Ngaba kufuneka ufake isicelo se-Medicare ukuba usasebenza kwi-65?
Izikhokelo ezingezantsi ziya kukunceda ukuba ufumene nini kwaye ungayifaka njani i-Medicare kungakhathaliseki ukuba imeko yakho ingaba yintoni.
Xa Ufanele Usebenzise I-Medicare?
Umgaqo osisiseko kukufaka isicelo kwi-Medicare xa uvula iminyaka engama-65.
Kukho ixesha lokubhalisa elivulekileyo eliqala iinyanga ezintathu ngaphambi kokuba inyanga ufikelela kwiminyaka yobudala engama-65 kwaye iqhubeka neenyanga ezintathu ezithe zadlulayo ngenyanga (i-window yeenyanga eziyisixhenxe). I-Medicare inokumisela izigwebo ezinzulu xa usebenzisa isicelo sexesha elide. Eyona nto ibalulekileyo ukuba uqinisekise ukuba ubhalisa xa kufuneka! Nantsi indlela ukubhalisa kusebenza ngayo kuxhomekeke ekubeni sele usayifumana i-Social Security okanye ayikho.
Ukuba sele ufumene inzuzo yeNtlalo yeNtlalo
Ukuba usufumene inzuzo yeNtlalo yeNhlalakahle okanye iinzuzo ezivela kwinkqubo yoKhuseleko lomThutho, ngoko uza kubhaliswa ngokuzenzekelayo kwi- Medicare (zombini inxenye A kunye nxalenye B) ukuqala ngosuku lokuqala lwenyanga uneminyaka engama-65. Ikhadi lakho leMedare liya thunyelwa kuwe malunga neenyanga ezintathu ngaphambi kokuzalwa kwakho kweminyaka engama-65. Yithunyelwa kwidilesi ekurekhodiweyo ngoKhuseleko loLuntu.
Uza kufumana ngokuzenzekelayo iphakheji equlethe ulwazi olubalulekileyo malunga nezigqibo omele uzenze.
Ngokomzekelo, nangona uvumelekile, akudingeki ubhalise kwiCandelo B, efuna ukuba uhlawule i-premium yenyanga. Kufuneka uthathe ixesha lokufunda nge-Medicare Part B ukuchonga ukuba kufuneka ubhalise; Ukuba ungasayineli ekuqaleni oko kunokubiza ukuba ungene ngemvume kamva.
Kufuneka uhlolisise neNcwadana yokuBhaliswa kweMedareriya eneenkcukacha ezicacileyo, ezichanekileyo malunga ne-Medicare Part A kunye neB, kwaye unokukunceda wenze isigqibo malunga nokuba kufuneka uhlale ubhalise kwi-Medicare Part B.
Ukuba awukafumani inzuzo yeNtlalo yeNtlalo
Ukuba awukafumani inzuzo yeNtlalo yeNhlalakahle okanye iinzuzo ezivela kwiNkqubo yoLondolozo lweMiholide, uvumelekile ukuba ubhalisele kwi-Medicare inyanga ezintathu phambi kwenyanga uvula iminyaka engama-65, kodwa ukubhaliswa kwakho ngeke kwenzeke ngokuzenzekelayo. Kumele ubize okanye usebenzise i-intanethi - iinkcukacha ngezantsi. Kungenzuzo yakho ukubhalisela kwi-Medicare Part A ngokukhawuleza xa ufanelekile, nokuba ngaba unako ukufumana ingxelo ngeqhinga lezempilo.
Nangona uvumelekile, akudingeki ubhalise kwiCandelo B, okufuna ukuba ukhokhe i-premium yenyanga. Kufuneka uthathe ixesha lokufunda nge-Medicare Part B ukuchonga ukuba kufuneka ubhalise; Ukuba ungasayineli ekuqaleni oko kunokubiza ukuba ungene ngemvume kamva. Iinqhagamshelo kwicandelo elingezantsi ziqulethe ulwazi olunokukunceda wenze esi sigqibo.
Indlela yokufaka isicelo seMedare
Unokufaka isicelo kwi-intanethi okanye ubhalise ngokubiza i-Social Security kwi-1-800-772-1213. Ukuba usasebenza kwi-65, funda ukufumana ukuba isebenza njani.
Ukuba usasebenza, uneminyaka yobudala engama-65 okanye ngaphezulu, kwaye ugqitywe yi-inshurensi yezempilo yeqela
Uninzi lwezicwangciso zezempilo zifuna ukuba ubhalisele kwi-Medicare eneminyaka engama-65 ubudala. Ukuba awuqinisekanga, jonga iinkonzo zakho zesebe.
Iqhinga lakho lempilo leqhinga lihlala lisekondari kweli nqanaba, kunye ne-Medicare ukuhlawula kuqala, ngoko iqela lakho liceba ukuhlawula isibini. Xa uneminyaka engama-65, ngaphandle kokuba iinscedo zakho isebe ikuxelela ngenye indlela, kufuneka ufake isicelo se-Medicare Part A nokuba usasebenza. Ukuba awuzange ufake isicelo se-Medicare okwangoku, yenza njalo ngokukhawuleza.
Kwabo abangabhalanga kwi-65, i-Medicare inexesha lokubhalisa elivulekileyo unyaka ngamnye ukususela ngoJanuwari 1 ukuya ku-Matshi 31. Ukuba ufaka isicelo se-Medicare ngeli xesha, iinzuzo zakho ziqala ukusebenza ngoJulayi 1.
Xa useneminyaka engaphezu kwama-65, kukho ixesha elibhaliweyo lokuBhalisa elibonelelwe ukuvumela ukuba ungeze i-Medicare Part B ngeli xesha ixesha lakho elifanelekileyo lecebo lezempilo eliphantsi okanye lihamba. Le meko iyakwenzeka xa ugqiba umsebenzi emva kokufikelela kwiminyaka engama-65.
Ukuba unayo i-Medicare Part A, kwaye ngoku kufuneka uqale iNxalenye B
Nge-65 usenokuba ubhalisele iNgxenye A, kodwa kungeyiyonxalenye B. Oku kwenzeka rhoqo kunomntu osebenzayo kwaye unokufikelela kwisicwangciso sezempilo seqela. Emva kokuba uthathe umhlalaphantsi, uzakufuna ukongeza iNgxenye B kwisithuba seenyanga ezisibhozo zokuqala kokuphela kwengqesho yakho okanye ekupheleni kwenkxaso yezempilo yeqela lakho. Olu khetho lokubhalisa luwela phantsi kweeNyanga zokuBhalisa eziKhethekileyo.