I-Total Stock Market vs S & P 500

Ngaba kufuneka uthenge i-Total Market Market Index okanye i-S & P 500 Index Index?

Yiyiphi eyona nto ibhetele, ingxowa-mali yesalathisi ye-stock market okanye i- S & P 500 Index Index ? Nangona bobabini bafana nesitayela, kukho ukungafani okucokisekileyo. Umzekelo, zombini iimali ezityalomali kwiinkampani ezinkulu zase-US kodwa iifowuni zesebe ezipheleleyo zeefowuni zinezikhokelo ezincinci kunye nee-stock-caps. Ziziphi iingenelo kunye nokuphazamiseka ngamnye?

Kukho ezinye iimpazamo zokuphepha kwi-index ye-stock market kunye ne-S & P 500 ingxoxo yenkcazo.

Kuqikelele ukuthelekisa nokuchasanisa ukufana nokwahlukana phambi kokutshala imali.

I-Total Stock Market ayiyiyo 'Iyonke' Idiversification

Apho abatyali-mali bangakwazi ukudideka kunye / okanye benze iimpazamo, ngaba inani elipheleleyo leemali zentengiso ye-stock usetyenziso lwe-Wilshire 5000 Index okanye uRaxus 3000 Index njengendlela yokutshekisha okanye, njengokuba i- Morningstar ibonisa, "i-index-fit fit".

I-descriptor, "inani elipheleleyo lemakethe ye-stock market" lingakhohlisa. Kokubili i-Wilshire 5000 Index kunye neRussell 3000 Inkcazo ihlanganisa uluhlu olubanzi lweempahla kodwa zombini zininzi okanye ziqulethe zonke izitokethi ezinkulu, ezenza zibe ne-correlation ephezulu ( R-squared ) kwi- S & P 500 Index .

Ngokwemigangatho elula, isikhwama semarike yesitokhwe samasheya asiyikutshala imali kwi-market totally market. I-descriptor engcono ibe "yinkcazo enkulu yesitokhwe sekhosi." Abanini-zimali abaninzi benza impazamo yokuthenga isixa-mali se-stock market ekucingeni ukuba banomxube ohlukeneyo wempahla yesitokisi, i-stock-cap-stocks kunye ne-stock-cap stocks.

Oku akunjalo.

Ukukhetha iNkcazo yokwakha iPortfolio

Umtyalo-mali unokubamba ngakumbi i-market market, ecinga ukuba bafuna ukwakha iipotifoliyo ezahlukileyo , ngokuthenga imali edibeneyo eyahlukeneyo ngamacandelo amanqaku eemarike. Umzekelo, umtyalo-mali unako ukutyalomali kwiimali ezi-4 okanye ngaphezulu, ngamnye omelela iintlobo zeengxowa-mali ezahlukileyo , ezifana nesitokisi esikhulu, isitokethi esincinci, isitoresi esingaphandle, kunye neengeniso ezingenanto.

Ingxenye yesitokhwe esikhulu, umtyalomali uza kuba sisilumko ukusebenzisa i-index ye-cap-enkulu, njengenye yee-S & P 500 zeeNkxaso zeeNkcazo ezilungileyo, kwaye uzakhe ngeenxa zonke kunye nezinye iintlobo zemali.

Isishwankathelo, isikhwama semali-mboleko esithengiweyo samasheya asibamba i-market totals; ibamba ininzi yemakethe ye-stock market enkulu kunye nokubonakaliswa okuncinane kwamanye amanqaku, njengokwakheka kwinqanaba elincinane kunye nezitokhwe ezincinci. Ngoko ke i-cap-market cap-cap-cap, oko kutheni yenza ngokufanayo kunye ne-S & P 500 yengxowa-mali.

Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.