Umkhokeli omtsha wezoTyalo-mali kwiintlobo ze-Real Estate Investments
Njengoko ufumanisa ezi ntlobo ezahlukeneyo zotyalo-mali kwaye ufunde kabanzi malunga nabo, akuqhelekanga ukubona umntu ekwakheni i-fortune ngokufunda ukuzimisela kwi-niche ethile.
Ukuba ugqiba le yindawo apho ufuna ukunikela ixesha elibalulekileyo, imizamo, kunye nezibonelelo ekufuneni kwakho ukuzimela kwemali kunye nemali engenayo , ndingathanda ukuhamba ngezinye iintlobo ezahlukeneyo zokutyalwa kwezindlu ukuze ufumane indawo ebanzi yelizwe.
Ngaphambi kokuba Sithethe Ngezindlu Zentengiso
Ngaphambi kokuba sifike kwiintlobo ezahlukeneyo zotyalo-mali eziza kuhlala zikhona kuwe, ndifuna ukuthatha isikhashana ukuchaza ukuba kufuneka ungalokothi uthenge utyalo-mali oluthe ngqo kwigama lakho. Kukho izizathu ezininzi, ezinye zijongene nokukhuselwa kwempahla. Ukuba kukho into engaphumelekanga kwaye ufumene ubhekene nento engacatshulwayo njengendawo yokugweba inkohlakalo engaphezu kwe-inshorensi yakho, wena kunye nabacebisi bakho kufuneka babe namandla okubeka i-entity ephethe i-real estate kwi-bankruptcy, ngoko unokufumana ithuba lokuhamba ukulwa olunye usuku.
Isixhobo esikhulu ekulungiseni imicimbi yakho ngokuchanekileyo kubandakanya ukukhethwa kombutho wezomthetho. Phantse bonke abatyali-mali abanomhlaba abanomhlaba basebenzise isakhiwo esisemthethweni esaziwayo njenge- Limited Liability Company , okanye i-LLC emfutshane, okanye i- Limited Partnership , okanye i-LP efutshane. Kufuneka ukhulume ngokungathinteli kunye nommeli wakho kunye nomgcini-zimali malunga nokwenza okufanayo.
Ingakugcina ubunzima obungabonakaliyo bezemali phantsi kwendlela. Ithemba elifanelekileyo, icebo elibi kakhulu.
Ezi zakhiwo zomthetho ezizodwa zingasetyenziselwa iidola ezimbalwa kuphela, okanye xa usebenzisa igqwetha elihloniphekileyo kwisixeko esinobukhulu, iiligidi ezimbalwa zeedola. Iimfuno zokufakela iphepha ayizixakeki, kwaye ungasebenzisa i-LLC eyahlukileyo kwi-propati-mali nganye. Le nqubo ibizwa ngokuba "ukuhlukana kweefa" kuba, kwakhona, kukunceda ukukhusela wena kunye nokubamba kwakho. Ukuba enye yeepropati zakho ingena enkingeni, unokukwazi ukuyibeka kwi-bankruptcy ngaphandle kokulimaza abanye (ngokungakhathaliseki ukuba ungayisayina isivumelwano esichasene nxamnye nelo, njengephepha le-promissory elidityaniswe iimfanelo zakho).
Ngaphandle kwendlela, makhe singene entliziyweni yale nqaku kwaye sigxininise kwiintlobo ezahlukeneyo zendawo yokuhlala.
Ukususela kwiIndlu zeZakhiwo kwiiNyunithi zoLondolozo, Unokufumana Uhlobo lweProjekthi yeZindlu eziBhenela kwiBantu bakho kunye neZibonelelo
Ukuba unenjongo yokuphuhlisa, ukufumana, okanye ukuhlala, okanye ukutshintshela impahla, ungakuqonda ngokucacileyo izinto eziza kujongana nazo ngokuhlula i-real estate kwiindidi eziliqela.
- Utyalo-mali lwezindlu zokuhlala zakhiwo zizakhiwo ezifana nezindlu, izakhiwo zendlu, izindlu zedolophu, kunye neendwendwe apho abantu okanye intsapho bakhokhela khona ukuba uhlale kwipropati. Ubude babo bahlala kusekelwe kwisivumelwano sokuqasha, okanye isivumelwano abasayine kunye nawe, esibizwa ngokuba yisivumelwano sokuqeshisa. Iinqeshiso ezininzi zokuhlala zisezinyangeni ezilishumi elinambini e-United States.
- Utyalo-mali lwezentengiso zorhwebo luquka ngokubanzi izinto ezifana nezakhiwo zeofisi kunye nabakhi bezakhiwo. Ukuba ubuza kuthatha imali yakho kunye nokwakha isakhiwo esincinci ngamaofisi ahlukeneyo, ungawaqeshisela amaqumrhu kunye nabanikazi bamashishini amancinci , abaza kukuhlawula irente ukuze usebenzise ipropati. Akuqhelekanga kwi-real estate yokuthengisa ukubandakanya ukuqeshiswa kweminyaka emininzi. Oku kunokukhokelela ekuzinzeni okukhulu ukuhamba kwemali, kwaye ukukhusela umnini xa ixabiso lokuqashisa lihla, kodwa ukuba imarike iyatshisa kunye neendleko zokuqashisa zikhuphuke kakhulu kwixesha elifutshane, akunakwenzeka ukuba uthathe inxaxheba njengoko isakhiwo seofisi zivalelwe kwizivumelwano ezindala.
- Utyalo-mali lwezakhiwo zengxowankulu zingabandakanya zonke izinto ezisuka kwiivenkile zokurhweba eziqeshwe kwiifemu njengeendawo zokuhambisa kwiimvumelwano zesikhathi eside ezigcinwe kwiiyunithi zokugcina, ukuhlamba imoto kunye nezinye iinjongo ezikhethekileyo ezivelisa ukuthengiswa kwabathengi abasebenzisa ixeshana. Utyalo-mali lwezakhiwo zentengiso zorhwebo zihlala ziba nemirhumo ebalulekileyo kunye nemithombo yemali engenayo , njengokongeza ii-cleaners vacuum cleaners kuhlamba imoto, ukwandisa ukubuya kotyalo-mali kumnini.
- Izityalo-mali zokuthengisa ezithengiswayo ziquka izitishi zokuthenga izitolo, iindawo zokurhweba, kunye nezinye iindawo zokugcina iimpahla. Kwezinye iimeko, umninimzi ufumana ipesenteji yokuthengisa ezenziwe ngumgcini-mpahla ngaphandle kwendawo yokuqeshisa isiseko ukuze kubangele ukugcina loo propati kwindawo ephezulu.
- Utyalo-mali-mali oluthile oluxhambileyo lwalabo badibanisa naziphi na iindidi ezi ngasentla zibe yiprojekthi enye. Ndiyazi ngomtyalomali waseCalifornia owathatha iidola eziligidi zeedola ekulondolozeni waza wafumana idolophu eyi-middle-size eMidwest. Wayeza kwibhanki ukuze ahlawule imali kwaye wakha isakhiwo seofisi esinezitezi ezintathu ezizungezwe ngevenkile zokuthengisa. Ibhanki, eyimbole imali, yaqeshisa umgangatho phantsi, ivelisa imali engenayo yengeniso kumnini. Ezinye izantsi zaqeshiselwa kwinkampani yomshuwalense yezempilo kunye namanye amashishini. Iivenkile ezizungezile zaqeshiswa ngokukhawuleza yi-Panera Isinkwa, i-gym yokubamba iqela, indawo yokutyela yokukhawuleza, ivenkile yokuthengisa i-upscale, ibhola yegalufa kunye ne-salon yeenwele. Utyalo-mali lwezakhiwo ezixubileyo zithandwa ngabantu abanempahla ebalulekileyo ngenxa yokuba banesidanga sokwenza izinto ezahlukeneyo, kubalulekile ekulawuleni umngcipheko.
- Ngaphandle kwalokhu, kukho ezinye iindlela zokutshala imali kwi-real estate ukuba awufuni ngokwenene ukujongana neepropati wena. Iingxowa-mali zentengo-mali, okanye ii-REIT, zithandwa kakhulu kuluntu-mali. Xa utyalomali nge-REIT , uthengisa izabelo zenkampani enempahla yezabelo kunye negalelo ngokuqhelekileyo yonke yayo ingeniso njengenzuzo. Ngokuqinisekileyo, kufuneka uhlangabezane neentlawulo zentlawulo - izahlulelo zakho azifaneleki kwiirhafu eziphantsi zentlawulo onokufumana kwiimpahla ezifanayo-kodwa, konke kukho konke, kunokungeniswa okulungileyo kwipotfoliyo ye-investor efanelekileyo xa kuthengwe ukulinganisela okufanelekileyo kunye nenqanaba elaneleyo lokhuseleko. Unokufumana i-REIT ukuze ufanise imboni yakho efunayo; umzekelo, ukuba ufuna ukufumana iihotele, ungafaka imali kwi-HOTEL REIT .
- Ungakwazi kwakhona ukungena kwiindawo ezininzi ze-esoteric, izatifikethi ezinjalo zerhafu . Ngokwenene, ukubolekisa imali yezindlu zangasese kugqithiselwa ukuba utyalo-mali , kodwa ndicinga ukuba kulungele ukuqwalasela le mali njengengxowa- mali , njengoko uvelisa imali yakho ngokubuyisela imali ngokutshintshisa inzala . Awunayo igalelo lexabiso kwixabiso okanye inzuzo yepropati engaphaya kwelo ngeniso yengeniso kunye nokubuyiswa kwenqununu yakho.
- Ngokufanayo, ukuthenga isiqwenga sepropati okanye isakhiwo size siqeshisele kumqeshi , njengendawo yokutyela, ihambelana nokutyalo-mali olusisigxina kunokuba utyalo-mali lwangempela. Ngokuqinisekileyo uhlawula imali ngepropati, nangona le nto ihambelana nomcingo wezo zibini kuba ekugqibeleni uza kubuyela kwipropati kwaye ngokuqinisekileyo uxabiso luyawe.