I-R-Squared Inkcazo, iiNzuzo, kunye nokuSebenza ngokuTyala imali kwiMual Funds
Kodwa ngaphambi kokuba uhlalutye i-R-squared, okanye i-R2, ye-fund fund, kubalulekile ukwazi intsingiselo yayo kunye nendlela yokuyisebenzisa ekuhlalutheni kwe-fund.
Ngaphandle kokuba unayo i-masters degree kwiimatriki okanye unobumba beenombolo, mhlawumbi awuyi kuba nolwazi lwe-R-square phambi kophando lwenkxaso yakho. Nangona i-R2 ingabonakala iyinkimbinkimbi ekuqaleni, yinto elula ukuyisebenzisa, xa ufunda ukuwusebenzisa.
Nantsi into oyaziyo malunga ne-R2 ye-fund yesibili:
I-R-Squared Inkcazo
I-R-squared (R2) yinkalo yesalathiso esetyenziselwa uhlalutyo lotyalo-mali kunye nophando abaceli abangayisebenzisa ukucacisa ukulungelelaniswa kotyalo-mali oluthile kunye (ukufana) kunye nendawo yokutsalwa.
Nantsi inkcazo ye-R2, ngokubhekiselele kwi- Morningstar , enye yezinto eziphambili ze-intanethi zophando ze-joint funds:
I-R-squared ibonisa ipesenteji zokunyakaza kweengxowa-mali ezingachazwa ngokunyakaza kwi-index index. I-R-squared ye-100 ibonisa ukuba zonke iindleko zeengxowa-mali zingachazwa ngokunyakaza kwi-index.
Ngamazwi ahlukeneyo, ibhenkethi yinkcazo, njenge- S & P 500 , enikwa ixabiso le-100. I-R-squared ethile yeengxowa-mali ingabonwa nguthelekiso obonisa indlela efanayo ngayo i-fund kwi-index. Ukuba, umzekelo, i-R-squared yengxowa-mali i-97, ithetha ukuba u-97% weendleko ze-fund (ukuphakama nokuhla kwezinga) kusetyenziswe ukunyakaza kwi-index.
Izinzuzo ze-R-squared kwi-Investor
I-R-squared inokunceda abatyali-mali ukuba bakhethe imali efanelekileyo ngokucwangcisa ulwahlulo lwezikhundla zabo zemali. Ngokomzekelo, umtyalomali ophethe i-S & P 500 Index ye-fund, okanye enye i-fund ene-R-squared ephezulu kwi- S & P 500 , uya kufuna ukufumana ingxowa nge-correlation ephantsi (i-R-square-square) ukuqinisekisa ukuba bayakha iphothifoliyo yemali eyahlukeneyo .
I-R-squared ingaba luncedo ekuhlaziyweni kwemali ekhoyo kwiphothifoliyo ukuqinisekisa ukuba isitayela sabo "asiqhubeki" kweso simboli. Ngokomzekelo, isikhwama se-stock cap siyakhula ngobukhulu kwaye umphathi wezikhwama unokwandisa ukuthenga amasheya amakhulu kwithuba. Ekugqibeleni, yintoni eyayiyi-fund ye-stock cap xa uthenge yona njengesi sikhwama esifana nesiKhwama se-S & P 500 Index.
Ngaba kufuneka usebenzise i-R-Squared?
Ngoku umbuzo owufunayo uphendululwe: Ngaba kufuneka ndisebenzise i-R-squared ukuba ikhethe i-joint funds? Mhlawumbi impendulo engcono kulo mbuzo, nangona ingaqondakaliyo, "ayikho." I-R-squared iyithuluzi eluncedo kwiinjongo zohlukeneyo kodwa umkhuba olula wokuqinisekisa ukuba imali kwiipotifoliyo yakho ibonisa iintlobo ezahlukeneyo zeentlobo zeengxowa-mali ziya kubakho ngokwaneleyo ukwakha iphothifoliyo enkulu yemali . Ukongezelela, kwaye kuxhomekeka kwimihlobo yeengxowa-mali, ulwahlulo olwaneleyo lunokufezekiswa ngemali engama-3 kodwa akukho mali engaphezulu kwe-8.
Ukuziphendulela: Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lichazwe ngokungeniswa njengeengcebiso zotyalo-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.