Ingozi nokubuyiselwa - Yintoni enokuyilindela kwiibhondi zeMatriki eziPhakamileyo
Njengamabhonkco aphakamileyo, i- matyala ephumayo yamatyala yinkalo yabathengi abazimisele ukwenza isisu ngaphezu kwe-average- risk credit kwinzame zokubuyiswa kwexesha elide. NgoNovemba 30, 2013, i-JP Morgan EMI kwi-Index Diversified Index - isilinganiselo esetyenziswa ngokubanzi ukulinganisa ukusebenza kweebhonkco zoshishino ezikhulayo-kubakho ukubuyiswa kweminyaka eyi-8.43% kwiminyaka elishumi edlulileyo. Ingxowa-mali ephakamileyo yamatyala ephumayo ibuyele i-8.11% ngonyaka ngelixesha elifanayo. Ngelo xesha, iibhondi ze-US-investment-grade bonds zavelisa ukubuya kwe-4.71% ngonyaka ngokusekelwe kwi-Barclays Uhlu lwe-US Bond Index.
Nangona kunjalo, kubalulekile ukugcina engqondweni ukuba izibopheko zoshishino ezikhulayo zibuye zenzeke ukungabi nantoni (okt, ukukhwela kwe-bumpier) kunezinye ezininzi iindlela ezikhoyo kwi-universe engenayo engenayo. Akunakuba yinto ebalulekileyo yokuqwalasela umtyalo-mali osisigxina, kodwa umntu ongenamdla wokumelana nokunyaniseka okuphezulu unokube ngcono xa ethatha indlela ekhuselekileyo.
Kwimiba emngciphekweni kunye nomvuzo , izibophelelo zoshishino ezikhulayo ziwela phakathi kweebhanki zenkampani yokutyalomali kunye neentlawulo eziphezulu. I-matyala emakethe ekhulayo kufuneka, ngoko ke, ithathwa njengotyalo-mali olude ixesha elide olungafanelekanga kumntu obaluleke kakhulu kulondolozo lwentengo.
Izizathu zokuSebenza ngamandla
Izibopheko zeemarike ezikhulayo ziye zavela ekubeni yiklasi ye-aseset enamandla kakhulu ekuqaleni kwee-1990 ukuya kwinqanaba elikhulu, elivuthiweyo leemarike zehlabathi jikelele namhlanje.
Iintlanga ezikhulayo ziphuculwe ngokukhawuleza ngokokuzinza kwezopolitiko, amandla eemali kumazwe akhuphayo, kunye nokuchaneka kwemigaqo-nkqubo yezemali kaRhulumente. Nangona inani leentlanga eziphuhlisiwe zihlala zikulwabanisa nokulahleka kohlahlo lwabiwo-mali kunye namatyala aphezulu, amazwe amaninzi athuthukayo aneengxowa-mali ezifanelekileyo kunye namanqanaba athile alawulwayo amatyala. Ukongezelela, amazwe aphuhlisayo - njengeqela - ujonge amazinga anamandla okukhula koqoqosho kunabalingane babo abathengiweyo.
Isiphumo kukuba izivuno ziphantsi apha kunokuba zidlulileyo, kodwa amanani abonakalisa ukuzinza okukhulu. Nangona kunjalo, izibopheko zoshishino ezikhulayo zihlala zijongene nokutshatyalaliswa kwangaphandle okutyhafisa umnqweno lwabathengi. Ngoko ke, iklasi ye-asethi ihlala inganyanzeliseki naphezu kokuphuculiswa okuphambili kwintlupheko yeentlanga eziphantsi.
Indima kwiPortfolio Diversification
Izibopheko zoshishino ezikhulayo zingabonelela ngeendlela ezahlukeneyo kulabo abaneefotfoliyo ezinxulumene neentetho ezininzi ezingaphezulu kwe-US. Uqoqosho olusakhulayo aluhlali luhamba ngokukhawuleza kunye noqoqosho oluphuhlisiweyo, oku kuthetha ukuba iimarike ezibophelelweyo zamaqela amabini zinokubonelela ngokusebenza ngokungafaniyo.
Qaphela, nangona kunjalo, ukuba iklasi ye-asethi ithambekele ekubukeleni ukusebenza kweemarike ze-stock market.
Ngenxa yoko, inokunika umlinganiselo wokwahlukana komntu othile ophethe ipolfoliyo ngokubhekiselele kwiitoksi, kodwa kungekhona kangangoko unako ukulindela.
I-Dollar-Denominated ngokumalunga neMali yeMali yasekhaya
Abatyalomali banokukhetha phakathi kweemali kunye kunye neengxowa -mali ezithengiswayo (ETFs) ezityala kwiidola-ntengiso zentengiso ephumayo okanye ityala elikhutshwe kwiimali zendawo. Ngokomzekelo, ekukhutshelweni kwetyala, ilizwe elinjengeBrazil lingathengisa iibhondi ezibhalwe kwiidola okanye imali yelizwe- eyona nto . Inkokhelo yeDola-mali idla ngokuzinzile, ngelixa ityala lendawo yengingqi ngokubanzi likhulu kakhulu. Nangona kunjalo, ityala lendawo yengingqi inokuthi linike enye indlela yokwenza uqoqosho oluqinileyo kunye nokuphucula iimali kumazwe athengisayo. Ukhetho olukhethayo luxhomekeke ekunyamezelweni kwakho kwengozi.
Iibhondi zeZiko ezichasene neeBond zikarhulumente
Abatyalomali abaphelelwanga nje kwiibhanki zorhulumente kwiimarike ezikhulayo. Amashishini kumazwe asakhulayo akhupha iitaliti, kwaye eli nqanaba le-asethi likhula ngokukhawuleza ekuthandeni. Ngelixa imali ephakamileyo yeemarike ezikhulayo ibeka inxalenye yezinto zazo kwiibhanki zenkampani, abatyali-mali banokufikelela kwiklasi ye-asethi ngokuthe ngqo kwi-ETF ezifana ne-WisdomTree EmaQumrhu okuThengisa iMakethe yeBond Bond Fund (i-ticker: EMCB).
Abaxhasi
Inani elikhulu, elikhulayo lamazwe likhupha ityala. Phakathi kwezona zibalaseleyo zi:
ilatin America
- Ajentina
- Brazil
- Tshile
- Kholambiya
- ilizwe lasedominic
- El Salvado
- Mekhsikho
- Phanama
- Peru
- Uruguwayi
- Venezuwela
EMbindi Mpuma / Afrika
- Jiphethe
- Gana
- Irakh
- Ivory Coast
- Kazakhstan
- Libhanon
- Morokho
- ikarikuni
- Mzantsi Afrika
EAsia
- Indoneshiya
- Korea
- Maleyishiya
- Filipayinzi
- esri Lanka
- Thayilendi
- Viyethnam
Yurophu
- Bhelarusi
- Bhulgariya
- Khroweyishiya
- Hangari
- Lithuwaniya
- Pholend
- Romaniya
- Rhashiya
- Sebhiya
- Yukreyini