Umthetho weBhajethi we-Bipartisan ka-2018 uphinda uphinde uhlalutye
Kuye ngaloo ndlela kunye nokufundiswa kunye neerhafu ezichithwayo.
Kuphezu kweDesuction Line
Abathengi banakho ukufaka ityala lokuncitshiswa kwentlawulo kwiindleko zeekholejini kunye nezinye iimali ezihambelana nemfundo kunye neendleko zabafazi babo, abaxhomekeke kubo, nabo ngokwabo ekupheleni konyaka we-2016. Le mfundo kunye neerhafu ezichithwayo zazinguhlengahlengiso kwimali engenayo kuthathwa ngqo kwiphepha lokuqala loFomu 1040 okanye ifom yeFomu 1040A.
Ezi zihlomelo zingaphantsi komgca zixhamla ngokukhethekileyo kuba akudingeki ukuba uzibange. Ziyakunceda ukunikwa ingeniso yakho engaphezulu okanye i-AGI. Kubalulekile kuba ezinye ikhefu zentela zixhomekeke kwi-AGI yakho. Ziye zagqitywa okanye zichithwe ngokupheleleyo ukuba i-AGI yakho iphezulu kakhulu.
Kwakunyanzeliswa ukuba kuphelelwe yisikhathi ekupheleni kwe-2016
Imfundo kunye neentlawulo ezichithwayo zacwangciselwa "ukushona kwelanga" okanye ziphele ekupheleni konyaka we-2016 ngaphandle kokuba iNkomfa yenzeke ukuphefumula ubomi obutsha kuyo, kunye neCongress ayifumananga nangoko.
Okokuqala, kwakukho uMthetho weCandelo loNgeniso lweMali kunye noMsebenzi oxoxwa ngawo kwiNgqungquthela ngoNovemba noDisemba kwaye ekugqibeleni wasayinwa ngumthetho ngomhla we-22 kuDisemba, 2017. INkonzo yeNgeniso yangaphakathi icinga ukuba lo myalelo unokwandisa umvuzo kunye nokuncitshiswa kwemali kwaye ushiye umgca okhoyo ngenxa yeenguqulelo zangaphambili ze-2017 ifom 1040 kuphela.
Kodwa akuzange kwenzeke.
Emva koko iCongress yabuyela ebhodini lokudweba emva komhla wokuqala wonyaka ukushenxisa uMthetho weBhajethi ye-Bipartisan ka-2018. Ngelo thuba ukufundiswa kunye nemirhumo yokunciphisa igcinwe, ubuncinane ngomnye omnye unyaka. I-BBA ivuselele ngokutsha ukuhlawula umnyaka werhafu 2017 ukuze ingafi ekupheleni kuka-2016 emva koko.
Kuphi I-Leave This Issue-Ukuhlawula Abathengi Ngoku?
Unokwenza isicelo sokubanjiswa oku kuhluthwa kweemfundo kunye neemali zemfundo ozihlawuleyo ngo-2017 ukuba ufanelekile. Gcwalisa ifomu 8917 uze ufake inombolo ephumayo kumgca 34 weFomu 1040 okanye umgca 19 weFomu 1040A.
Imigaqo yokuQinisekisa
Ukuncitshiswa kufumaneke kubahlawuli berhafu abaye bahlawula isifundo kunye nezinye iimali ezifunekayo zokuya esikolweni okanye esinye isikolo esiphakamileyo. Abazali banokukhipha isifundo kumntwana xa nje umfundi exhomekeke kuye. Ukuncitshiswa akukwazi ukufunwa ngabantu abatshatileyo abafakela ukubuyiswa kwentela ehlukeneyo okanye ngumrhafi onokuthi bangathathwa njengomntu oxhomekeke kuye.
Iindleko zezifundo ezinxulumene nemidlalo, imidlalo kunye nezenzo zokuzilibazisa azithengiswa, nokuba zifunwa sisikolo. Ayikho imirhumo yegumbi kunye nebhodi, i-inshurensi, ukuthutha, okanye iindleko zezifundo ezingenakudingeka ukuphumeza iqondo.
Izikolo zibika iindleko ezifanelekayo kuwe nakwi-IRS kwifom ye-1098-T.
Isixa esiphezulu esinokubango sokuba ufundiswe kunye nokuhlawulwa kwemali ngu-4,000 ngonyaka. Ukuncitshiswa kuyancipha ngakumbi ngala manqanaba angeniso-mali ngokusekelwe kwimali engenayo echitshiweyo:
- Iimali ezi-4,000 ezingaphezulu kwiholo elingama- $ 65,000
- U-2,000 wemali engaphezulu kwimali engenayo ngaphezu kwama-65,000 wama-dollar ukuya kwii-80,000 zamawaka (i-160,000 yee-fayili)
Akukho ncitshulwa yengeniso engaphezu kwama-80,000 ayizigidi (i-160 000 zama-dollar kwiifayile ezihlangeneyo)
Unako ukukhawuleza ukufundiswa kunye nezinye iimfuno ezifunekayo zonyaka werhafu apho uzihlawulela kunye neeklasi eziqala kwiinyanga ezintathu zokuqala zonyaka ukulandela.
I-Tuition and Fees Deduction vs. Imirhumo yeRhafu yeMfundo
Awukwazi ukufaka izicelo zombini kunye nokuhlawulwa kwemirhumo kunye nerhafu yerhafu yemfundo kunyaka wonyaka werhafu, ngoko unokufuna ukulungiselela ukubuyela kwakho zombini iindlela zokubona oko kukunceda kakhulu kuwe.
Kwaye kunokuba kube lula ukubiza le ncitshiseko kunokuba enye yeekhredithi kuxhomekeke kwimeko yakho.
Enye yeenzuzo ezikhulu kakhulu zokufunda kunye neerhafu ezichithwayo kukuba ayikho phantsi kweminye yemithetho echanekileyo yemirhumo yeerhafu ezinxulumene nemfundo. Ayinqatshelwe ngokusekelwe kunyaka wekholeji okanye umntu oxhomekeke kuyo, kwaye akuxhomekeke ekubeni unesigxina okanye umfundi wexesha elipheleleyo. Ukuthabatha enye iklasi kunokukufumana ilungelo lokuncitshiswa.
Ukufakela ukubuyiswa okulungisiweyo
Ukuba sele usufake i-return tax yakho ngo-2017 kwaye ungayibanga i-titshala kunye nemali echithwayo ngenxa yokuba ingazange ihlaziywe okanye ungazange ukwazi ukuba ubuyiselwe kwakhona, unokufakela ukubuyiswa okulungisiweyo. Ungalungisa ukubuyela kwakho ukuya kwiminyaka emithathu emva kokufakela ukubuyela kwakho kwasekuqaleni okanye kwiminyaka emibili emva kokuhlawula irhafu efunekayo ngaloo nyaka, nokuba yintoni na kamva.