Abatyalo-mali base-US bafanele bajonge ngaphandle kwamanye amazwe kwiiNqanaba eziPhakamileyo eziNyukayo
Kule nqaku, siza kujonga kwiingxowa-mali ezingenakunqwenelekayo zomhlaba ezinokuthi zinikeze enye indawo engcono kunobungozi obuphezulu be-US ne-European securities.
I-Case ye-Bond Market Market
Izibhanki zamashishini ezikhulayo zinikezela ngamathuba ngenxa yeenkcukacha zolwazi, iimingeni zobuncwane, kunye nophando oluncinci kunamanye amacandelo, ngokutsho kohlalutyi bexabiso leT. Rowe. Iibhondi zinikeza izivuno ezingama-100 amaphuzu aphezulu ngaphezu kokulinganiswa kwamabhonkco aseburhulumenteni ase-US, ngelixa ukusabalalisa kuninzi kunxulumene nezibophelelo zaseYurophu okanye zaseJapan ezinikezwa ngokunciphisa kakhulu okanye okungekho mveliso kule mimandla.
Izibophelelo zeemarike eziphakamileyo ziye zaba nomgangatho ophakamileyo ophezulu kwixesha elishumi elidlulileyo. Ngokutsho kwedatha yaseBloomberg, ngaphezu kwama-60% amabhonkco athengisayo atywalayo ibakala lotyalo-mali namhlanje xa kuthelekiswa neminyaka engama-30-40% eyi-10 edlulileyo. Kubalulekile ukuba uqaphele ukuba ezinye iimarike ezikhulayo zihlala zingengozi - ezifana neBrazil - kodwa abaninzi baye baphucula ngokuqhubekayo ubutyebi babo kwiminyaka elishumi edlulileyo ngenxa yemimiselo yabantu abahle.
I-International Monetary Fund nayo ibonisa ukuba uqoqosho oluninzi olukhulayo lwemali luye lwafumana ukukhula koqoqosho oluzinzileyo, ukugcinwa kweendawo ezigcinwe, kunye nokwakha ama-sheets eqinile ekuxhaseni amatyala abo. NgoJulayi ka-2016 iNkcazo yezoQoqosho loHlabathi, intlangano iphakanyise ukubikezela kwayo ukukhula kwezi marike, ithi ukuphuculwa kuboniswe kwiimarike ezikhuphazayo ezidlulayo ezifana neRashiya neBrazil.
Ukwakhiwa kweZakhiwo zokuThengisa kwiiNkxaso zeMarike eziPhakamileyo
Abatyalomali bamazwe ngamazwe banamathuba amaninzi ahlukeneyo xa kuthengiswa kwiimveliso zentengiso ezikhulayo, kubandakanywa zombini iinkampani okanye izibophelelo ezilawulayo kumazwe amaninzi.
Izibophelelo zeemarike eziphakamileyo zixhaswa nguorhulumente bamazwe angaphandle kunamashishini abucala, okwenza kubekho okukhuselekileyo ngenxa yengozi ephantsi yokungagqibekanga. Abatyalomali abakhangela ukukhulisa ulwahlulo kungenza ukunyuswa kwemali yelizwe langaphandle kunye neengxowa-mali zemali. Ngokwahlukileyo, abo bafuna ukukhupha nayiphi na ingozi yemali bangafaka imali kwimali-i-hedged funds ezithengayo amatyala kwiidola zase-US.
Ezinye iimali zentengiso eyaziwayo ezizimeleyo ziquka:
- iShares JP Morgan Iimakethe zeMakethe eziPhakamileyo ze-ETF (EMB)
- I-iShares iimpawu zeMakethe eziPhakamileyo zeNgingqi ze-ETF (LEMB)
Iibhonkco zoshishino ezikhulayo zikhutshwa ngamashishini abucala okanye karhulumente, oko kuthetha ukuba banomdla wokutya. Uninzi lwabatyalomali kufuneka baqwalasele iimali zamabhondi ezinkampani ezinikezela ngokubanzi kwiinkampani ezininzi. Ngenye indlela, abo bafuna ukuthatha ingozi enkulu banokufuna ukujonga iingxowa-mboleko eziphezulu zokubolekisa iimali ezithengisa kwiibhanki zorhwebo eziphantsi kwebakala lokutyalomali-oko kuthetha ukuba banako ukuphakama okuphezulu.
Ezinye iimali zorhwebo ezinxulumene neemali zentengiso zibandakanya:
- iShares Emerging Markets Corporate Bond ETF (CEMB)
- I-iShares eziPhakamileyo zeMakethe eziPhakamileyo zeeNtengo zeNtlawulo ye-ETF (EMHY)
Iingozi Zokuqwalasela
Izibopheko zeemarike eziphakamileyo zinemiba ekhethekileyo yemingcipheko abacebisi kufuneka baqwalasele ngenyameko ngaphambi kokuba benze isigqibo.
Umngcipheko wemali ngumngcipheko wezemali zendawo ukuhla kwexabiso xa kuthelekiswa neDola yase-US, okudala ukulahleka xa kubuyela kwiidola zase-US. Kwimimandla engaphantsi kwe-interest rate, i -ETFs eneenqwelo-mali ziye zagqithisa ii-ETFs zemali zengingqi, kodwa iingcali ezininzi zithi i-ETFs yemali yendawo inikezela ngeyona ndlela ibhetele. Iimveliso ze-ETF zenyukayo zivame ukuba zininzi kakhulu ezikhuselekileyo kunezi-ETF eziphucukileyo ngenxa yobungakanani bekhredithi yabo ephantsi.
Abatyalomali bamazwe ngamazwe banokunciphisa le mngcipheko ngokuqinisekisa ukuba iphothifoliyo yabo ihlukeneyo kumazwe athengisayo athengisayo athile.
Ukuhluka kwale ndlela kuqinisekisa ukuba akukho mali yelizwe okanye urhulumente welizwe elichaphazela ukusebenza kwipotfoliyo. Ngokomzekelo, ezininzi zeengxowa-mali ezikhankanyiwe ngasentla zibone ukusebenza ngokugqibeleleyo kunyaka odlulileyo nangona ubunzima bezoqoqosho bubonakala kumazwe afana neBrazil.
Ngaphantsi
Iimalike ze-United States kunye neYurophu zithengeleka kakhulu ngenxa yerhafu ephantsi kakhulu. Nge- Federal Reserve ekhangele ukunyuka kwamazinga, ezi zibophelelo ziyakumngcipheko wokubona intengo ebalulekileyo kwixa elizayo. Iimarike eziphakamileyo ezizimeleyo kunye nezibhonkco zenkampani zinokunika izivuno ezingcono kunomngcipheko omncinci. Ngokuqhelekileyo, ezi zibophelelo ziye zafakazela ukuphucula umgangatho wesikweletu oqhutywa ngokukhula ngamandla.