Iimali ze-ETF zeMali zangaphandle zingaba zilungele kakuhle kwiPortfolio yakho
Nangona kunjalo, enye yeemeko zokurhweba kwezemali zangaphandle yinkimbinkimbi yokuthengiselana. Umtyalo-mali kufuneka alindele amathuba okwenza i- arbitrage , abe nolwazi ngokukhethiweyo lwemali kunye nexesha elizayo, kwaye ube ne-calculator evumela ubuncinane ubuncinane beempawu ezili-10 ngenxa yezibalo ezibandakanyeka kwiimali zorhwebo.
Lo akusikho utyalo-mkhulu wakho.
Yintoni i-ETF yeMali?
Faka ii-ETF zemali. Intsebenzo elula evumela iphothifoliyo yakho ukuba yenzeke ukuba uyifune kwiimali zangaphandle ngaphandle kobunzima bonke. Iimali ze-ETF zifana notyalo-mali olupakishwe ngaphambili olulandelayo lwemali ethile, efana ne- ETF eqhelekileyo ekulandelelanayo .
I-ETF yemali yenzelwe ukulandela imali ekhethekileyo okanye ngamanye amaxesha ibhaskiti yee currenti, evumela utyalo-mali ukuba afumane imali engaphezulu kwamanye amazwe.
Yintoni kwi -ETF yeMali?
Ukuba ubheka phantsi kwe-hood ye-ETF yemali uza kufumana enye yezinto ezimbini. Ingaba kukho uluhlu lweemvumelwano zexesha elizayo ezijoliswe ekukhuliseni ixabiso lemali ethile okanye ngezinye iimeko i-exchange exchange trade fund iqulethe imali ekhoyo yokufunyanwa kwemali.
Ngayiphi indlela, i-ETF yemali ihlanganiswe kunye nenjongo yokukhupha ixabiso kunye nokusebenza kwemali ethile yangaphandle, ngaphandle kokuzama ukuyikhupha.
Kutheni Uthenga Imali Ye-ETF?
Ingaba uphando lwakho lubonisa ukuba iYen izakukhupha idoli yase-US? Ukuqwalasela ukuthenga i-ETF elandelela i-Yen njenge-CurrencyShares yaseJapan ye-ETF (i-FXY). Kungaba yindlela elula yokuphumeza isicwangciso sakho sokutyala esikufunayo ngaphandle kokulahlekelwa kweemali kunye nokubala.
Okanye mhlawumbi ucinga ukuba i-dollar yase-US ihlaselwe ukuwa kweentlupheko kuthelekiswa nezinye iindleko zemali zangaphandle. Ukuthenga i- ETF yemali engafaniyo efana ne-PowerShares DB US Dollar I-ETF (UDN) iya kukunika ithuba lokunciphisa.
Kutheni Kuthengisa i-ETF yeMali?
Xa unamashishini okutyalo-mali kwiimarike zangaphandle, kufuneka uqwalaselwe ukukhusela umgca we-portfolio. Isiganeko esilula kumhlaba wonke nje ngokuba ukubulala okanye ukulwa neziyobisi kunokuchaphazela kakhulu inzuzo yakho kunye nelahleko. Ukuthengisa i-ETF elandelelanisa imali yendawo yeso sinye isicwangciso senzo.
Kukho ezinye ezininzi izizathu zokuthengisa i-ETF yemali kwakhona, ekubeni ezininzi izinto zingaba nemiphumo emibi kwimali yelizwe. Ukufutshane kufumaneka indlela yokukhusela lwakho utyalo-mali malunga neengozi zemarike zemali. Iingozi ezibandakanya utshintsho kwizinga lentengo, impembelelo yezopolitiko, ukulahleka kwezorhwebo, okanye nokuba utshintsho kwixabiso elithengiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiii.
Ndingayifaka njani i-ETF kwi-My Portfolio?
Ukuba ulungele ukuqala nge-ETFs zemali zangaphandle , ndincoma ukuba ulandele ezinye ze-ETF kunye ne- ETN ngaphambi kokuba ungene. Kukho ii-ETF zemali ze-dollar yase-US, i-Yen, iYurophu ne-British Pound nje ezimbalwa, kodwa khumbula ukuba kukho ii-ETF nezinye iirhafu.
Nantsi uluhlu oluhle lwee-ETF zeMali zokukhetha.
Iimali ze-ETF zineenzuzo ezininzi , ngakumbi xa kuziwa kwiirhafu , ngoko ndikucebisa ukuba ubuncinane uphonononge le nkqubo entsha ye- ETF . Kwaye xa ukhululekile, unako ukuhlolisisa i-ETF eziphambili iindlela zokutyalo-mali ezifana nezikhetho , nangona kunjalo njengoko ndingathi kumnye umtyalomali, qaphela ingozi . Akukho utsalo-mali lugqibeleleyo, kodwa iimali ze-ETF zingasondela. Kodwa nceda qinisekisa ukuba uphando ngokucokisekileyo le ngxowa-mali yokuthengiselana okanye nayiphi na impahla yezimali ngaphambi kokuba wenze nayiphi na imisebenzi (ixesha elide okanye elifutshane). Ukuqhuba ngokunyamekela kwakho, jonga ukuba le mali iyenzeka njani kwiimeko zeemarike ezahlukileyo, jonga phantsi kwebhodi uze ubone oko kusemali. Yaye ukuba unemibuzo okanye ixhalaba, qiniseka ukuba udibana nomthengisi-mthengisi, umcebisi wezezimali okanye omnye uchwepheshe wezezimali.