3 Iintlobo zeeNgxowa-mboleko ze-3 iintlobo zabathengi
Ngaba ufuna iimboniselo zesikhwama somsebenzi? Nazi ezinye iiphothifoliyo ezimbalwa kunye nezilula zeentlobo ezi-3 zotyalo-mali-ezinobundlobongela, ezinokulinganisela okanye ezixhasayo.
Isibonelo sePortfolio
Iphothifoliyo enobugwenxa ifanelekile kumtyalo-mali kunye nokunyamezela okuphezulu kunye nexesha elide ngaphezu kweminyaka eyi-10. Abatyali-zimali abanentlonelo bazimisele ukwamukela ixesha lokunyuka kweemarike ezigqithiseleyo (ups and downs in value value) ngenjongo yokufumana ithuba lokufumana inzuzo ephezulu yexabiso lokuphuma kwamanani entengo kwi-marge ebanzi.
Ulwabiwo-mali lwePortfolio I-Asset Allocation: 85% Amasheya, i-15% iBond
I-30% yesitokhwe esikhulu (i-Index)
15% I-stock-cap stock
I-15% yesitokethi encinane
25% I-External Stock okanye i-Stock Incerging
15% I-Bond ephakathi kwekota
Isibonelo sePortfolio
Iphothifoliyo ehambelanayo ilungele umtyalo-mali kunye nokunyamezela kokunyamekela ngokukhawuleza kunye nexesha elide elingaphezulu kweminyaka emi-5. Abatyalomali abancinane banamkelekile ukwamukela ixesha lokunciphisa imarike ngokulinganiselayo ngokutshintshela amathuba okufumana ibuyisela ukuba ukuphuma kwexabiso lokungena kwempahla ngumgama ophezulu.
Ukwabiwa kweePortfolio zePortfolio: 65% Amasheya, ama-30% amabhonki, i-5% yeCash / MMKT
I-40% yesitokhwe esikhulu (i-Index)
I-10% yesitokhwe encinane
15% yaseStock Exit
30% I-Bond yexesha eliphakathi
05% Imali-mali / iMarike yeMali
Isibonelo sePortfolio Portfolio
Iphothifoliyo ekhuselekileyo ilungele umtyalo-mali kunye nokunyamezela kokunciphisa umngcipheko kunye nokukhawuleza kwexesha ukusuka kwixesha elide ukuya kwele minyaka engama-3. Abatyalomali abanononophelo abavumelanga ukwamukela ixesha lokunyuka kweemarike ezigqithiseleyo kwaye bafuna ukubuyisela okufana noko okanye ukunyuka kwexabiso elingaphandle.
Ulwabiwo lweePortfolio zePortfolio: I-25% yeeShishini, i-45% zeBond, i-30% yeCash / MMKT
I-15% yesitokhwe esikhulu (i-Index)
05% I-stock-cap stock
05% I-Stock External
45% Ixesha eliphakathi kweBond
30% Imali-mali / iMarike yeMali
Qaphela kwakhona: Izigaba ze-Mutual Fund
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali.
Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.