- Abatshatileyo ngoku
- Abafelokazi abafelokazi
- Abatshatileyo
Ngaphambi kokufaka isicelo sokufumana izibonelelo zomtshato, kufuneka uqonde indlela inzuzo yakho yomlingane inokuchaphazeleka ngayo xa uthatha inzuzo yeNtlalo yoLuntu ngokukhawuleza, kwaye kwenzekani ekufeni komlingane.
Ngubani ovumelekile ukuba azuze umtshato
Abatshatileyo kunye nabatshatileyo (ukuba utshatile iminyaka engaphezu kwe-10 kwaye akazange utshate ngaphambi kokuba uneminyaka engama-60) bobabini banelungelo lokufumana umtshato.
Kufuneka uneminyaka engama-62 ukufakela okanye ufumane inzuzo yomtshato. Awunelungelo lokufumana inzuzo yoqabane ngaphambi kokuba iqabane lakho lifake iifayile ngokwabo inzuzo yokuqala. Imithetho eyahlukileyo ifake isicelo kubantu abatshatileyo . Unokufumana isibonelelo somtshato esekelwe kwirekhodi lomlingane wangaphambili, nangona u-ex wakho engakabonakali ngeenzuzo zakhe, kodwa wakho umdala kufuneka abe neminyaka engama-62 okanye ngaphezulu.
Qaphela: Ukufumana inzuzo yomtshato akunciphisi okanye isitshintshe isixa sakho somlingane ohlala naye, umlingane naye, okanye umlingane ohlala naye nowengumlingane.
Unokufumana phi
Njengomlingane, unokuthi uncedo lweNtlalo-ntle ngokuxhomekeke kwingxelo yakho yokufumana imali, okanye unokuqokelela inzuzo yomtshato oza kukunika ipesenti ye-50 yexabiso lomlingani wakho woLuntu loKhuseleko loLuntu njengoko kubalwa kwixesha elipheleleyo lomhlalaphantsi (FRA) .
Hlola i-website yoKhuselo loLuntu ukufumana ukuba yiyiphi i-FRA yakho, njengoko kuxhomekeke kunyaka wakho wokuzalwa. Ukuba ufaka phambi kokuba ufike kwi-FRA yakho, inzuzo yakho yomtshato iya kuncitshiswa ngenxa yokuba ufaka kuqala.
Ulungele ngokuzenzekelayo ukuba ufumane inzuzo ngokusekelwe kwimali yakho yokufumana okanye inzuzo yomtshato ngokusekelwe kumlingane womlingane wakho okanye umlingane wangaphambili. Ukhuseleko lweNtlalo lubala kwaye luhlawule imali ephezulu.
Ukuba uzalwe ngomhla okanye ngaphambi koJanuwari 1, 1954, emva kokuba ufike kwi-FRA, unokukhetha ukufumana kuphela inzuzo yomtshato ngokufaka isicelo esipheleleyo.
Ngokwenza oku ukulibazisa ukufumana izibonelelo zakho zomhlalaphantsi ngokusekelwe kwirekodi yakho yokufumana umvuzo kude kube ngumhla ozayo. Ngokomzekelo, xa uneminyaka engama-70 ungatshintsha ukusuka ekufumaneni inzuzo yomtshato ekufumaneni imali yakho eyinzuzo.
Ngenxa yemithetho emitsha yoKhuseleko lweNtlalo eyaqala ukusebenza ngomhla kaNovemba wesi-2, 2015, ukuba uzalwe ngomhla okanye emva kukaJan. 2, 1954, awuyi kuba nako ukukhawulela isicelo sakho kwaye ufumane kuphela inzuzo yomtshato. Kuba nabani na ozalwa ngomhla ka-Jan. 2, 1954, xa ufakela uya kuthathwa ngokuzenzekelayo ukuba uyifake zonke izibonelelo onokuzifumana kuzo.
Ukuthatha umhlala-phantsi kwangaphambili kuthinta njani iingenelo
Ukuba uqokelela uncedo lomtshato kwaye uqala ukuqokelela le ntlawulo ngaphambi kokuba ufike kwi-FRA, inzuzo yakho iya kuncitshiswa ngokusisigxina. Ukuba uqokelela nayiphi na inzuzo phambi kwe-FRA yakho, kwaye uqhubeka usebenza kwaye ufumene imali engenayo, unokuhlawulwa ezinye zeentlawulo zeNtlalo . Emva kokuba ufike kwi-FRA ungaqokelela ukhuseleko lwezeNtlalo kwaye ufumane nayiphi na imali ekusebenzeni ngaphandle kokuthotywa naluphi na ukunciphisa inzuzo okanye isohlwayo.
Ukuba iqabane lakho lithatha i-Social Security ekuqaleni, kwaye uthabatha inzuzo yokuqala yomtshato, uya kunciphisa kakhulu inzuzo enokuhlawulwa ngexesha lokuphila kwakho kwaye uya kunciphisa unomphela inzuzo enoba ngubani ovumelekileyo.
Izibini ezitshatileyo zingafumana ezininzi iintlawulo zeNtlalo ngokukhusela indlela kwaye kufuneka baqale njani ukuqokelela iintlawulo. Unako ukuqhuba le manani ngokwakho ukuze ubone indlela isebenza ngayo ngokusebenzisa i- calculator ye-Social Security calculator .
Ukuba Uba ngumhlolokazi okanye Umhlolokazi
Ukuba uba ngumhlolokazi okanye umhlolokazi, unokuqokelela inzuzo yomntu osindayo kwiminyaka yobudala engama-60. Abafelokazi nabahlolokazi banokuthi banqande isicelo sabo ukuba bafake i-benefit yabo okanye umhlolokazi / umhlolokazi, kwaye emva koko batshintshele kwezinye iirhafu . Unokwenza oku ukuba isixa sakho sokuxhamla kwi-70 ubudala siya kuba sikhulu kunokuba umhlolokazi wakho uyazuza. Unokumangalela ukuba umhlolokazi unenzuzo iminyaka emininzi, kwaye emva kwe-70 ukutshintshela inzuzo yakho.
Xa wena kunye neqabane lakho nifumana iintlawulo zeNtlalo , emva kokufa kweqabane lakho, uya kuqhubeka ufumana inzuzo yakho, okanye iqabane lakho, kodwa kungabikho bobabini.
Ukongezelela, iqabane elisindalayo elihlala kwindlu enye iyafaneleka ukufumana intlawulo ye-time-sum sum sum of $ 255 emva kokufa komlingane.
Xa izibini ezitshatileyo zikhetha ukwandisa inzuzo engumlingani ophezulu ngokufumana loo mntu ukulibaziseka ukuqokelela ukufikelela kwi-70 yobudala, isebenza ngendlela enamandla yomshuwalense wobomi. Kwiimeko ezininzi, kunika i-$ 50,000 ukuya kwii-250,000 ze-inshorensi yobomi bomshuwalense.
Ngokubanzi, iibini ezitshatileyo, ngokukodwa, zinokuphucula iintlawulo zabo zeNtlalo ngokubambisana kunye nokwenza izigqibo ezikhupha izibonelelo zabo zomtshato. Izibini ezininzi zibheka le qhinga kwaye ziphelisa ukufumana imali engaphantsi kwexesha lokuphila.