Ngaba uMthengisi wafa endlwini?

Ukuthenga ikhaya emva kokuba abathengisi bafe kwiNdlu

Ukuba awuzange ucinge ukuba umthengisi uswelekile endlwini, uya kuthi ngoku. Kungenxa yokuba xa uqala ukuthenga ikhaya , umbuzo omncinci engqondweni yakho kukuba umthengisi wasweleka endlwini. Unokucinga ngakumbi malunga nokuba ifenitshala yakho iya kufumana kwaye ingaba unako ukuhlawula imali yentlawulo yempahla , kunokuba ngaba umntu owake wafa endlwini. Kodwa kwabanye abathengi basekhaya , ukufa kwindlu kungenakungenakwenzeka.

Ngaba Ungathenga indlu xa abathengisi befa ngaphakathi?

Abaninzi abathengi basekhaya baya kuthetha ukuba kuxhomekeke kwindlela umthengisi efela ngayo endlwini. Ezinye iintlobo zokufa zithwala imiyalezo enamandla kwaye ziyingozi ngakumbi, kunokuba zithi, umthengisi osebekhulile owanqabile ukufa.

Abathengi baseMaspala kufuneka baqonde ukuba ekuqaleni kwe-1900, abantu abaninzi bazalwa ekhaya baze bafa ekhaya.

Kungenzeka ukuba ukufa kwakwenzeke endlwini kule minyaka. Ngaba kubalulekile ukuba kwenzeka ntoni kwiminyaka engama-150 edlulileyo okanye ngaba ukufa nje kutshanje kukukhathaza? Unokuqiniseka ukuba imizi emininzi engama-400 ubudala eFransi, umzekelo, yayingagcinwa phantsi kwelinye iqela kwi-Revolution yesiFrentshi kunye nabahlali bayo babulawa.

Mhlawumbi ayikhathazi isiFrentshi. Kodwa abantu baseMelika baziva bexhala malunga nemiba enjalo.

Cinga indlela esi sibini esisingatha ngayo imeko xa saziswa ukuba umthengisi wasweleka endlwini. Masibabize uRosie noRobert. URobert wabuza ukuba kufe ukufa kwindlu ababeyithengayo. I -ejenti yomthengi yakhe yamqinisekisa ukuba amaninzi amanqaku agqityiweyo aya kuqaphela kwi-arhente imibono yoluhlu lwe- MLS ukuba umthengisi waswelekile kwaye, ekubeni kwakungekho ncitshulwa, kwakungenakwenzeka.

Kodwa xa i-ejenti yomthengi ifumene ukuchazwa, ngokuqinisekileyo, iqulethe ukuchazwa ukuba umyeni wentengiso yomyeni oneminyaka engama-35 ubudala wasweleka kwigumbi eliphezulu lokulala emva kwemfazwe ende nomdlavuza wengqondo. Abathengi babethengiswa. Ukufa endlwini kwenza umehluko kuRobert.

Igosa lakhe lilinikezele ukukhansela isivumelwano kodwa okokuqala yachaza ukuba nayiphi na indlu uRosie noRobert bangayithenga bayakwazi ukuthwala i-stigma yokufa. Emva koko, ngubani ohlala kwindawo emininzi edluleyo? Ngaphambi kokuba kwakhiwe amakhaya? Abantu baseMerika abahlala ezweni. Ngubani owaziyo ukulala phantsi kweentlobo zokungcola. Akukho mntu. URosie noRobert bathetha ekubeni kwakungeyona indawo yokubulala abantu, bayeza kuthenga indlu.

Ngaba ukuLawulwa kweeNgcaciso zichaze ukuba abaThengisi bafa endlwini?

Akubona onke amazwe afuna ukuchazwa kweentengiso ezifanayo.

Ngokomzekelo, kwiColorado, akukho arhente okanye abathengisi bakhe kufuneka baxelele ukuba umntu wafa endlwini. Kodwa eCalifornia, ukuba ukufa kwenzeka kwiminyaka emithathu edlulileyo, kuthathwa njengezinto eziphathekayo kwaye kufuneka zivezwe.

Xa umthengisi waseSigramento wachaza igosa lakhe ukuba indoda yakhe yafa eminyakeni emihlanu eyadlulayo ekhaya elele embhedeni, igosa licebisa ukuba nangona ukufa kwenzeka ngaphandle kwefestile leminyaka emithathu, bekuseyona nto ingcono ukuxelela abathengi.

Abathengisi kufuneka basebenzise ingqiqo. Ukuba kuyinyaniso yokuba ufuna ukungazi xa uthengela ikhaya , ngoko kufuneka utyhile.

Ezinye iiklasi zikhuselwe, nangona kunjalo, njengabathengisi abafa ngoGawulayo eCalifornia, abathengisi kufuneka baxelele ukufa ukuba kwenzeka ntoni kwiminyaka emithathu, kodwa imbangela yokufa, ukuba ngenxa ye-AIDS, iyimfihlo.

Ngakolunye uhlangothi, kuthekani ngokuzibulala? Ndandithengisa ikhaya apho umama wathengisi wasweleka ngokuzibulala ngokuxhatshazwa. Siyichaza njengento yokuzibulala. Kuzwakala kungcono kunegama lokuzibulala.

Fumana i-agent ye-real estate ukucela okanye uhlolisise negqwetha le-real estate ukuchonga imithetho elawulwa kwimeko yakho.


Ukufa KweNdlu Kuchaphazela njani Intengo?

Thatha indlu kaJonBenet Ramsey eBoulder, Colorado. Le nto yayiyikhaya elidumileyo apho imodeli ye-blonde eneminyaka engama-6 ubudala, enezithombe ezityhulwa kuwo onke amaphephandaba ngo-1996, idibeneyo kwaye ikhutshwe; umzimba wakhe washiya ulala engasaphiliyo kwisakhiwo esingaphantsi kweeyure.

Kwakuqala ukufunyanwa malunga nonyaka kamva liqela labatyali-mali ama-650,000,000. Kodwa kuthengiswa ngokukhawuleza emva koko kwintombi ye-TV-umshumayeli uRobert Schuller ngaphezu kwesigidi seerandi. Abathengi bokuqala batshintshe nenani ledilesi yendlu. Nangona kunjalo, elo qhinga alincedi isethi yesibini yabathengi. Ekugqibeleni bagoduka ekhaya ngenxa yeendlela eziqhubekayo ezibangelwa ngabakhenkethi kunye nabarhwebi bebhenqa.

Omnye ikhaya elincinciweyo, eliseKrithtis Park, eSigramento, ludakile kwiimarike emva kweenyanga emva kokuba indoda ikhankanywe emnyango wangemuva ize ibetha ngokukrakra umfazi oneminyaka engama-82 ubudala. Watshintsha indawo kwaye wamshiya loo ntokazi engenazo ngaphakathi endlwini. Abathengi basekhaya babengenakhathazeka ukuba indawo yokuhlala, eyayixhaswa kwidireji yomzila wesitimela eshiyiweyo, yayingakhuselekanga. Nangona umthengisi wasinda ekuhlaselweni, wayengafuni ukuhlala apho. Kwakungekho nabani na. Ekugqibeleni kuthengiswa ngamawaka angaphantsi kwexabiso lemarike.

Uninzi lwabantu, ndicinga, ndixhala malunga nokuba ukufa kwasemzimbeni kwenzeka njani. Ukuba indawo yekhaya ngandlela-thile ikhuthaze iifologi ukuba iphule kuyo, yinto enye. Kungenzeka kwakhona. Kodwa kuthekani malunga nekhaya apho indoda eyayixhoma khona kwikhetele? Mhlawumbi akunakuze kwenzeke kwakhona.

Ukuba ucinga ngokuthengisa indlu apho abantu bafa khona, unokucinga ukuba utshintsha idilesi. Izixeko ezininzi zibonelela ngeefowuni izicelo zokwenza isicelo sokutshintshwa kwenombolo yendlu.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.