Izibonelelo zeeNkxaso zeNkonzo
Izixhobo ziinkampani ezihambisa iinkonzo ezibalulekileyo ezifana namanzi, igesi kunye nombane.
Ekubeni ezo nkonzo zihlala zifunwa kungakhathaliseki ukuba ukhula ngokukhawuleza okanye ngokukhawuleza, icandelo liba linye yeendawo ezizinzileyo zemarike yemasheya ngokwemisebenzi yayo yemihla ngemihla.
Izitokisi zesebenzi zivame ukubamba ngcono kwiimarike eziwela, kuba abatyali-mali bavame ukuba baninzi ukukhawuleza ukuthengisa iimali zabo ezincinci xa imeko ebanzi iguquka. Nangona ama-stocks stocks ayingozi kakhulu, ngaphezu kweeklasi ezininzi zeemarike kwiimarike ezibopheleleyo, ngokuqhelekileyo zibonwa njengengozi engaphantsi kokuthelekiswa ne-stock market.
Inzuzo ephambili yezinto ezincedisayo kukuba bahlawula ngokuhlawula ixabiso lentengo. Kwiminyaka elishumi edlulileyo, i -fund-exchangeed fund Khetha iSikethi se-SPDR-Utilities (i-ticker: XLU)-leyo inika imali kwiinkampani zaseburhulumenteni zase-US ngokugxininisa kwiinkampani ezinkulu-ngokuqhelekileyo zinike isivuno malunga ne-1.75 ukuya kuma-2.5 amaxesha I-Index ye-S & P 500 (umlinganiselo wobume bemashishini ase-US ebanzi).
Ngokucacileyo, yenze njalo ngezinga eliphantsi lokungabi nantoni kunokuba ithengiswe ngokupheleleyo.
Izabelo eziPhakamileyo, kodwa Igumbi elincinci lokuBaluleka kweNkunzi
Icala le-flip kukuba i-potential appreciation for long-term appreciation is limited to the utilities. Amathuba okukhula amaninzi kwamashishini kwicandelo alinganiselwe, kwaye oku kubonakaliswa kwintsebenzo yentengo yabo.
Enye inzuzo yolu, kunjalo, kukuba ngamathuba ambalwa okutyala ukukhula kwangaphambili, iinkampani zinemali engaphezulu ukuhlawula izabelo.
Ngexesha, nangona kunjalo, izabelo eziphezulu zingaphezulu zinefuthe elikhulu ekubuyiseni. Cinga ukuba ii-ETF ezisetyenziswe ngasentla. Ukususela ekuqaleni kwayo ngoDisemba 22, 1998, ngoJuni 10, 2014, i-XLU ivelise ukubuyela ngokuphindaphindiweyo kwe-150.1% kunye nomyinge we-annual revenue return of 6.1%. Ngaloo xesha, i-SPDR S & P 500 ETF (SPY), elandelela i-S & P 500 Index-umlinganiselo obanzi wokusebenza kwiimpahla ze-US-inokubuyisela inani elipheleleyo le-112.8% kunye nokubuya kwekota ngonyaka ka-5.0%. Oku akubhekiselele ekuboniseni ukuba izixhobo zorhwebo ziphezulu, kodwa kunokuba zibonise ukuba iipesenti ezimbalwa zeepesenti yeehlawulelo zingenakho ukuzongeza ngaphezu kwexesha elide.
Izingozi zobungakanani bempahla
Njengawe nayiphi na inxalenye yemarike yemasheya, izibonelelo zixhomekeke kwimibutho yemarike ebanzi. Ngethuba lezo zombini zorhwebo ezinkulu zinciphisa iminyaka elishumi edluleyo - 2001-2002 kunye no-2008-2009 - iimpahla ezilahlekileyo zilahlekelwe malunga nesiqingatha sexabiso lawo kwixabiso (oko kungabalwa kwezihlawulelo). Abaxhasi-mali batyala ukugcina oku engqondweni xa besenza isigqibo phakathi kotyalo-mali kumabhonkco okanye kwii-stocks ezihlawulelwayo-mali ezifana nezibonelelo.
Ezinye izinto ezimbini zingaba nefuthe elibi ekusebenzeni kwee-stocks stocks. Okokuqala, ukunyuka kwamaxabiso kunokwenza ukuba icandelo libe ngaphantsi kwezizathu ezibini: 1) amazinga aphakamileyo aphakamisa umthwalo wemithwalo yemisebenzi ngenxa yokuba iinkampani kwicandelo zihlala zixininisa kakhulu kwaye ke zihlawulwa kakhulu kwaye 2) amazinga aphakamileyo abangela abatyalo-mali abatyali-mali. ukuxhoma kwiibhondi kunye nokukhethwa kwezivuno ezingenasistim kwiimarike zamasheya. Ukongezelela, icandelo lilawulwa kakhulu kwaye ngoko lijongene nentsholongwane kwiintshukumo kumgaqo karhulumente.
Indlela yokuTyala kwiiNkxaso zeeNkonzo
Unako ukutyalo kwiimpahla zesebenzi ngokusebenzisa nayiphi na umthengisi. Kunokwenzeka ukutshala imali kwiimpahla zesebenzi, iimali ezixhomekeke kumacandelo, okanye ii-ETs ezifana ne-Select Sector SPDR-Utilities. Qiniseka ukuba uqhagamshelane nomcebisi wezezimali okanye usebenzise zonke izixhobo ezininzi ze-intanethi ezikhoyo ukuqhuba uphando olunzulu phambi kokutyalomali.
Ukuziphendulela : Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lithathwe njengengcebiso-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.