kumxhamli ngaphandle kweengxaki.
Oku kubaluleke kakhulu kuba inkqubo ye-probate iqhubana nababoleki bemali kwaye ihlawula amatyala akhe kunye neengxowa-mali ezikhoyo. Xa i-inshurensi iya kuhamba ngqo kumxhamli, ngokugqithisa ifa, imali yowomzuzi. Abahlobo, izalamane, kunye nabaxhamli be-inshorensi abaxanduva lokuhlawula naziphi na iitaliti ezishiywe ngasemva, ngoko imali ayifumaneki kubabolekisi bakhe. Inzuzo yomshuwalense wobomi ayifanele ukuba isetyenziswe ukuhlawula iindleko zokugqibela zomthetho.
Kodwa kukho ukubamba. Abantu ngamanye amaxesha bathiwa iziza zabo njengabaxhamli be-inshorensi yabo, mhlawumbi enenjongo yokuba umgaqo-nkqubo makenze oko kuphela-ukuhlawula iindleko zabo zokugqibela. Oku kuthumela imali ngqo kwi-coffers yefa.
Kule meko, inokusetyenziswa kwaye iya kusetyenziswa ukuhlawula iindleko zakhe.
Yintoni eyenzekayo Ukuba akukho Mhlomuli otyunjweyo ongekho
Ukuba umntu ogqityiweyo uzalise ifom yefowuni yoxhamli phambi kokuba bonke abaxhamli bakhe baxhomekeke ngaphambili, enye yezinto ezimbini ziyakwenzeka:
- Intlawulo yomshuwalense wobomi iya kudlula kwi-estate decentent's probate property kwaye iyafumaneka ukuhlawula iindleko zebhilidi zokugqibela, okanye
- Inzuzo yomshuwalense wobomi iya kudlula ngqo kwiindlalifa zokuhlala ezihlambulukileyo , abantu ababenxulumene naye ngokusondeleyo ukuba baya kuba nelungelo lokufumana ilifa kuye ukuba akazange ashiye intando. Oku kunokuxhomekeka kumthetho welizwe kunye nemigaqo-nkqubo yembuyekezo yenkampani yomshuwalense, kodwa umgca ophantsi ufana. Inzuzo yomshuwalense wobomi ayifanele isetyenziswe ukuhlawula iindleko zokugqibela zetyala ngaphandle kokuba zihlawulwa kwifa lakhe kunokuba iindlalifa zakhe.
Yintoni eyenzekayo Ukuba i-Decentent yehlulekile ukugcwalisa Ifom yoNyunjwa yoNcedo
Imithetho efanayo iya kusebenza ukuba umntu ohlukileyo akazalanga ukugcwalisa ifom yefowuni yoxanduva phambi kokufa kwakhe. Ingeniso ye-inshurensi iya kudlulela kwi-estate decentent's probate property kwaye ibe khona ukuhlawula iindleko zokugqibela ze-decedent, okanye imali iya kuhamba ngqo kwiindlalifa zakhe, zikhuselekile kubabolekisi.
Imithetho eyahlukeneyo Faka isicelo kwiMpahla yentlawulo
Le mithetho idibanisa amatyala kwigama elilodwa lalo mfi ngexesha lokufa kwakhe, kunye namatyala omntu werhafu, kodwa ayifaki kwiirhafu zerhafu ezingabangelwa ukuba ixabiso lefa lakhe liyimfuneko. Umgaqo-nkqubo womshuwalense wobomi ohlawulwa kwifa lakhe unokunyusa inani laso ngaphezu kwemali yokukhululwa komthetho, ngoko ke irhafu yerhafu iya kuhlawulwa.
Kule meko, imali efunyenweyo ihlawuliswa ukuba i-taxedity ifumaneka ngumgaqo-nkqubo ngexesha lokufa kwakhe, okanye ukuba udlulisele ubunini bomgaqo-nkqubo kumntu omnye kwiminyaka emithathu yokufa kwakhe.