Izizathu zokuba Abanikazi basekhaya bathengisa

Ngaba ufuna Isizathu Sokuthengisa Ngekhaya Lakho?

Abanini basekhaya baseMelika bathengisa kwaye bahamba, ngokuqhelekileyo, iminyaka emihlanu ukuya kweyisixhenxe. Kutheni abanikazi bezindlu behamba? Abantu abaye bahlala kwikhaya elifanayo kwiminyaka engama-30 edlulileyo banokuba nzima ukuqonda le ngxaki. Batshitshiswa kukuba abantu bahamba ngokukhawuleza, kodwa ndiyazi into eyodwa into yokuba: Imini yabo yokuthengisa nokuhamba iya kuza.

Nazi izizathu eziphambili zokuba abantu bathengise baze bahambe:

• 1) Ikhaya lincinci kakhulu. Abathengi basekhaya bokuqala bexesha eliqhelekileyo bahlala bekhupha amakhaya abo "okuqala". Ukwandiswa kobukhulu bentsapho yiyona nto ebangela ukuba abanikazi bezindlu bathi bafuna ikhaya elikhulu.
  

• 2) Ukuphucula. Ingca iyahluma ngaphesheya. Abantu bahlala befuna into abangenayo kwaye balangazelela indlu enkulu, ebiza kakhulu nangaphezulu, ephakamileyo. Yindlela yaseMerika.
  
• 3) Hlaziya impazamo yokuthenga . Abanikazi bangakholelwa ukuba benza iphutha xa bethenga ikhaya labo langoku kwaye bafuna ukulungisa loo mpazamo. Mhlawumbi bacinga ukuba bangafumana ngaphandle kwendawo yangasemva kodwa balangazelela kwintsimi, okanye igumbi lokudlela phakathi kwendlu libacaphukisa, okanye abasayi kuphinda bexhamle ngezantsi kweeplani ezijikelezayo zijikeleze ngaphantsi kweeyintshi zobuso babo.
  
• 4) Utshintsho lomsebenzi. Ukufuduswa kubangela ukuba kubalulekile ukuba abaninzi banyuse iingcambu baze bahambe. Ukuba umgama ohambayo ungaphezu kweyure, abaninzi abantu bangathanda ukungachithi iiyure ezimbini kwimizila yonke imihla.
  
• 5) Ubuhlobo bomntu. Ukungena kunye nomlingane okanye ukutshata kunokuthi enye yeqela kufuneka idayise, ingakumbi ukuba imizi emibini inamakhaya ngaphambi kokuzinikela. Ngakolunye uhlangothi, ukuphuka kubangela ukuba abanikazi bathengise kunye nezizathu ezintathu ezibalulekileyo:
  1. Elinye iqela lingadinga ukuthenga enye kwaye lingenayo imali ekhoyo.
  2. Ikhaya alinakukwazi ukuhlawulela ukugcina imali yomntu omnye.
  3. Ikhaya linezikhumbuzo ezimbi, ukwenza ukuqala ngokutsha kuyinqweneleka.
     

• 6) Abamelwane batshintsha. Ummelwane unokuthi utshintshe ngakumbi, kuqoqosho, kwintlalo okanye ngokwenyama. Ngokomzekelo, mhlawumbi indlela yokuhamba ngeendlela yayakhiwa kufuphi. Mhlawumbi abamelwane abasemnyango bafumana iindwendwe ezifika zifake ii-pajamas ezimitha nge-2 AM. Okanye baye bafakela iifestile kwiifestile zabo ngelixa i-smell-like like a flame.
  

• 7) Akukho mveliso. Izingane ziye zakhula zaza zaphuma. Abanikazi bafuna ikhaya elincinci. Umdala owufumanayo, kunzima ukugcina indlu enkulu ihlambulukile. Ukunciphisa ikhaya kuyathandwa kakhulu phakathi kwabathathe umhlalaphantsi.
  
• 8) Jonga uluntu rhoqo. Abanye abantu bafuna ukuba basondele kwiintsapho zabo njengoko bekhula kwaye baya kusondela ukuba babe kufuphi nezihlobo. Abazali bafuna ukuba kufuphi nabantwana. Ootatomkhulu, kufuphi nabantwana babo nabazukulwana.
  
• 9) Jonga iintsapho rhoqo. Ukubeka umgama omkhulu phakathi kwabanikazi basekhaya kunye nezihlobo. Abanye banokuphuma ngaphandle kwimeko ukuze bahlale behlala phakathi kweentsapho. Iintsapho ezingasebenzi kwaye zinyanzelisiwe ziye zaziwa ukuba ziqhekeke ngokwahlukana.
  
• 10) Umhlalaphantsi. Abantu abakhulileyo abakhulayo banomtsalane abaninzi abathengi abangaphezu kweminyaka engama-55. Ezi ndawo zicwangcisiweyo zineenkalo zegalufa, izindlu zeeklabhu, izakhiwo zokuqhuba umsebenzi, ukuhlanganisana kweeveki zokugqibela, amaqela e-barbecue e-back yard kunye nokunye, okulungiselelwe abantu abangaphezulu kwama-55.
  
• 11) iingxaki zempilo. Izifo zomzimba ezifana neendolo okanye iingxaki zangemuva zenza kube nzima ukuba abantu abadala bekhulile ukunyuka izitebhisi kwiibali ezimbini, ngoko ikhaya elilodwa elinamabakala linokuba luncedo. Isisombululo sokurhweba abantu abaninzi asebekhulile abangafunanga ukunakekelwa kwexesha elizeleyo kukuthenga i-condo okanye ukunyuka ekuncediseni izindlu zokuhlala.
  

• 12) Ukugcinwa okucetywayo. Abanye abantu abafuni ukubeka uphahla olutsha, bathathe indawo yecala okanye bathenge isithando esitsha, ngoko kulula ukuthenga ikhaya elitsha. Xa ubona ubuninzi beenkqubo ezininzi zasekhaya malunga neminyaka eyi-15, kuya kunengqiqo ukuphuma ngaphambi kokuba yonke into ihambe i-haywire.
  
• 13) Ukuphuculwa komgangatho ekhaya. Icandelo elincinci lizonwaba ukulungiswa nokuthengisa , ukuchitha ixesha, imali kunye nokuzama ukulungiswa, kwaye xa umsebenzi sele ugqityiwe, aba bantu banokuphumla kuba akukho nto esele yenziwe. Abanye benu banokuthiwa ngaba bantu baxakeke, kodwa kwabanye, yindlela yokugcina ukulinganisela ngexesha lokulungisa umdlalo.
  
• 14) Inkcitho ngokulinganayo. Abanye abanikazi basekhaya abakwazi ukuma i nyaniso yabo ikhaya lifanele yonke loo mali kuba loo mali ayikho ekhukhwini. Aba bantu banqwenela ukujonga kwi-passbook yabo yokugcina imali ngaphandle kokugqala kwiindonga ezine ezineepokotshi ezingenanto. Ba. Kanye. Ufuna. I. Imali.
  

• 15) Indlela yokuphila iguquka. Abanye bakhathele ukuba babe nekhaya kwaye banokukhetha ukuhamba, baphishekele ukuzilibazisa okanye bangaxanduva. Sasidla ukubiza aba bantu ngokungahambi kakuhle okanye i-boomers, kodwa abaninzi abadlulileyo kwiminyaka ethile bafuna ukufumana ukubiza okunentsingiselo kubo. Ngoko ke, kuba bantu, ubunikazi bekhaya bulahlekelwa yinto ebalulekileyo kwaye buphendukela kwikitikiti yokuzalisa amaphupha.

• 16) Ukufa kwiNtsapho. Ngezihlandlo zeemarike ezithengisa umhlaba, ndibe nesicandelo sam ishishini lam elenziwe ngolu hlobo lokuthengisa okanye ukuthemba. Kuqhelekile ukuba abanini bezindlu badlulisele isihloko kwisakhiwo kwi-trust, umzekelo, ukuphepha ukulandelwa kweenkqubo. Oku kuvumela i-trustee elandelwayo ukuba athengise loo propati ngaphandle kwemvume yenkundla.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.