Inkqubo yesondlo iya kukunceda uqaphele inkqubela yakho ekufikeleleni kwiinjongo zakho. Iinjongo zexesha elifutshane zezemali zinokukunceda ukufezekisa utshintsho olufunayo.
Hlela izinto ezilindelekileyo
Njengoko ulungele ukusekela iinjongo zakho kufuneka ukhangele oko sele uzibambele ngaphambili kwaye wenze okuthile ukutshintsha inkqubo. Umzekelo, ukuba ubeka umgomo wokuzivocavoca, kodwa awuze usebenze ngenxa yokuba awuyena umntu osasa, kwaye yilapho uzimisele ukuzisebenzisa, uzibeka ngokwakho ukusilela. Ngokufanayo, unokuba uzibeke ungaphumeleli kwiinjongo zakho zemali. Ukwenza umgomo wokugcina imali ethile kwinyanga nganye, ngaphandle kokuhlolisisa uhlahlo lwabiwo-mali lwakho lokuqala lungahle lubekele ukusilela. Kufuneka ubeke ilindeleke ukuba ulindele . Nazi ezinye iinkalo zokuqala zeenjongo zakho zemali . Njengoko ucinga ezinye iinjongo zakho, qiniseka ukuba uhlahlo lwabiwo lweenjongo zakho ukuze ungaqhubeli uhlahlo lwabiwo-mali zakho ngezigqibo zakho.
Sitshintsha indlela ohlala ngayo
Unokuqala ukutshintsha imikhwa yakho okanye nje uqaphele iimpawu zakho ngaphambi kokuba uhlale phantsi ukwenza iinjongo. Oku kunokukunceda ubone iinkalo ofuna ukuzenza kuzo, kwaye kunokukunceda wenze isicwangciso esisebenza ngokwenene. Umzekelo, ukuba usela isoda okanye ikofi endleleni yokusebenza nganye ntsasa, kodwa uyithenga kwisitolo esilula okanye ivenkile yekhofi endaweni yokufumana indlela ethe xaxa yokuyithenga.
Ungagcina imali ngokuthenga i-soda kwisitolo sokutya, apho ixabiso eliphantsi kwebhotile okanye unokwenza ikhofi yakho ekhaya. Lo ngumkhwa owodwa olula onokukugcina ngokugqithiseleyo kwinyanga. Enye imikhwa ingaba ihamba ngewindow-ukuyothenga ekuphumleni kwakho kwexesha lesidlo, okukhokelela ekufuneni iimpahla ezingaphezulu okanye ekunikezeni ukuthengisa xa usuchithe uhlahlo lwabiwo - mali . Ungaphinda ufune ukuqwalasela ukutshintsha enye yeendlela ezinhlanu zemali ukwenza ukufikelela kwiinjongo zakho kulula.
Fumana iqela leNkxaso
Fumana iqela eliza kukunceda ufinyelele iinjongo zakho zemali. Ungabhalisa kwiklasi yezemali kwiziko lakho loluntu okanye kwicawa okanye unokufumana ibhodi ye-intanethi okanye iqela eliya kukuxhasa ukutshintsha ozama ukukwenza. Abahlobo bakho banakho okanye bangayixhasi iinjongo zakho. Ukuba uzama ukwenza utshintsho lwezinto zokuphila okanye ukunciphisa kakhulu kwiindawo zokuchitha imali, abahlobo bakho banokuthi bangakwazi ukumelana nokutshintsha. Kusenokuba omnye okanye uhlambele abahlobo abasondeleyo oza kuzimela kuye kwaye ngubani oya kuphulaphula aze akukhuthaze. Ukuba utshatile, wena kunye neqabane lakho kufuneka nisebenze kunye kwaye nisebenze njengeqela lokuxhasa. Iklasi yezemali yodwa ingakunceda bobabini bafikelele endleleni.
Iklasi inokukunceda ukuba uqaphele apho uzibeka khona ngokwezimali .
Imephu Imiphumo neMiphumo
Xa ubeka iinjongo zakho zinike imihla efanelekileyo nemiphumo kunye nemiphumo yokufikelela kwezo njongo. Le mivuzo ayidingi ukuba ube yizinto ochitha imali eninzi, kodwa kufuneka ikunike isizathu sokuba ufinyelele injongo. Umzekelo, ukuba unenjongo yokulondoloza i-fund yakho yengoxakeka ekupheleni kweenyanga ezintathu uzinike umvuzo wento efana nobusuku kwindawo yokudlela oyithandayo kunye nesiphumo sokushiya imali yakho yokuchitha imali xa ungayifiki njongo. Isiphumo sifanele sibe ngaphezu kokungafumani umvuzo ukukunceda ukukukhuthaza ngakumbi. Kwinqanaba ngalinye kwiinjongo zakho kufuneka ube nomhla wokugqibela kunye nomvuzo kunye neziphumo, okuza kwenza kube lula ukulandelela inkqubela yakho kwaye unikeze ukhuthazo olongezelelweyo ukufikelela kwiinjongo zakho.